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St.George No Annual Fee
Pros
No Annual Fee
0% p.a. on Balance Transfers for 12 months
Fraud Protection feature
Add up to 3 extra cards at no extra cost
Cons
1% Balance Transfer Fee
3% International Transaction Fee
Relatively high 20.74% p.a. Interest Rate on purchases
No attached rewards program
Details
| Category | No Annual Fee Credit Cards and Balance Transfer Credit Cards |
|---|---|
| Card Type | Visa |
| Minimum Credit Limit | A$500 |
| Maximum Credit Limit | A$40,000 |
| Additional Cardholders | 3 |
| Additional Cardholder Fee | A$0 p.a. |
| Minimum Repayments | 2% |
| Contactless Payments | Apple Pay, Google Pay and Samsung Pay |
| Rates & Fees | |
| Purchase Rate | 20.74% p.a. |
| Cash Advance Fee | 2% |
| Late Payment Fee | A$15 |
| Annual Fee | A$0 p.a. |
| Foreign Transaction Fee | 3% |
| Overseas ATM Withdrawal Fee | A$5 |
| Interest Free Period | 55 days |
| Cash Advance Rate | 21.49% p.a. |
| Balance Transfer Rates | |
| Balance Transfer Period | 12 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 1% |
| Release date | May 2007 |
Visit official website
DroopsterGeelong
- 3 reviews
Great
Had this card for a number of years and never had an issue. Auto payment sweep is a great feature, and I never have to worry about paying the interest.
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The reviewer stated that an incentive was offered for this review
BrettclarkeNorthern Region, NSW
- 10 reviews
- 7 likes
Balance Transfer 24 months Interest Free - Quick Approval
After straggling to get on top my debt with a previous credit card provider, they weren't willing to help me at all with either a consolidation loan or switching to a new type of credit card or personal loan.
So... I went to St.George and they were more than happy bring my credit card over to them with 24 months Interest free on the Balance Transfer.. I have since been approved and I have set up weekly payments to pay off the debt. Within a certain number of weeks I will have paid off the debit well before the 24 months period is up .. - Sup...Read more
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btaylQld, 4032
- 2 reviews
- 1 like
Excellent
I have had this card for 5 years and i have never had a problem with it and the interest rate is much the same as other cards
Interest rate and no annual fee
I have nothing against this card
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Questions & Answers
Alice Wattasked
Can you apply if on Centre link payment
No answers
Sharlynasked
hello, can you please tell me If you ever deal with their card operation centre in regards to card transaction enquiry ?
I've had enough of Citi offshore processing customer service. Thinking to bringover the balance to St George Bank
No answers
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