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Afterpay
4.0 from 1,776 reviews · View Statistics

Pros

  • Free to use - Zero Interest and No Establishment Fees

  • Seamless integration within stores with a large number of merchants offering AfterPay

  • Automatic payment plan of 4 equal instalments each fortnight

  • Credit check not required; doesn't affect your credit score

Cons

  • $10 Late Fee for missing an automatic payment

  • $7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date

  • May affect your ability to secure a loan as lenders consider Afterpay a line of credit

Reviews

  • Transparency
    3.8 (760)
  • Customer Service
    3.6 (674)
  • Rates and Fees
    4.0 (639)
  • Application Process
    4.1 (647)
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tarantobree
tarantobreeHunter Region, NSW
  • Verified

Love it!

published

Use the app all the time, wouldn't be able to have the wonderful things I do because of it! So simple and easy to use, love that I can defer a payment if needed at no extra cost.

Transparency
Customer Service
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Review collected in partnership with Afterpay

Vicki
VickiSouth East Queensland, QLD
  • Verified

Best App Ever

published

I love it ,i used to lay by now i use afterpay i budget the same way i did for laybys and i dont have to wait for my good best app ever Thankyou for maming my life easiet

Transparency
Customer Service
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Review collected in partnership with Afterpay

kevan n.
kevan n.Murray Region, NSW

cant buy gift card

published

whats going with after pay gift card why i cant buy it i tred so many a time in this month nd tried to call afterpay as well no response from them too

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

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Wayne
WayneCentral Highlands and Goldfields, VIC
  • Verified

Great app

published

It is exactly as it states, it's a great way to buy now and pay later. If you do the right thing by afterpay they do the right thing by you. Love it.

Incentivised ReviewNo
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Review collected in partnership with Afterpay

  • Verified

Perfect!

published

The repayments for items that I have purchased has worked well within my fortnightly budget. I am.able to purchase items hassle free. Click and collect has worked in my favour.

Transparency
Customer Service
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Review collected in partnership with Afterpay

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  • Verified

I love afterpay!!!!!

published

After pay gives me the freedom to shop an spread my payments over for payment days an they are always happy to help at the call center if you have any trouble with anything

Transparency
Customer Service
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Review collected in partnership with Afterpay

Amazing

published

Love it easy simple recommend to everyone . Means I can purchase what I want when I want and not have to worry about the cost as it’s spread over time interest free. 5 stars

Transparency
Customer Service
james f.
james f.Metropolitan Adelaide, SA
  • 2 reviews
  • Verified

Easy to use

published

App easy to use, reschedule payments, part pay early, laid out easy to read and understand. All due dates clearly identified. Alot of shops to choose from, online and instore

Transparency
Customer Service
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Review collected in partnership with Afterpay

Vanessa S.
Vanessa S.Central Queensland, QLD

Love it makes things affordable

published

I love how I can afford to get things over $100.What is not to like. I can’t live with out it. Thank you aftoay for making my life a lot affordable

Transparency
Customer Service
Buy Now, Pay Later Services

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Robyn L.
Robyn L.Metropolitan Adelaide, SA

Makes shopping easier and more affordable by using payments.

published

Shopping with Afterpay is easy and makes shopping more affordable by having part payments. This is my new way of shopping. Would highly recommend to anyone to give Afterpay a go.

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

Riss H.
Riss H.Hunter Region, NSW

Allows luxuries for my family

published

Afterpay allows me to give my family what’s needed/wanted then and there and for me to pay it off over 4 payments. Allowing me to budget the family income better.

Transparency
Customer Service

This is great for me ….Love it….

published

Can’t live without it…. Makes my life easier on a single wage. Easiest to use on the app. Makes my life easier and know when to expect the next payment due.

Incentivised ReviewNo
Tammy
TammyCentral West, NSW

In love with afterpay

published

I just love afterpay I use it every ft night it helps so much only being on Newstart I buy gift cards from Woolworths to do big grocery shops I couldn’t live without afterpay

Transparency
Customer Service
Barbara1045
Barbara1045Murray Region, NSW

Just love afterpay and it’s a must have app

published

Afterpay is the best as long as you are a pretty organised person and definitely have the app and check your emails regularly because Afterpay are so good at sending reminders !! No excuse for late payments !! Unless your unexpectedly sick or having a bad experience in your life , call them for compassionate reasons , hopefully they’ll waiver a payment in certain circumstances

Transparency
Customer Service
Sheree Mathiesen
Sheree MathiesenSouth East Queensland, QLD

Love afterpay best thing ever

published

Afterpay is a great option it lets you pay for anything if you don’t have all the money at once it allows you to pay the item off which is really good

Incentivised ReviewNo
Buy Now, Pay Later Services

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Page 1 of 119

Questions & Answers

IONUT
IONUTasked

Hi. What's the reason my limit from 3000 decreased to 2000 overnight without late payments?????

5 answers
Arctic cub
Arctic cub

Yeah mine has done a similar thing, I’ve always paid before time or on the day never missed a payment I had about $800 or so to use now it says I have nothing, last time this happened they said there was a fault and they fixed it, so let’s hope they are on to it.

K.Jay
K.Jay

Same with me was 3000 a week ago... today 2000... I pay on time and even earlier... never missed even one payment... hope Australian goverment look into this fraud company... probably needs investigating.

IONUT
IONUT

Is bad because i was going to dental clinc.....if start to do some work and qhen to pay ....what i do? Is different if buy something because you can leave ...

Myra S.
Myra S.asked

Are old customers able to get the 6 payments instead of 4

1 answer
Palo88
Palo88

No such thing as 6 payments

Skye B.
Skye B.asked

How can I unblock my afterpay account

1 answer
Alan
Alan

Your bank can issue a new card without changing account number....

See all Afterpay questions

Get an answer from our members and Afterpay representatives

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