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Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

3.8 from 5 reviews · View Statistics


  • Earn up to 30,000 bonus Qantas Points

  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance


  • $160 Annual Fee


CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
Minimum Credit Limit $3,000
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 0.75 points per $1
Points Conditions
  • 0.75 points per $1 spent on your first $2500 on eligible purchases per month

  • 0.3 points per $1 after the first $2500 spent on eligible purchases per month

There is no cap on earn rate.

Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate20.49% p.a.
Cash Advance Fee2%
Annual Fee$160 p.a.
Foreign Transaction Fee 0%
Interest Free Period 44 days
Cash Advance Rate21.99% p.a.
Visit official website



5 reviews
  • Transparency
    2.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    2.5 (2)
  • Rewards
    3.0 (2)
  • Online Experience
    3.5 (2)
  • Application Process
    4.5 (2)
Joe P
Joe PSydney, NSW
  • 2 reviews

Not a very generous reward card for what you pay for and what you actually get


I am very disappointed with this card. You pay $160 upfront each year. Only get 0.75 on first 2,500 spent each month then it reduced to 0.20 after that amount each month. American Express has a similar product but with no annual fee and no monthly limit.

Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

ShirnaPerth, WA
  • 3 reviews

Don't do cash


I was always hesitant to get a master card as I have always been a visa girl. Bankwest made it so easy though. It came as a package with my home loan, is super easy to manage on line with my other accounts and is accepted everywhere.

Customer Service
Renato_AGreater Melbourne (Outer), VIC
  • 33 reviews

Great All-Round Card for Overseas Travellers

Frequent Flyer & Travel Credit Cards

Find out how Bankwest Qantas Platinum Mastercard compares to other Frequent Flyer & Travel Credit Cards

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  • 20 reviews

Bankwest scores own goal!


By reducing the credit period from 55 days to 44 and by reducing Qantas points from .75 per dollar to .5 on this card. Sadly coming back to the field as the Woolworths Qantas card did when it doubled the cost of the card and halved the point value last year.

puloniumNSW, 2196
  • 12 reviews

Excellent credit card.


This is an excellent credit card from the best Bank in Australia. It has a very good 0.75 Qantas frequent flyer points per dollar spent with no cap, it has free travel insurance and it has no foreign transaction fees, which is great for both online shopping and shopping overseas when traveling.

But the best thing about this Bankwest card is their Australian call centres with very helpful staff. I highly recommend this card to anyone needing a good Qantas credit card.

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