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American Express Low Rate

American Express Low Rate

5.0 from 1 review

See the Best Low Rate & Zero Interest Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


American Express Low Rate
CategoryLow Rate & Zero Interest Credit Cards and Balance Transfer Credit Cards
Card TypeAmerican Express
Minimum Credit Limit$1,000
Minimum Income $50,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Minimum Repayments2.5%
Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate8.99% p.a.
Late Payment Fee$30
Annual Fee$0 p.a.
Interest Free Period 55 days
Balance Transfer Rates
Balance Transfer Period 12 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%

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Great credit card linked to PayPal

Great card if you pay your bills on time. We pay by direct debit so we are not slugged with charges. We link it to our PayPal payment and so we are able to pay for products that the sellers would not normally accept Amex. Their reward scheme is also great and reliable.

Online Experience
Application Process
Card Start DateMay 1999
Main Point of ContactOnline
Card / Account Used ForEveryday Expenses, Online Shopping and Special Purchases

Questions & Answers

I'm a south African living in Malaysia I needed a credit card for all my online activities what is the best international card where deposits are not a problem
No answers

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