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Pros
Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
Cons
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
Reviews
Reviewer Photos & Videos
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Love it!
Use the app all the time, wouldn't be able to have the wonderful things I do because of it! So simple and easy to use, love that I can defer a payment if needed at no extra cost.
Review collected in partnership with Afterpay
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Best App Ever
I love it ,i used to lay by now i use afterpay i budget the same way i did for laybys and i dont have to wait for my good best app ever Thankyou for maming my life easiet
Review collected in partnership with Afterpay
cant buy gift card
whats going with after pay gift card why i cant buy it i tred so many a time in this month nd tried to call afterpay as well no response from them too
The reviewer stated that an incentive was offered for this review
Find out how Afterpay compares to other Buy Now, Pay Later Services
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Great app
It is exactly as it states, it's a great way to buy now and pay later. If you do the right thing by afterpay they do the right thing by you. Love it.
Review collected in partnership with Afterpay
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Perfect!
The repayments for items that I have purchased has worked well within my fortnightly budget. I am.able to purchase items hassle free. Click and collect has worked in my favour.
Review collected in partnership with Afterpay
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I love afterpay!!!!!
After pay gives me the freedom to shop an spread my payments over for payment days an they are always happy to help at the call center if you have any trouble with anything
Review collected in partnership with Afterpay
Amazing
Love it easy simple recommend to everyone . Means I can purchase what I want when I want and not have to worry about the cost as it’s spread over time interest free. 5 stars
- 2 reviews
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Easy to use
App easy to use, reschedule payments, part pay early, laid out easy to read and understand. All due dates clearly identified. Alot of shops to choose from, online and instore
Review collected in partnership with Afterpay
Love it makes things affordable
I love how I can afford to get things over $100.What is not to like. I can’t live with out it. Thank you aftoay for making my life a lot affordable
Find out how Afterpay compares to other Buy Now, Pay Later Services
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Makes shopping easier and more affordable by using payments.
Shopping with Afterpay is easy and makes shopping more affordable by having part payments. This is my new way of shopping. Would highly recommend to anyone to give Afterpay a go.
The reviewer stated that an incentive was offered for this review
Allows luxuries for my family
Afterpay allows me to give my family what’s needed/wanted then and there and for me to pay it off over 4 payments. Allowing me to budget the family income better.
This is great for me ….Love it….
Can’t live without it…. Makes my life easier on a single wage. Easiest to use on the app. Makes my life easier and know when to expect the next payment due.
In love with afterpay
I just love afterpay I use it every ft night it helps so much only being on Newstart I buy gift cards from Woolworths to do big grocery shops I couldn’t live without afterpay
Just love afterpay and it’s a must have app
Afterpay is the best as long as you are a pretty organised person and definitely have the app and check your emails regularly because Afterpay are so good at sending reminders !! No excuse for late payments !! Unless your unexpectedly sick or having a bad experience in your life , call them for compassionate reasons , hopefully they’ll waiver a payment in certain circumstances
Love afterpay best thing ever
Afterpay is a great option it lets you pay for anything if you don’t have all the money at once it allows you to pay the item off which is really good
Find out how Afterpay compares to other Buy Now, Pay Later Services
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Questions & Answers
Hi. What's the reason my limit from 3000 decreased to 2000 overnight without late payments?????
Yeah mine has done a similar thing, I’ve always paid before time or on the day never missed a payment I had about $800 or so to use now it says I have nothing, last time this happened they said there was a fault and they fixed it, so let’s hope they are on to it.
Same with me was 3000 a week ago... today 2000... I pay on time and even earlier... never missed even one payment... hope Australian goverment look into this fraud company... probably needs investigating.
Is bad because i was going to dental clinc.....if start to do some work and qhen to pay ....what i do? Is different if buy something because you can leave ...
Are old customers able to get the 6 payments instead of 4
How can I unblock my afterpay account
Get an answer from our members and Afterpay representatives
Details
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