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Commonwealth Bank Low Rate & Zero Interest Credit Cards

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Commonwealth Bank Low Fee
  • Card Type: Mastercard
  • Benefits: Reduced First Year Annual Fee
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : $50,000
  • Minimum Income : $15,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $0 p.a.
  • Interest Free Period : 55 days
  • Reduced First Year Annual Fee : $0.00
  • $0 annual fee when you spend $1,000

  • Minimum credit limit of $500

  • No points program

  • Not good for international transactions (fees apply)


Commonwealth Bank Low Rate
  • Card Type: Mastercard
  • Minimum Credit Limit : $500
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $59 p.a.
  • Interest Free Period : 55 days
  • Up to $300 cashback on offer if you apply by 31 October 2019

  • Low purchase interest rate of 13.24%

  • Accessible minimum credit limit of $500

  • $59 Annual Fee

  • 3% International Transaction Fee

  • No attached rewards program

  • 5.99% p.a. on Balance Transfers for 5 months, reverting to the high Cash Advance Rate of 21.24% thereafter


Commonwealth Bank Low Rate Gold
  • Card Type: Mastercard
  • Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $4,000
  • Maximum Credit Limit : $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $89 p.a.
  • Interest Free Period : 55 days
  • Sign-Up Bonus : $200 Cashback when you apply by 31 July and spend $500 by 31 October
  • Up to $300 cashback on offer if you apply by 31 October 2019

  • Relatively low 13.24% purchase interest rate

  • Included International Travel Insurance

  • 3% International Transaction Fee

  • No attached rewards program


Commonwealth Bank Commbank Essentials
  • Card Type: Mastercard
  • Minimum Credit Limit : $400
  • Maximum Credit Limit : $3,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $60 p.a.
  • Interest Free Period : 55 days