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American Express Low Rate
Pros
$0 Annual Fee
Low Interest Rate of 8.99% on purchases
0% p.a. on Balance Transfers for the first 12 months
Add up to 4 Additional Cards at no extra cost
Cons
1% Balance Transfer Fee
3% Currency Conversion Fee
No attached rewards program
Details
| Category | Low Rate Credit Cards, No Annual Fee Credit Cards and Balance Transfer Credit Cards |
|---|---|
| Card Type | American Express |
| Minimum Credit Limit | $1,000 |
| Minimum Income | $50,000 |
| Additional Cardholders | 4 |
| Additional Cardholder Fee | $0 p.a. |
| Minimum Repayments | 2.5% |
| Contactless Payments | Apple Pay, Fitbit Pay, Google Pay and Samsung Pay |
| Rates & Fees | |
| Purchase Rate | 8.99% p.a. |
| Late Payment Fee | $30 |
| Annual Fee | $0 p.a. |
| Foreign Transaction Fee | 3% |
| Interest Free Period | 55 days |
| Balance Transfer Rates | |
| Balance Transfer Period | 12 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
Reviews
- 5 reviews
- 3 likes
Great credit card linked to PayPal
Great card if you pay your bills on time. We pay by direct debit so we are not slugged with charges. We link it to our PayPal payment and so we are able to pay for products that the sellers would not normally accept Amex. Their reward scheme is also great and reliable.
The reviewer stated that an incentive was offered for this review
Questions & Answers
I'm a south African living in Malaysia I needed a credit card for all my online activities what is the best international card where deposits are not a problem
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