Up to $300 cashback on offer if you apply by 30 April 2020
Low purchase interest rate of 13.24%
Accessible minimum credit limit of $500
$59 Annual Fee
3% International Transaction Fee
No attached rewards program
5.99% p.a. on Balance Transfers for 5 months, reverting to the high Cash Advance Rate of 21.24% thereafter
If you have a commonwealth bank wealth package you can get this card without the normal annual free. Credit card has all the bells and whistles expected and a middle range interest rate at the time of submission. Statements are easy to read and repayment amounts are clear.
Good Card. Not Great Rewards but Low fees
The card is quite a good one in terms of fees. With these being quite low, it would suit someone who doesn't pay off their credit card each month. One drawback however is no rewards for using the card, and as such this wasn't useful for me. The card was easy to use and the sign up was very simple as I was already a Commonwealth Bank member. Overall, good card but not useful for my circumstances due to rewards. Low annual fees is also a positive
- Verified customer
Easy to use
I first got this card when I had just turned 18.
It has always been easy to use and easy to access transactions and other relevant info through the app.
The statements are clear and provide all of the information needed.
The new program CBA have allows you to set part of your balance at a lower interest rate for a set amount of time, which is great as it saves money on interest.
The interest rate is very fair and the card has certainly been there for me when I have needed it most.
- Verified customer
Easy application and good online app and internet banking using NetBank. Back then got this card when they're offering $300 cashback after $1000 purchase, which is a pretty good deal. One of the lowest rate in the market.
Excellent for everyday use
- Good application for user friendly
- Really good support for the customer service
- Easy application process and very transparent
- Quick response to the application and quick delivery of the credit card
Smart card with a low-interest rate on purchases
This is a smart low rate MasterCard with a low purchase rate, one of the lowest on the market. I am a CBA customer and decided to apply for a credit card, this card attractive my attention, I filled the application via NetBank online, the application process was simple and easy because I am already a CBA customer.
I rely on my CBA Low Rate card for everyday purchases and to keep cash flow balanced. The main attractive feature is the low-interest rate on purchases, one of the lowest on the market and this feature is the most attractive to me.
Good card no problems
I use my card for everything I can ,rates are low compared to other cards. No hidden fees. I have not used it overseas. I have found the customer service easy to deal with. No complaints.
Easy to meet requirements
Previously had an Awards Credit Card which I found not practical. Rewards not worth having. Requested change to Low fee Card, no problem. To meet requirement for Low Fee or no fee only have to spend $1000 in previous year. Easily done.Should have changed when this type of card first became available.
Good service, polite call staff
I have been using this card for some time and unlike my other credit card (St george) I am impressed with the service and the staff who have been helpful and polite. I only use this card for travel and the occasional theatre ticket and it works for me. I have to say, respectful service from banks and financial institutions is important and this one fills the bill. I am sure I could get better interest rate but i have a fairly low expenditure so its not a big deal. When my bank messed up my direct debit payment the person who called was very he...lpful and polite and made sure I did not incur any additional expenses. I would recommend this card...but I am not a financial guru so that recommendation is purely on service and respect. Service is polite, respectful and helpful I could get a lower interest rate
I have been using this card for 3 years now and I havent had any complaints. You can use everywhere too. In fact when I went overseas I used my card to do my shopping and I didnt have any problems. I also used it for those emergency cash advances. The fees are low and wouldnt really harm your pockets. It is also great to use to do your online shopping.I have used it many times to buy things and services online shopping. Actually I have used it for my everyday transaction paying bills grocery shopping etc. A must have credit card for everyday use.
low rate and accepted anywhere
hope they can improve the card itself make it more attractive and be available in different colours.
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