1 photo
Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

3.8 from 5 reviews · View Statistics

Pros

  • Earn up to 30,000 bonus Qantas Points

  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

Cons

  • $160 Annual Fee

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
Minimum Credit Limit $3,000
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 0.75 points per $1
Points Conditions
  • 0.75 points per $1 spent on your first $2500 on eligible purchases per month

  • 0.3 points per $1 after the first $2500 spent on eligible purchases per month

There is no cap on earn rate.

Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate20.49% p.a.
Cash Advance Fee2%
Annual Fee$160 p.a.
Foreign Transaction Fee 0%
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Visit official website

Reviews

3.8

5 reviews
  • Transparency
    2.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    2.5 (2)
  • Rewards
    3.0 (2)
  • Online Experience
    3.5 (2)
  • Application Process
    4.5 (2)
Previous
Next
Joe P
Joe PSydney, NSW
  • 2 reviews

Not a very generous reward card for what you pay for and what you actually get

published

I am very disappointed with this card. You pay $160 upfront each year. Only get 0.75 on first 2,500 spent each month then it reduced to 0.20 after that amount each month. American Express has a similar product but with no annual fee and no monthly limit.

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Shirna
ShirnaPerth, WA
  • 3 reviews

Don't do cash

published

I was always hesitant to get a master card as I have always been a visa girl. Bankwest made it so easy though. It came as a package with my home loan, is super easy to manage on line with my other accounts and is accepted everywhere.

Transparency
Customer Service
Renato_A
Renato_AGreater Melbourne (Outer), VIC
  • 33 reviews
  • 37 likes

Great All-Round Card for Overseas Travellers

published
Frequent Flyer & Travel Credit Cards

Find out how Bankwest Qantas Platinum Mastercard compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

Compare all
PHM
PHMBrighton
  • 20 reviews
  • 10 likes

Bankwest scores own goal!

published

By reducing the credit period from 55 days to 44 and by reducing Qantas points from .75 per dollar to .5 on this card. Sadly coming back to the field as the Woolworths Qantas card did when it doubled the cost of the card and halved the point value last year.

pulonium
puloniumNSW, 2196
  • 12 reviews
  • 7 likes

Excellent credit card.

published

This is an excellent credit card from the best Bank in Australia. It has a very good 0.75 Qantas frequent flyer points per dollar spent with no cap, it has free travel insurance and it has no foreign transaction fees, which is great for both online shopping and shopping overseas when traveling.

But the best thing about this Bankwest card is their Australian call centres with very helpful staff. I highly recommend this card to anyone needing a good Qantas credit card.

Related Articles
Previous

How to get in front of credit card debt with a credit card balance transfer.

Credit card balance transfers are becoming an increasingly popular way for people with growing credit card debts to manage their finances. But are they really a magic bullet? We're going to look at the ins and outs of credit balance transfers, so you can find the best way to manage credit card debt and get your finances back in the black.

Nathan S.
Nathan S.12 Nov 2019
how-to-get-in-front-of-credit-card-debt-with-a-credit-card-balance-transfer

Best Super Funds in 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the best super funds of 2020!

Wendy Z.
Wendy Z.7 Nov 2019
best-super-funds-in-2020

Best Credit Cards in 2020!

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the best credit cards this year, as decided by ProductReview.com.au reviewers.

Wendy Z.
Wendy Z.19 Nov 2019
best-credit-cards-in-2020
Next

Questions & Answers

Sorry, there are no questions yet.

Get an answer from our members

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.