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BizCover Business Insurance

BizCover Business Insurance

 Verified🏆 2026www.bizcover.com.auABN: 68127707975
BizCover Business Insurance
4.5

830 reviews

Positive vs Negative
87%13%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.3
Customer Service
4.4
Value for Money
4.4
830 reviews
5  Robert  · Thanks heaps to Vivienne for helping my business get insurance. She was very helpful and explained some the more complex terms.
5  Mauricio  · Easy to find the right cover and the price is very reasonable.
5  Dylan  · Great group and easy to work with and learn about thebcaveats 554.39
5  Razel  · Best insurance , affordable and the customer service is excellent. Straight to the point process.
5  Sean  · Easy to sign up. Easy to update details when they change. Competitive prices. Thanks, see you again next year.
5  Kevin  · The plain english used made it very easy to understand what our policies include.

Reviews with attachments

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Joseph
Joseph NSW 7 posts
   Verified

why is it so hard to cancel a renewal policy, they say you can do it online but you cannot, the renewal is set as a future date, the money will be taken 5 days prior and the options are all greyed out. Why put your customers through so many barriers just to cancel, this business model is a subscription trap! Show details

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RegionalQldInvestigation
RegionalQldInvestigation QLD
   Verified

Great service and price – Good price for products and great customer service. Recommend this company for the private investigations industry. Show details

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Thuan
Thuan
 

The essential need to cover my business need – Products were well explained to me with professionalism by the staff. Show details

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Mary Ann
Mary Ann NSW
   Verified

Excellent Customer Experience – BizCover had delivered an excellent customer experience. I am very happy as they have tailored the insurance cover as per my budget and all are covered! The customer consultant was amazing -she's very helpful, polite and patient in regards to info that I need to provide and she went through the policy to ensure I understand what I am covered for. 100% Recommended Show details

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Lawsie
Lawsie 5 posts
   Verified

Fabulous – Was given a number of possible policies that suited my needs and picked Vero. Gena helped me with understanding each step. Show details

Latest follow-ups

BrendanE
BrendanE SA 8 posts
   Verified

Happily insured – Efficient process to complete online. Seamless activation of my insurance policy. Show details

 Follow-up  · Policy was a Business public liability policy for $20 million Competitive price either monthly or annual premium Helpful phone customer service. Very easy to deal with. I haven’t claimed on my policy I hope the same positive experience will apply when the need to make a claim.

Ian
Ian VIC
   Verified

Easy renewal – Very easy to deal with. No hassle in renewal of policy. Show details

 Follow-up  · I have now retired, I did find my experience to be a positive one.

Cheryl
Cheryl VIC 5 posts
   Verified

Always get good service with reperentative on the phone. Good advise at competitive rates. Show details

 Follow-up  · Always get good service with reperentative on the phone. Good advise at competitive rates. Thats why I stay with Bizcover

Positive reviews

rbm3004
rbm3004 VIC 4 posts
   Verified

Great product. Competitively priced and easy online access for application, instant access to policy documents and also instant policy changes. I needed to change my level of cover today and was able to do it all in minutes and download an updated certificate of currency that I needed to supply to my professional board. Show details

Adam H.
Adam H. VIC 2 posts
   Verified

I had already got a quote from another company, but when I compared the cover Bizcover were offering, Bizcover were cheaper, cover was better and the staff were friendly and made the whole process quick and easy. Show details

Maddi
Maddi VIC 3 posts
   Verified

I called to get access to my account as I wasn’t receiving the forgot password link. When I explained I needed to log in to find a payment I had deducted from last year, Danni, the customer service rep, went out of her way to help me find the payment which turned out that I had 2 seperate accounts with the same active policies running in each. She… Read more

checked which ones I’d like to cancel and processed a refund on the spot. Danni saved me thousands by going above and beyond with her time and help - she’s an absolute asset to Bizcover! Bizcover, please reach out for the details of my call so that you can reward & praise Danni accordingly for her exceptional customer service!

Negative reviews

Miss L.
Miss L. NSW 3 posts
 

It took them weeks to tell me they no longer had a product for me. They left me with 5 days to find something new. I was advised to contact the ombudsman about them, as they are meant to give you a 14 day extension to find something new (dealing with brokers). But they kept on making excuses about 'waiting to hear back from the insurer". … Read more

Unprofessional. The staff are working on a 'script' that is inappropriate and just plain tone deaf. They absolutely let me and my business down. You'd better hope you don't actually need the insurance policies they sell.

Find out how BizCover Business Insurance compares to other Business Insurance

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Rupa
Rupa 2 posts
 

Very disappointing experience with BIZ cover QBE. Despite holding an active policy and paying premiums, claims remain unsettled and the process has been unnecessarily prolonged with excessive investigations. The involvement of brokers and loss adjusters has made the experience frustrating and disruptive to business operations. Overall, the claims handling falls well below expected industry and professional standards. Not recommended. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Rupa, We are so sorry to hear… Read more

Rupa
Rupa
 

Extremely disappointing experience. Customer service was poor and unresponsive, especially during the claims process. Assistance was minimal and not helpful when it mattered most. As a business insurance provider, the support fell well below expectations. Very frustrating experience overall — not recommended. Show details

Recent reviews

Fiona
Fiona QLD
   Verified

I’ve used Bizcover for my consulting business for years and have found them competitive and helpful. However I have never claimed so cannot comment on that aspect Show details

Christine
Christine ACT
   Verified

The only reason I’m not giving 5 stars is that I never lodged a claim, so I can’t say how that part of the company operates. Everything else is fantastic - quick responses, good details, and competitive pricing. Show details

Ray D.
Ray D. QLD 2 posts
   Fair Incentive  Verified

I have been giving them money for years for business insurance. It goes up constantly and I've never made a claim! I think there should be a Royal Enquiry into the insurance industry, as they gouge and profit non stop to the point where people cannot afford to have it! Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Ray, we’re sorry to hear your… Read more

Vicki
Vicki VIC
   Verified

Recently renewed my cover with BizCover. Renewal was quick and simple to do over the phone, without having to wait wasted minutes for someone to answer my call. Increase was quite high, however I did up the cover and the increase was comensurate. Show details

Arti Kumar
Arti Kumar NSW 2 posts
   Verified

Reasonable pricing, great customer service (especially when setting up my policy for the first time - did not know what I would need for my business & was explained options / requirements). Then this year when renewing the process was so easy, was able to do this quickly thorugh the portal, had the policy accidentally set up on the wrong address… Read more

- contacted the team & they talked me through the quickest way to get this done. Had the policy re-issued within the hour.

francois
francois WA 4 posts
 

They quote and then come up with things like company has raised a red flag, when we have made no claims and premiums always paid. Then they give excuse that no time to get brokers to quote when have not mentioned any urgency for the quote. They may give you a very competitive quote, but it appears like a gimmick to get you to call them. Don't waste your time. Show details

Dissatisfied Client
Dissatisfied Client
 

If there was a negative rating, I would give this -5 stars! Called in to support for a quote because the website would not provide me one, and the person on the line was exceptionally rude, cutting me off mid-sentence. She finally hung up on me without a word after I thanked her for the information I needed. If it's customer service you are after, RUN! Show details

Find out how BizCover Business Insurance compares to other Business Insurance

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Maya
Maya QLD 5 posts
 

3 seperate phone calls - twice over 45 mins wait, one over an hour- all ended up with me hanging up. Existing policy holder and what I wanted to do can't be done in the portal. I need to get something done urgently. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Maya, We are sorry to hear that… Read more

Mike
Mike 3 posts
   Verified

I have other policies with BizCover and adding another one was quick and efficient. Support from the BizCover agent was well timed and very helpful. highly recommended ! Show details

 Follow-up  · What was helpful about support? Well the BizCover consultant was easily understood and was very knowledgeable about my requested policy What other policies do you have? The business Pack as well as Professional Indemnity What made support well-timed? Quick response to my call, precisely when i needed it. I have been with BizCover for a number of… Read more

Shaun
Shaun VIC
   Verified

I have been a BizCover customer on and off for over 2 decades. They are easy to work with, the customer portal makes getting and changing insurance very easy. I am a very happy customer. Show details

Will J.
Will J.
 

Terrible system that makes it as difficult as possible to cancel your insurance. First I tried logging into the website and cancelling there. I got a message saying "your insurance will not be cancelled until we have contacted you." I waited. No contact. I emailed them. No response. I found a different email address and emailed that. They… Read more

replied with an automated message saying "if you want to cancel, just go through the website". Which is exactly where I started!!

I really didn't want to have to call them. I had already called about a previous issue and found that the waiting time on hold was upwards of 45 minutes. However, it was reaching the time when they would charge me more money so I had no choice but to call and listen to their excruciating hold music. When I finally got through to a human being, she cancelled it very easily. I asked if it was their policy to only cancel subscriptions over the phone, and she told me that instead it was an unspecified "technical issue".

BizCover Business Insurance
BizCover Business Insurance    

Hi Will, We are sorry to hear that… Read more

Clive
Clive South Australia
   Verified

A great company with staff who know their business. Highly recommended. Show details

Mathew
Mathew
   Fair Incentive  Verified

Great service and clear communication, will be using these guys again Show details

Susan
Susan
   Verified

Staff were really helpful and helped me sort out what I needed for our business. Stephanie went above and beyond to help me. Show details

Diana A.
Diana A. 15 posts
   Verified

I called BizCover to sort out insurance for my small business and they were fantastic. They gave me clear guidance on the different cover options, compared them, and helped me find the best price. The call took less than 10 minutes, and I walked away with complete peace of mind knowing I’m covered for any issues. Quick, easy, and professional — highly recommend! Show details

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