I applied for a new credit card . Semi Retired , Impeccable credit rating and regular rental income and no debt with 3 properties owned outright and large term deposit . Not good enough for a 6k credit limit WTH ?? . I guess they only want people in severe debt so they can gouge them 20 percent interest ongoing instead off the ability to pay the monthly balance off in full . After about 5 phone calls from India at 7.30 pm over about 10 days and sometimes I just was not able to understand the accents , and countless documents emailed, I di...

Fees are bit high with a second card but can’t complain every dollar we spend we get points, we use for everything, it ads up really quick and we can use gift card on shopping very quickly.

Haven’t used the card overseas feels like it should be free.

Use this as our daily expense card. Love that I can have Apple Pay connected to my card to pay with my phone. Overall completely satisfied with my ANZ card.

You can collect bonus Velocity Points and ANZ Rewards when you use the card to make eligible purchases and no foreign transaction fees, which is very suitable to frequent travelers. The annual fee is $225, not cheap but worth it if you make full use of the card.

We use this card every day. It is a good way to budget for gifts as the range of E gift cards is excellent. We save up and redeem the gift cards at Christmas time.

Haven't used the card overseas yet but quite satisfied with having the Anz rewards credit card. I like that there are many e gift card to choose with the reward points. The rewards site is simple, easy to use and I've redeemed couple gifts with ease. The points seem to accumulate ok since I've had the card for 3 years now and since claimed couple hundred jb hifi vouchers.

The is a standard card which functions as you would expect a normal visa to function. I use this to pay for online purchases.
Rewards are very minimum ,overseas fees are high

Ready to use and basic credit card. Easy to redeem your points and can do so in many different form, gift cards are a nice surprise. App for this card worked well.

Overseas it worked well, including several tap and go transactions. Nil issues. Rewards available to redeem were great - alot of diversity (gift cards and airline reward schemes) being my favourite. Redemption took about 2 minutes and was received it instantly.

The card is a standard card which functions as you would expect a normal visa to function. I use this to pay for most online purchases and whatnot, at the end of each year i usually get enough points for $150 in gift cards which is nice and easy to redeem.

I have had no issues with this card, fee's are more reasonable than my last bank and had no issues using it overseas. The built in travel insurance is great (just remember its not for domestic travel).

Rewards are good, I guess like any card it depends on how you use it to how many points you can reap.

Overall a good card, reasonable fees, ease of use and looks good to boot :-).

Don’t have an issue because if you do it is a nightmare to deal with ANZ support. You will spend more time trying to get the call centre person to understand English then resolving the issue.

I have been an ANZ reward member for a very long time and too lazy to look for anything better. I just think the rewards in the way of cash back or gift cards is not really worth it. 13000 points will get you a 50 dollar gift card. I'd think it would be better to receive 200 for points over 10000. I guess even waiving the annual fee in addition to the rewards would also be a good reward.

This is my favourite card as you can redeem CASH back against your statement instead of only having the ability to use your points to receive gifts available. I get a lovely surprise every now and then when the credit amounts show up on my statement! Have had this card for at least 20 years or so.

I enjoy the rewards aspect of the card, however the interest fees are a killer if you dont stay on top of your payments and pay everything off in full each month. To be fair, they are the same as all the other large banks. The rewards are only worth it though if you arent paying the huge interest amounts each month.

The main reason for using ANZ Rewards card is that we are long term customers and the annual fee is easily paid with our rewards. This works effectively with eBay purchases which are linked to our card.
We used our card in the UK to rent a car for several weeks without any difficulties in 2013.
We redeem our points online and use the card in circumstances where we would normally pay cash.
When we have enough points we redeem on the ANZ Rewards website.
The rewards aren't over generous but we do get use of a readily accepted credit card free of...

I have had my ANZ Rewards card for over 15 years now. I got the ANZ Rewards card because they offered rewards for every $ I spend. I spend, I pay it off in full, no interest. I get reward points, I redeem them, which is very simple and easy to do, and I enjoy what I get. I haven't needed to use the insurance yet, but I am glad it is there.

Sooo one of the many advertised perks of this card is pre flight luxury. Hmmm trekking kms around Singapore airport to be denied entry at Lounges doesn’t spell luxury to me ANZ. With this card you “apparently” Receive 2 complimentary qantas longe passes per year, never used in 2.5years but ordered these before this trip. but today was told at Qantas lounge that they are currently not accepting lounge passes from ANZ... !!! no problem, we get to use the Véloce Lounges, anz website clearly states that we have access in Singapore (pic attached).....

Have only ever used ANZ Visa card. What more do people want? A complete list of all purchases, absolutely no interest as long as you pay outstanding credit on time. Easy comprehensive system to pay bills and frequent flyer credits. Fast telephone service if there is any problems. Automatic payment from another account to pay outstanding credit. Frequent flyer points are added automatically to Qantas. I assume other credit cards are okay but as I have used ANZ for over 30 years with no problems it suits me. Comprehensive list of all statements including CMC Stockmarket (originally Etrade).

I signed up for this credit 12 years ago. It was great then. Low yearly fees and you would get gift cards without being too expensive. Now it is hardly worth it. By the time I pay for having the rewards card and then having my husband as an adiditional cardholder. I have to spend 22,225 to get an $100.00 give card. And each year these fees and the gift cards get more expensive. Unless you send a lot of money you could make this card worthwhile.