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Afterpay

Afterpay

4.2 from 1,122 reviews

See the Best Buy Now, Pay Later Services in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • Free to use - Zero Interest and No Establishment Fees

  • Seamless integration within stores with a large number of merchants offering AfterPay

  • Automatic payment plan of 4 equal instalments each fortnight

  • Credit check not required; doesn't affect your credit score

Cons

  • $10 Late Fee for missing an automatic payment

  • $7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date

  • May affect your ability to secure a loan as lenders consider Afterpay a line of credit

Reviews

Review distribution

5 star
824
4 star
85
3 star
27
2 star
35
1 star
151

very useful

published

Find it is very useful because you can take advantage of sales and bargains as they happen. I am careful not to get carried away. Also I can purchase gifts in advance.

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John B.

John B.South East Queensland, QLD

Best in the Business Great everything

published

Own it sooner I recommend Afterpay to
Everyone
Just plan your budget for the duration
So easy, theyre so helpful when needed
Just a phone call away!
Highly recommend
Happy days

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aliotako

aliotakoSydney, NSW

  • 2 reviews

pretty bad interfacing

published
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Fantastic way to shop

published

This service is Fantastic, just like a lay by but you get your goods upfront !Quick and easy and wide range of stores and services available for all your needs

Customer Service
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Bec

BecGippsland, VIC

  • 8 reviews
  • 11 likes

Handy but there financial hardship needs work

published

Great Service, much cheaper and easier than a credit card and useful if your in a bind, but if something happens and you need to enter into a payment arrangement, they will cut you off and ban you from their service. Moral of the story, don't buy something you don't absolutely need and already have the money for in the bank.

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vicki aberg

vicki abergSouth-Eastern Region, NSW

  • 3 reviews

Very Handy

published

all good very handy service nothing much more to say will keep using and tell friends about service
only complaint is way does review have to be so long! something is either good or bad no need
to go and on as I said it is handy being able to spread payments over a period of time.

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Amulya V.

Amulya V.Greater Melbourne (Inner), VIC

  • 3 reviews

Great service

published

Perfect if you pay 4 instalments on time
User friendly to use the app, Best service experience ever and widespread of different stores where we can use this Afterpay service loved it

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Issue with retailer that never got resolved

published

I recently got my hair done at a salon and I used afterpay however the hairdresser informed me that they will charge 10% just for using afterpay so I still done it anyway. I rang up afterpay customer service about this and they said no retailer is allowed to add additional fees for using afterpay and they said they will get back to me which they haven’t. Not very happy at all. Will be thinking of using other services who are honest and prompt with their service.

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Helen

HelenSouth East Queensland, QLD

  • 4 reviews

Perfect service for people to shop

published

Awesome service and a wonderful way to buy much needed items. I have bought lots if items we have needed and Christmas gifts. Brilliant that shops also have in store shopping.

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Aline

AlineSouth East Queensland, QLD

Love it! Awesome customer service too

published

Customer Service team are awesome. They were friendly and helpful. They actually look for the best solution.
Afterpay really look after their customer. Well done guys! And thank you for taking care of my issue.

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Deb

Deb

  • 2 reviews

Wonderfull service from After Pay

published

After not receiving shoes ordered on 22/09/19, I finally contacted AP to advise them, they are going to contact the store & give them 1 week to deliver my goods or issue a refund & have placed the payments on hold until there is action.
Wonderfull service

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Always great

published

Never had any issues or problems 100% trust in them, always prompt and there to help, would recommend to everyone, Afterpay is the best, and I won't use anything else :)


Madvoice

MadvoiceNorth Queensland, QLD

  • 6 reviews

Great Service and Variety of Participating Stores

published

Have always had great service and any issues have been resolved quickly and efficiently.

Has been a handy way to budget for purchases within your financial capacity.

I've heard many people say it's been a financial trap but as long as you know your limitations and budget accordingly it can be a very convenient and sensible way to shop.

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Emmeline D.

Emmeline D.Greater Melbourne (Outer), VIC

The perfect trap.

published

This service is a great way to be able to afford items you normally wouldn't and I'm grateful for that but it's also so so easy to fall into a vicious cycle and get into debt

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After pay, so accommodating.

published

Love after pay , you receive your purchases within a few days, and you pay it off over 4 payments, they were great when my credit card was stolen and needed replacing, very understanding and were lovely to deal with while I awaited a new credit card.

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Christine Brown

Christine BrownWestern Australia

  • 2 reviews

brilliant

published

no complaints they have always have sorted my problems out and this is really handy when i need to order something in a hurry. I would recommend to anybody to try out afterpay

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janette Gonzalez

janette GonzalezSouth East Queensland, QLD

  • 2 reviews

Really convienent

published

Really handy when it's an off pay week and you see something you would love to buy but don t have the money at the time is so easy to pay off

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Gay R.

Gay R.Hunter Region, NSW

  • 2 reviews

Afterpay

published

Cannot use afyerpay service on all products why ?
Comes up zip all the time why?
Have had the AP for ages never missed a payment . Not sure why this is happening can you please see why .
Cheers

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National Workwear

National WorkwearSouth East Queensland, QLD

Immediate benefits

published

We integrated Afterpay into our online store, and the orders started to roll in. I don't know why we didn't set up the payment system earlier. It was the best decision ever!

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Great way to Shop

published

Allowes the customer to enjoy their purchases while paying a fortnightly payment no Interest
An even larger amount of retailers coming on board which gives people more choice when shopping Try it

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Questions & Answers

Paul agius

Paul agiusasked

I closed account but wNt reopen

1 answer
Helen
Helen

Hi Paul, I would go onto their website and email them to let them know your issue. They are really good to deal with.


Susu H.

Susu H.asked

I’ve been using afterpay for 3 years spent more then 10,000 on afterpay I forgot to update my card details and they blocked me because I was over due for like 2 months just 130 dollars but when I opened my account when I was back from holidays I noticed and updated my account and payed 130 now they suspended my account for.1 mistake I feel so annoyed

1 answer
Karen K.
Karen K.

Similar situation for me except I was in hospital... paid the outstanding when I got out but they still refuse to unlock my account and the WORST customer service when I called to ask why.. so rude.


Amelia W.

Amelia W.asked

In store pirchase today.
Scanned barcode on phone and it came up on their computer saying PBL not recognised.
On my phone it states something about some stores using QR codes, not the bar codes.
How do I create a QR code in my Afterpay app? Please.

1 answer
Christine Brown
Christine Brown

www.qr-code-generator.com you can join for free if this is not what you are looking for my apologizes


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Details

CategoryBuy Now, Pay Later Services

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