Free to use - Zero Interest and No Establishment Fees
Seamless integration within stores with a large number of merchants offering AfterPay
Automatic payment plan of 4 equal instalments each fortnight
Credit check not required; doesn't affect your credit score
$10 Late Fee for missing an automatic payment
$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date
May affect your ability to secure a loan as lenders consider Afterpay a line of credit
pretty bad interfacing
Trying to purchase item directly from site. At point of sale I can choose afterpay (yah because small installments for an expensive item). Directs me to afterpay: log in or create an account comes up an input of email required. Do that. Next page requires your phone number to send code. Do that too. Message appears: "Hi it looks like you already have an account. close this page and log in."
Well gosh afterpay, I've just been doing that. I've actually just followed your requests. Thought maybe it's my pc, do it from my phone via the app.
Handy but there financial hardship needs work
Great Service, much cheaper and easier than a credit card and useful if your in a bind, but if something happens and you need to enter into a payment arrangement, they will cut you off and ban you from their service. Moral of the story, don't buy something you don't absolutely need and already have the money for in the bank.
all good very handy service nothing much more to say will keep using and tell friends about service
only complaint is way does review have to be so long! something is either good or bad no need
to go and on as I said it is handy being able to spread payments over a period of time.
Issue with retailer that never got resolved
I recently got my hair done at a salon and I used afterpay however the hairdresser informed me that they will charge 10% just for using afterpay so I still done it anyway. I rang up afterpay customer service about this and they said no retailer is allowed to add additional fees for using afterpay and they said they will get back to me which they haven’t. Not very happy at all. Will be thinking of using other services who are honest and prompt with their service.
Wonderfull service from After Pay
After not receiving shoes ordered on 22/09/19, I finally contacted AP to advise them, they are going to contact the store & give them 1 week to deliver my goods or issue a refund & have placed the payments on hold until there is action.
Great Service and Variety of Participating Stores
Have always had great service and any issues have been resolved quickly and efficiently.
Has been a handy way to budget for purchases within your financial capacity.
I've heard many people say it's been a financial trap but as long as you know your limitations and budget accordingly it can be a very convenient and sensible way to shop.
After pay, so accommodating.
Love after pay , you receive your purchases within a few days, and you pay it off over 4 payments, they were great when my credit card was stolen and needed replacing, very understanding and were lovely to deal with while I awaited a new credit card.
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Questions & Answers
I closed account but wNt reopen
I’ve been using afterpay for 3 years spent more then 10,000 on afterpay I forgot to update my card details and they blocked me because I was over due for like 2 months just 130 dollars but when I opened my account when I was back from holidays I noticed and updated my account and payed 130 now they suspended my account for.1 mistake I feel so annoyed
In store pirchase today.
Scanned barcode on phone and it came up on their computer saying PBL not recognised.
On my phone it states something about some stores using QR codes, not the bar codes.
How do I create a QR code in my Afterpay app? Please.
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