Pay It Later

Saved by the unfortunate ones who left a review to save more people from losing – Omg I seriously never both to check out reviews for some reason it was the first thing on google search so I clicked on it and how lucky that I did . I'm so sorry to all the customers that have had money stolen an their identity stolen a huge sorry to all the small businesses ripped off an then made to look like the bad guys with the ppl who… Read more

purchased off U an hadn't found out why their goods never arrived . They seriously need some karma to come get them

Identity fraud – Payright and spotted you are fraudulent how dare you allow my personal details slip through your fingers after 5 years stoneink contract me saying I owe you money I've never heard of you more have I ever studied online I have disexia U faitat school how dare you your companyies should be investigated by the federal police I'm gyti make it happen… Read more

anymore else on board with me identity fraud is a criminal afence in Australia the media would love this

this is a massive fraud – i had a merchant account with this company and they have not paid me money my clients sent them in almost 12 months, ive got dribs and drabs of money here and there but im owed a figure sum still. dont sign up as a merchant

Don't use them – They've been withholding my money for month, its impossible to contact them as they don't reply to emails and they have no phone number to get in contact with them and they not only ripped me off the original amount but they have the cheek to keep taking late fees out my account on a regular bases

Scumers – I am writing on behalf of a my business, I have been requesting my money from them for over 6 weeks. The email is acknowledged yet no one is replying or sending our money that they are holding and have ultimately stolen.

Negative 5 stars – I am writing on behalf of a small business, I have been requesting our money from them for over 6 weeks. The email is acknowledged yet no one is replying or sending our money that they are holding and have ultimately stolen.

scammers – do not have any dealings with these scammers - they will steal your money, guaranteed... they should be in jail. absolute scumbags are ripping off everyday australians and dont even care

OMG terrible – I was told on the phone it takes 2 weeks to get your money after a customer purchases a product from you. Lucky I manage to get my money after many phone calls… explaining the other pay it later services pay you within 24 hours.

RIP OFF RIP OFF BE WARNED!!!! – Do not use, I repeat do not F...Use!!! Watch current affair channel 9 and see for yourself,what they are doing to small businesses.. How they are still operating is a joke..Stay away,do not use..

Not their first rodeo – They have scammed others before. The online flower company zflowers formally readyflowers is owned and run by the Hegarty family. They have not paid their florists who did their orders over $180000. They continue to make one scam after another. They need to be reported and investigated by the FEDS. They could not lie straight in bed. I’m so sorry… Read more

you are all suffering at the hands of these absolute scum of the earth. Justice will eventually prevail but they have been doing this for a long time.

Exposed On a Current Affair – Exposed on A Current Affair for being absolutely dishonest. Do not go near them. Avoid at all costs. They have withheld millions of dollars from mum and dad businesses across Australia.

No contact – Have sent payitlater so many emails they will not answer a email. We are after information on the money we are owed it’s a bit. I won’t be able to use payitlater in my retail shop as it’s becoming a concern.

Worst customer services I’ve ever experienced!!! – The customer services wasn’t rude, however, over a span of 3 days and my issue has NOT been resolved. Instead, I have been given a different explanation to what the merchant has. There has not been, even the slightest, progress in my enquiry. I’m even more confused now than I way then. There is no contact number to call, which would make this… Read more

situation a whole lot easier and would have my issue resolved in minutes instead of days with unhappy customers and merchants.

Trying to make contact with them is poor – I’ve just joined payitlater,I thought they would be good but they not,I’ve had are old mobile number on the account with them,but needed help kept been given are ticket and we get back to you in 48 hours,be trying for 1week now tried everything to fix mobile phone number then put my new mobile number in,doesn’t work ever,so I would give them 2… Read more

star rating,and still haven’t got none help,they sent me 4 tickets no help at all still waiting,it would if they hand contact phone number and airmail you can contact them but they don’t.mechele

They will scam you!!! – It takes weeks to get your money, customer service is crap, don't use it, big rip off, I will not use this again! Why do I have to type 30 words?

Love pay it later – Ive been with them for a quite a while now had no issues what so ever always review the company’s you buy from through them thats what i do its not payitlaters fault the companies linked to them dont send orders or are dodgey but do let them know if items dont come aswell as the company itself payitlater will most surely take then off there list… Read more

as it is a representation of there company i always check the stores before purchase pay it later just lends us the money to buy items at these stores ive recieved every order ive brought through then and they are very prompt when i email them and helpful they always help me buy halfing payments and doing fourtnightly payments if im having a hardtime very helpful nothing but possitive views for them from me :) and very greatful specially with my kids birthdays so il stick with them looking foward to them venturing out to giftcards etc and to well known stores patience is a virtue il be waiting :)

Terrible scam – Avoid this site.. absolute thieves they steal your money. Hold money for a week and then to withdraw another week and the fees are crazy.. definitely do not use this rubbish

Dont deal with them – STAY AWAY FROM THIS COMPANY. I signed on over 12 months ago, it only took me 2 sales to realize it was a bad move and cancelled my merchant facility. Took them WEEKS to actually pay me for the 2 sales I actually had.. Fast forward to this year I get notified that a customer has disputed a transaction (which they didn't), one of the only 2… Read more

transactions ever processed. They (PIL) claim the payment bounced for 12 months...rather than sending it to a debt collection agency PIL continually tried to deduct funds.

After much back and forth I finally got sent a screen shot statement from Stripe who ear mark it as fraud, not a legit chargeback. They use Stripe to charge like a subscription rather than their own platform as advertised.

Today I get a message saying I have yet another disputed transaction from May 2021, funny that PIL isn't on my website, nor is it available to my customers and has not been available for over 12 months. The name and amount also don't match ANY of my customers and the amount is more than the order limits set on my website. Oh and why does it not correspond to my sales? Because it was a different business!!! STAY AWAY FROM PAY IT LATER. Absolute rubbish, dont have a phone number and wont answer emails.

Also no protections for sellers with this mob. Go with one of the others.

Scammers please do not use – Scammers owe me a refund been to consumer protection and today tonight. Was told it has been listed with asic as a fraudulent business running from offshore. Stealing peoples credit cards and money. Report let’s get these scammers out of Australia.

DO NOT USE – Less then one day late took owed amount then constantly helped themselves to my bank account when nothing was owed they are straight up thieves had to cancel my card

No consumer protection – Used pay it later to purchase an item, item never arrived and merchant did not respond to my emails. Attempted to get a refund via email to pay it later but have yet to get even a reply. System is unreliable when it comes to security for consumers.

They scammed me – Very poor customer service, Email was the only way they would allow me to contact them. They refused to process the second payment on my only purchase with them. They did this so they could try and collect late fees (doubled the purchase amount). Plenty of other fantastic payment companies out there, don't get scammed with pay it later.  Show details

I cant live without this – This would be perfect for me I really hope you can help me as it would help me for birthday Christmas and other things that I need .thanks for your approval

Avoid at all costs. Terrible customer service – The shop didn't deliver. I kept Payitlater fully informed. Never replied to multiple emails or calls to fix. Paid the full amount but they kept charging fees. Terrible customer service.