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2QBE Home and Contents Insurance

QBE Home and Contents Insurance

 Verifiedqbe.com
2QBE Home and Contents Insurance
4.5

1,035 reviews

Positive vs Negative
76%24%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.2
Customer Service
4.0
Value for Money
4.2
1,035 reviews
4 David  · Excellent insure quoting software that was easy to use and provided the flexibility I required.
5 Jaffa the Great  · Quick, easy and cheap good range of cover and monthly payments very happy
5 Suman B.  · Great Product, Simplified Process and outstanding journey. Loved it. Thank you.
5 Lisa  · Joining up was super easy. I was impressed that their rates were very competitive.
4 ian gill  · All was good apart from the final part - Making the Payment - the system would not accept card details
5 Paul  · Quite straight forward easy to navigate easy way conduct quotes
Mark
MarkNSW
  Home and Contents Insurance

Just signed up to QBE H&C insurance been with another company for over 25 years. Easy to use and follow online quote Competitive pricing Most recommend by Choice magazine was my deciding factor Show details ·  1

Ask the reviewer
Greg
GregNSW3 posts
  Home and Contents Insurance

QBE sent me my updated policy and it went from $3000, to $12900!! When I queried the reasons (no claims etc) They did an internal review and told me the rate jump was justified.(shocker) Dillon from Shielded Insurance got me the same coverage amounts for less that my last QBE premium. Thanks for nothing, Karen and co, QBE- Questionable Billing Enterprise. Stay tuned.. Show details

QBE
QBE    

Hi Greg, we are sorry to hear about your experience and… Read more

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Reviews with attachments

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Peter
Peter2 posts
  Home and Contents Insurance

Very happy – Very happy with the whole experience. Also good value in comparison. Show details ·  1

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J.P. M.
J.P. M.NT
  Home and Contents Insurance

JV DARWIN – Smooth as silk while applying for this home and contents, well done! Show details ·  1

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H Naeen
H NaeenNSW3 posts
  Verified Home and Contents Insurance

We had home and contents insurance and lost our electricity post storm for 3 days. All our freezer food was wasted and when we contacted the QBE for claim, the first person on the phone confirmed that they will reimburse if I provide the photos of freezer and damaged food. I did that but then there were phone calls over phone calls and emails… Read more

where they would add more and more requirements as in supply us all receipts of food that was wasted!! That was hours and hours of my time that I spent on batch cooking! They wanted me to give them receipts of all the ingredients I ever purchased for that food! Who keeps all receipts for every food item they purchase?Please tell me if this is practical or just another way of getting out of paying??? We had been with QBE for so long and that’s how they looked after us!! So disappointing! I won’t even start on ten building damage as that’s another story! All the phone calls and emails to and fro in all those trying times were useless and has been a big let down and a complete waste of time and my mental energy! Beware and steer clear!!

QBE
QBE    

Hi there. We’re truly sorry to hear about your recent… Read more

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Dan
DanNSW
  Home and Contents Insurance

Avoid QBE and their builder “Construct services” – Tree fell to my place in January 2022 damaged the roof, QBE and construct services sending people slowly and need to follow up again and again, and refused to continue the work since June. The roof is still leaking, mould everywhere, ceilings got cut a big hole, insects coming out…. Until now in November, I have sent multiples emails and calls… Read more

got no reply. The last call they promised will call me back in next week, but failed:

The builder said is waiting for QBE, QBE said is checking.

No matter what they stopped the job 4 months doing nothing and no contact.

In contrast, my neighbor who have the same damage like us back in January, already got their place fixed.

To review QBE and Construct services: Zero communication Zero care of customer Waste of your time and money

QBE
QBE    

Hi Dan, we're sorry to hear of your experience and value your… Read more

Latest follow-ups

Danny
DannySA5 posts
  Home and Contents Insurance

easy process, quote was well under everyone else that I surveyed with larger replacement value Show details ·  4

 Follow-up  · There was a huge difference this year. QBE increased $200 AAMI was $500 less. So now I am with AAMI. Smaller excess also

Ross Davis
Ross DavisQLD6 posts
  Home and Contents Insurance
Transparency
Customer Service
Value for Money

easy to access and covered all our requirements and quote was reasonable but thought there may be a discount for seniors/pensioners as i am a Gold Card Veteran and have swapped from DSHI who we have been with since 1975. will look at transferring our building insurance if a quote stacks up thanks Ross Show details ·  5

 Follow-up  · availability to add frequent flyer points to my velocity account.. operator was most efficient when dealing with this issue

Positive reviews

Lawrence
LawrenceQLD
  Home and Contents Insurance

Your website is very easy to negotiate and understand making for an easy decision to purchase. The reasonable quote when compared to other insurers including my current one also made the decision a breeze. Show details ·  1

DavidB
DavidBSA10 posts
  Verified Home and Contents Insurance

The on-line process to establish a quote is simple and straight forward. I liked that. Price of policy is quite competitive, and I liked that also. We do not know the downsides yet as we haven't yet made a claim on the policy, that will be the true test; stay tuned! Show details ·  1

Martin
Martin
  Home and Contents Insurance
Transparency
Customer Service
Value for Money

I’ve had a very positive experience with QBE Home and Contents Insurance. The policy was straightforward to set up, the pricing was competitive and the coverage options were easy to understand. Customer service has always been professional and helpful whenever I’ve had questions in the past and the overall process has been smooth and stress free. It gives me confidence knowing my home and belongings are well protected with a trusted insurer. Show details ·  1

Negative reviews

Disappointed Customer
Disappointed CustomerNSW
  Home and Contents Insurance

If I could give QBE 0 stars, I absolutely would. This has been the worst insurance experience I’ve ever had. Our claim was for accidental damage, yet QBE kept forcing completely unrelated roof issues into the claim even though the leak had nothing to do with the roof. Instead of following their own PDS, they kept creating obstacles. At one point… Read more

they told us we had to complete roughly $5,000 worth of unrelated work before they would even consider doing a basic paint repair or restoring electricity. That’s not insurance support ; that’s shifting the cost back onto the customer.

The entire process felt like a deliberate attempt to avoid paying a legitimate claim. Endless delays, unreasonable requirements, and zero accountability.

When you actually need help, this is the treatment you get.

Based on our experience, I would strongly warn others to think twice before trusting QBE with their home insurance.

QBE
QBE    

Hey there, we’re sorry to hear about your experience and… Read more

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sneek_001
sneek_001VIC4 posts
  Home and Contents Insurance

Value - Tick Increase in premiums - frown Customer service - Appalling, stress causing and ridiculous For a company that announced close to a billion dollars profit, they cannot provide basic customer service when you need it. The \y really do very poorly in this area, do not bother trying to complain, their complaints team are worse, and I think… Read more

are there to deliberately aggravate things further.

I really hope I never need to claim; I am forecasting a S**t show if I do.

QBE
QBE    

Hi there — we’re really sorry to hear about your experience.… Read more

Trevor M.
Trevor M.VIC2 posts
  Home and Contents Insurance

Unfortunately all their good work has been undone by a 70%!!! increase in the premium for our previous property. Emailed them about it and they’ve completely ignored me. So this might get their attention. This was my previous review regarding a new premium - “Easy on-line process, good value premium. Hopefully it stays that way, unlike many other insurance companies.” Show details

QBE
QBE    

Hi Trevor, thank you for taking the time to leave a review.… Read more (+1 reply)

Recent reviews

Domenic B.
Domenic B.VIC
  Home and Contents Insurance

Good value policy that meets my needs. Easy online application process and available Australian based customer service reps over the phone to clarify any matter. Show details ·  1

Nicola
NicolaQLD10 posts
  Home and Contents Insurance

So quick and easy to complete a quote. Understandable questions and format without confusing terminology. I am now getting way more coverage for a way less premium. Fingers crossed any future claims are just as easy. Thank you. Show details ·  1

Private
Private
  Verified Home and Contents Insurance

I saw QBE's rating on Canstar or Choice and thought i should compare to my Suncorp premium instead of just going with lazy loyalty. Unbelievable, my premium is $4k (40%) cheaper than Suncorp. The customer service is incredible in the premium quote process. Was extremely pleased with my interactions to date. Show details ·  1

Tristan C.
Tristan C.SA2 posts
  Home and Contents Insurance

Straightforward online quote and pay with competitive rates. Rumour is Claims can be convoluted, hopefully will never need it anyway but in any case law is law, so all good! Show details ·  1

awilde
awildeTAS
  Home and Contents Insurance

The online quotation process was easy to navigate, the questions were easy to understand and easy to respond to. I would have liked a bit more explanation of the terms and conditions when I was navigating the application, rather than needing to review the PDS for some of the insurance trends and conditions. I would have liked it if I did not… Read more ·  1

need to renter my declarations when I returned to the quotation, and that I could simply review what I entered earlier in quotation process, before deciding to accept the offer.

Corey C.
Corey C.WA
  Home and Contents Insurance

Online never seems to be easy with many having you confused. I found QBE to be a great relief on navigation with no stress . Im very happy with the service I have received for my insurance. Show details ·  1

Liying
LiyingQLD
  Verified Home and Contents Insurance

I just purchased QBE Comprehensive Car Insurance a few days ago, and I was impressed by how clearly the PDS was written and how well the policy is designed to look after customer needs. The value was excellent compared with other insurers I researched. Because of this positive experience, I also reviewed the QBE Home and Contents Insurance PDS.… Read more ·  1

Again, it was clear, detailed, and easy to understand. Even though my existing home and contents policy still had three months left, I decided to switch to QBE immediately. I also did my own online research and found that QBE is a trustworthy company with a strong reputation. I’m very glad I made the switch.

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Richard
RichardQLD6 posts
  Verified Home and Contents Insurance

Fantastic premium with a flexible policy! Easy to apply and complete online. PDS is clear and easy to identify limits, cover, exclusions. Suncorp was more than double… and I’ve just been “faithful” with no claims for over 10 years. Show details ·  1

Home insurance
Home insuranceVIC
  Home and Contents Insurance

Easy quick process. Great price to cover for everything I needed. New to QBE Home and Contents after being with my last insurer for 5 years and not getting rewarded. Show details ·  1

Peter C.
Peter C.
  Home and Contents Insurance

The QBE website is easy to use and offers comprehensive insurance conditions at a reasonable price. Phoning the Call Centre with some detailed questions was however, a bit less helpful. Staff were polite but it it took some explaining to get the questions across, and the returning answers were a bit vague. Show details ·  1

Kerry Macaulay
Kerry MacaulaySA5 posts
  Home and Contents Insurance

I've just transferred from RAA and have saved almost $1000 per annum for what seems to be an equal or possibly better level of insurance. The excesses are slightly higher but given the amount of savings I am still ahead. I was referred by a friend who has had good experiences with QBE when requiring a claim. Show details ·  1

countrymouse
countrymouseWestern Australia9 posts
  Home and Contents Insurance

Swapping to QBE from RAC due to QBE's better coverage and RAC's call centre not being too helpful. My call was answered quickly and Rebecca was very helpful. QBE's website was easy to navigate. Show details ·  1

Rod M
Rod MVIC3 posts
  Home and Contents Insurance

New home insurance. I am a 25 year member with RACV, and got their quote. QBE's quote was easy on line, and cheaper than RACV, with much greater sum insured for both home and contents. I think I will be reexamining all my RACV insurances and seeing whether QBE can better them as well. Show details ·  1

Pam
PamSA
  Home and Contents Insurance

Requested a quote on line for House and Contents insurance, followed by a phone call to follow up on details. This was all a very easy process and helpful. The Policy is very good value compared to the company we are moving away from. Show details ·  1

Phil
PhilQLD4 posts
  Home and Contents Insurance

To research the contents cover, I first consulted Choice (Australian Consumers Association), and QBE was recommended, with the highest rating. I then uploaded the PDS into Grok, asking for an analysis of the offering and anything that I should be aware of. In the end, the pros outweighed the cons and I went with QBE contents cover for strata… Read more ·  1

owners. The application was seamless and very easy to complete. I believe that the policy offers good value for money.

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