Rip up your money up instead - it’s quicker and less painless.
I’m on a fixed income and a firm believer in insurance.
When I was forced to sell my home in March and had to move 100kms away, my removal company went to pains to reinforce the fact that they were not liable for damage in transit. It seemed prudent to insure my treasured and well cared for belongings, rather than risk losing them because I couldn’t afford replacements.
The insurance was very expensive - almost $800 for $120K cover, with a $200 excess, and even then, I was still technically underinsured. However, I thought I’d be covered if ...anything went wrong. Fortunately, there was visible and permanent damage to just one item - my 12 year old clothes dryer. I lodged a claim, thinking it would be a straight forward process not unlike claiming on household insurance. WRONG!!!! Here’s what CARTS wanted from me, AFTER I’d lodged the claim : - Removalist documentation - packing lists, contract invoice, terms of contract
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