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St.George No Annual Fee
Pros
No Annual Fee
0% p.a. on Balance Transfers for 12 months
Fraud Protection feature
Add up to 3 extra cards at no extra cost
Cons
1% Balance Transfer Fee
3% International Transaction Fee
Relatively high 20.74% p.a. Interest Rate on purchases
No attached rewards program
Details
| Category | No Annual Fee Credit Cards and Balance Transfer Credit Cards |
|---|---|
| Card Type | Visa |
| Minimum Credit Limit | $500 |
| Maximum Credit Limit | $40,000 |
| Additional Cardholders | 3 |
| Additional Cardholder Fee | $0 p.a. |
| Minimum Repayments | 2% |
| Contactless Payments | Apple Pay, Google Pay and Samsung Pay |
| Rates & Fees | |
| Purchase Rate | 20.74% p.a. |
| Cash Advance Fee | 2% |
| Late Payment Fee | $15 |
| Annual Fee | $0 p.a. |
| Foreign Transaction Fee | 3% |
| Overseas ATM Withdrawal Fee | $5 |
| Interest Free Period | 55 days |
| Cash Advance Rate | 21.49% p.a. |
| Balance Transfer Rates | |
| Balance Transfer Period | 12 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
| Release date | May 2007 |
Reviews
- 4 reviews
Great
Had this card for a number of years and never had an issue. Auto payment sweep is a great feature, and I never have to worry about paying the interest.
The reviewer stated that an incentive was offered for this review
- 11 reviews
- 7 likes
Balance Transfer 24 months Interest Free - Quick Approval
After straggling to get on top my debt with a previous credit card provider, they weren't willing to help me at all with either a consolidation loan or switching to a new type of credit card or personal loan.
So... I went to St.George and they were more than happy bring my credit card over to them with 24 months Interest free on the Balance Transfer.. I have since been approved and I have set up weekly payments to pay off the debt. Within a certain number of weeks I will have paid off the debit well before the 24 months period is up .. - Sup...
- 2 reviews
- 1 like
Excellent
I have had this card for 5 years and i have never had a problem with it and the interest rate is much the same as other cards
Interest rate and no annual fee
I have nothing against this card
Find out how St.George No Annual Fee compares to other No Annual Fee Credit Cards
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Questions & Answers
Can you apply if on Centre link payment
hello, can you please tell me If you ever deal with their card operation centre in regards to card transaction enquiry ?
I've had enough of Citi offshore processing customer service. Thinking to bringover the balance to St George Bank
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Contact info for St.George No Annual Fee
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