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American Express Low Rate

American Express Low Rate

5.0 from 1 review · View Statistics
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$0 Annual Fee
Low Interest Rate of 8.99% on purchases
0% p.a. on Balance Transfers for the first 12 months
Add up to 4 Additional Cards at no extra cost


1% Balance Transfer Fee
3% Currency Conversion Fee
No attached rewards program


CategoryLow Rate Credit Cards, No Annual Fee Credit Cards and Balance Transfer Credit Cards
Card TypeAmerican Express
Minimum Credit Limit $1,000.00
Minimum Income $50,000.00
Additional Cardholders 4
Additional Cardholder Fee $0.00 p.a.
Minimum Repayments2.5%
Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate8.99% p.a.
Late Payment Fee$30.00
Annual Fee$0.00 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Balance Transfer Rates
Balance Transfer Period 12 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Visit official website


1 review
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
GbengaSouth East Queensland, QLD
  • 6 reviews

Great credit card linked to PayPal


Great card if you pay your bills on time. We pay by direct debit so we are not slugged with charges. We link it to our PayPal payment and so we are able to pay for products that the sellers would not normally accept Amex. Their reward scheme is also great and reliable.

  • Rewards
  • Online Experience
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Questions & Answers

Ahmed amod
Ahmed amodasked

I'm a south African living in Malaysia I needed a credit card for all my online activities what is the best international card where deposits are not a problem

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