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ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

2.6 from 13 reviews · View Statistics

Pros

  • 120,000 Bonus Qantas Points & $200 Cash Back Offer

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

Cons

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

Details

CategoryFrequent Flyer & Travel Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
Minimum Credit Limit $15,000
Minimum Income $75,000
Additional Cardholders 9
Additional Cardholder Fee $65 p.a.
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 1 points per $1
Points Conditions
  • 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period

  • 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period

  • 1 additional point per $1 spent on selected Qantas products and services in Australia

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.24% p.a.
Annual Fee$425 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Cash Advance Rate21.49% p.a.
Introductory Offers
Sign-Up Bonus

Receive 120,000 bonus Qantas Points and $200 back when you spend $3,000 on eligible purchases in the first 3 months of approval. Also receive 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.


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Reviews

  • Transparency
    3.1 (9)
  • Customer Service
    2.9 (10)
  • Rates and Fees
    2.3 (10)
  • Rewards
    3.4 (11)
  • Online Experience
    2.7 (10)
  • Application Process
    2.9 (8)
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mcoates

mcoatesAU

  • 13 reviews
  • 11 likes

Clarification on two complimentary lounge passes per year

published
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Inge

IngeSydney, NSW

  • 4 reviews
  • 2 likes

Credit card application rejected without valid reason

published

Held an ANZ credit card a year ago and I always paid my card on time each month. Now wants to reapply but was rejected without valid reason. What a joke. My salary is much better now and I was planning to spend 10K a month but now will bring my business somewhere else. Thanks for nothing

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Don Rocinante

Don RocinanteSydney, NSW

  • 3 reviews
  • 2 likes

Spectacularly bureaucratic process

published
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Frequent Flyer & Travel Credit Cards

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Lampooned in another country with no support

published
Customer Service
Rates and Fees
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Valkyrie

ValkyrieSydney, NSW

  • 4 reviews
  • 3 likes
  • Verified

One of the 3 best Visa top level card

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The reviewer stated that an incentive was offered for this review

Baha F.

Baha F.Sydney, NSW

  • 9 reviews

Good!

published

Good card with rate. The bonus points on offer are good for flight tickets and some times very good deals for new members, also easy to claim for frauds but it's too expensive to maintain the card!

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Welt

WeltSydney, NSW

Great card. Good earn rate

published

Great card. Good earn rate. The bonus points on offer will help. Eligible purchases for points is broader than other providers such as citi. Personal concierge is also very helpful.

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TidyR

TidyRSydney, NSW

  • 3 reviews
  • Verified

Almost not worth the hassle

published

The application process in our case was a hassle and their customer service team wasn’t on par as other cards I hold.

I find having to call the bank to release the Qantas Lounge invitations a bit sneaky, the only benefit with this is if they have a year of expiry from when you ask for them, which I’m yet to test. I can imagine a lot of people forgetting to use their invitations with the extra step to land them in their QFF account.

In all, it’s good for bonus points but not worth keeping long term when you compare the other cards on the market.

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Andrew C.

Andrew C.Sydney, NSW

  • 2 reviews

So so card

published

I got this card as a part of my home loan package with ANZ. Other than the 1 qantas point per dollar spent, the only other meaningful benefit is the two qantas lounge passes per annum.

Hardly any entertainment or lifestyle offers.

I only have the card as my other card is Amex and sometimes I need a visa card as Amex is not as widely accepted.

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Loic

LoicSydney, NSW

  • Verified

High annual fees, extensive insurances, poor customer service,

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G R P K

G R P KGreater Melbourne (Inner), VIC

  • 6 reviews
  • 2 likes

Nice bonus points

published

I joined for the bonus Qantas points offer which was definitely worthwhile and easy to qualify for. The credit card also comes with an AMEX which has higher points per dollar. It was one of the first cards to use Apple pay too so very convenient.

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Rodrigo Garcia

Rodrigo GarciaSydney, NSW

  • 2 reviews

Do not get an ANZ Frequent Flyer Black!!

published

ANZ does not transfer your points from the credit card to frequent flyer. They make you hold hours in the phone and say you need to wait until next month period to receive the points and next month they have a different excuse. For the cost of the credit card fee it is DEFINITELY not worth getting this service. IT DOES NOT WORK!

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Ron

RonAdelaide

  • 9 reviews
  • Verified

Lots of extra fee like rewards management fee and fees for additional card holder.

published

There are many extra fees which is part of annual fee but not cover for breakfree customer.
Like reward management fee which no other bank charge for like NAB.
Addition, there is additional charges and reward management fee for additional card which again no bank charge for this.

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Questions & Answers

Peter H.

Peter H.asked

Will be going on BreakFree package with ANZ with this credit card. With an additional account holder what will be the total additional costs I will incur on top of the BreakFree $395 fee

No answers

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