ANZ Rewards Travel Adventures

Terrible card now that hey have removed all the benefits – This card used to be OK when it included a complimentary flight and lounge passes but since they changed that it has become pretty poor value for money. Also, I have spent 4 days in a row trying to get onto customer service to organise using with holds of over an hour each day. When I finally got through to a rep on the fourth day they told me I couldn't book my flight because of date restrictions. TOTAL JOKE. DO NOT APPLY FOR THIS CARD!!!!! Show details

Its good but I can't take advantage of free flight – I have had the ANZ Adventures card for about a year. My friend recommended it to me as I got 40,000 signup bonus Velocity FF points and a free return domestic flights every year. Unfortunately due to Covid-19, Virgin airways is going under and I never got a chance to use my free return trip and that seems unlikely anytime soon. So for $225 annual… Read more

fee, I'm not sure if its worth it. ANZ website is easy to use, but their Rewards website is very slow and I give up trying to log in, so i haven't taken advantage of their online shopping to get more bonus points. I'm now thinking i should try another card that is connected to Qantas FF as i will get more use out.

Great card with great travel benefits – I really like this card because the fee is low given the benefits. You get a return domestic flight every year, as well as free Virgin lounge passes. When I signed up they had a deal where theres no annual fee for the first year as well as 100k Velocity points, so it seemed crazy not to sign up. I have actually kept the card beyond the free period just for the benefits. Show details

Handy - really TOO handy. No Overseas transaction Fees! – ANZ Rewards Travel Adventures Card. Ive had this particular card for a couple of years now after upgrading from another card during a promotion. I opted to upgrade purely as this card did not attract the overseas transaction fees that are applied to all purchases made using other currencies. I think I had amassed $40 fees in one particular… Read more

month. It is expensive at $225 per year as my previous ANZ Rewards Platinum was only $95 but the extra $130 is more than off-set by the lack of overseas transaction fees. There are also other benefits such as additional warranty time on goods purchased here in Australia & paid for using the ANZ Rewards Travel Adventures Card. Further benefits for those who travel include Travel Insurance, Virgin Flights & Lounge access, VISA Entertainment etc. Rewards points are accrued at 1.5 points per $1 up to $2000 per statement & 0.5 points over $2000 per statement. I usually redeem my points for Shopping Gift Cards & for the whole year, the amount I redeem is usually around or more than my Annual Fee, so for me, this works. Interest rates on all Credit Cards are high, but I pay my statement in Full (auto payment so I dont forget) on the day it falls due each month so there is no further interest or fees applied. It is purely that $225 Annual Fee. Online statement access is easy & always up to date. I have been hacked once & ANZ were quick to cancel my old card & re-issue a new one. The Charges that appeared that were not mine were also sorted within a couple of weeks without much stress. The department who handled this were great to deal with as was my local branch. I had the new card sent to my local branch via their internal mail system rather than relying on Australia Post to deliver it to the correct letterbox. Picking up from the local branch after producting ID, was only a few days after the card had been ordered. My new card was activated at the same time as I collected it.

CONs Like all Credit Cards they can become too convenient & get over used.

Conclusion - I love my online shopping & as this ANZ Rewards Travel Adventures Card does not attract the overseas transaction fees that are applied to other cards it is the most suitable for me. Even with the $225 Annual fee, I usually redeem sufficient shopping gift cards each year to off-set this fee plus I save on overseas purchases by not having that extra transaction fee that applies to most other cards.

Good for anyone who travels regularly – If you travel often (especially overseas) this a decent card that is coupled with fantastic customer service. You are given a complimentary return Virgin domestic flight, which I found extremely easy to book and you also get two single use Virgin lounge passes. The annual fee of $225 is quite high in comparison to other cards and the 20.24%… Read more

interest rate will make you cringe a little when the statement arrives, especially considering the less than desirable points offering that this card provides you with. You can earn 1.5 reward points per $1 spent however this is capped at $2000 per statement period and anything above this amount you will only earn 0.5 points. If your expenditure is usually high I would suggest you consider other options. The lowest credit limit available is $6000. For someone like myself who prefers having a lower limit this is less than desirable but made worth it by the complimentary travel insurance it provides to the entire family when we go overseas. Their is also no transaction fees charged when using the card abroad which makes travelling a lot easier eliminating the need to cary cash around. I will conclude this review by again mentioning the high level of customer service that comes with this card. ANZ are so pleasant to deal with and if you have any issues you can be assured that someone will personally sort them out and get back to you. I have found this is not always the case with other banks and you continuously have to follow up to get any kind of resolution. If you need to contact them the time on hold is always minimal and the internet banking is user friendly for those who are technologically challenged.

Pros - Excellent customer service. - Travel and health insurance overseas - Free domestic return flight within Australia and two lounge passes. - Easy to navigate online banking.

Cons - Disappointing Reward scheme. - High annual fee. - Minimum credit limit. - Charge for additional card holders. - Interest rate higher than other banks offer.

Annual fee well spent :) – Get ANZ points when you use the card for payment, which is very standard for a credit card with annual fee. I like the card with the fact that I can redeem for return tickets for a domestic flight with Virgin. Redemption needs to do on a phone, I thought it would be hard but indeed it was easy. Be reminded to check fight schedule before you call,… Read more

from my experience, some flights in good timing in near future were not available, given that fact that you needed to book it at least 60 days before, so plan ahead. So far I think I love this card.

Good if you need to fly domestic every year – The annual fee is $225 but it gives you one return domestic flight plus two Virgin lounge passes. You cannot sell the flight and you will need to book two months in advance. The point scheme is pretty ordinary at 1=$1. It will be good for someone like me who need to travel domestically once every year. It will be even better value if you are… Read more

travelling during school holiday or public holiday when the flights aren't cheap. The downside is you need to book two months in advance by calling ANZ (no online booking) which is a bit of hassle. So unless you need to travel, I dont see a big merit to this credit card.

Great credit card for use overseas/when travelling anywhere! – Great card, reasonable fees and excellent extras (insurance, one free domestic flight on Virgin each year, points etc). Best part is no overseas transaction fee! I use this card when travelling or when making any purchase in a foreign currency. Show details

Great signup bonus and free flight – 75,000 Velocity points sign up bonus is pretty good, plus you get a free return flight which totally offsets the annual fee. I found the sign up process and organising a direct debit somewhat difficult - you had to go into a branch which seemed unnecessary. But overall worth it for the bonus points. Show details

Good card for anz points – This card came with a virgin points bonus upon application, its varied since but its a good incentive to get it. The points per spend are anz points which can then be converted to your award of choice. There is an annual fee of $249 which covers the use of the card, a domestic return flight on virgin each year, 2x virgin lounge passes and travel… Read more

insurance when travelling. There is also a concierge number you can call when you need information about travel or anything else. I've called this number a few times in regards to organising the complimentary domestic flights and the customer service is quite helpful. There is also purchase protection but i have yet to claim/use this yet. Overall I use this occasionally but the high interest rates (20%) are a killer if not paid on time.

Great extra benefits for travel and online shopping – I have this credit card for a couple of years. Although it has a high annual fee, I do get the more than it back due to the annual free domestic flight and the rewards points which I convert into gift cards. As I travel every year overseas, it is great that it comes with travel insurance if I pay the tickets with the credit card and am one of the… Read more

passengers. The other advantage is that if I buy overseas for online shopping, I don't get charged a transaction fee, just the conversion rate (which is of course in favour of ANZ, but not too bad). So I have been recommending this card to my friends who travel overseas and also like online shopping. The only drawback is that the free annual flight has to be booked many months in advance to get the date you want. In terms of security, they are quite good as well. They approach you proactively if there are odd patterns in your purchases to ask if it was you.