|Category||Frequent Flyer & Travel Credit Cards and Rewards Credit Cards|
|Benefits||Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$15,000.00|
|Rewards Program||Qantas Frequent Flyer|
|Points Earn Rate||1 points per $1|
Points are capped at $20,000 spend per statement period.
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Cash Advance Fee||21.74%|
|Annual Fee||$395.00 p.a.|
|Interest Free Period||44 days|
|Cash Advance Rate||21.74% p.a.|
Receive up to 120,000 Bonus Qantas Points (90,000 points when you spend $3,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
|Reduced First Year Annual Fee||$295.00|
Good reward, but annual fee and points capped at $5000
the card reward programme itself was quite good, $1 per point on visa card that is one of the highest conversion in the market. sign up offer is very attractive at the moment, offering 120000 points, comparing anz 100k. $395 annual fee was ok, they started to charge me annual fee last year even I had multiple home loan with them.
in terms of customer service, I don't know why their csc always typing on the computer, and most of the time they were just silent. probably too much chatting with Indian, who is really doing th work, they are just the face in australia.
Very Good Credit Card - Could be better though
We have had our NAB Qantas Premium card for the last few years and love earning Qantas points to help fund some of our holidays. We have access to this credit cad through our Mortgage so I can't comment on the annual fee associated with it. This card would be better if we had free access to the Qantas Club like other comparable credit cards - we hold an additional credit card with another bank to access this. The earning potential for points appears to be on par (sometimes better) than comparable cards as well. We use this card as our regular ...spending card and pay it off every month so are not subject to the interest rates applicable, so again cannot comment too much on that either. The card is pretty good for what we use it for, however with a minimum limit of $15000, it might not suit everyone.
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