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2QBE Home and Contents Insurance

QBE Home and Contents Insurance

 Verifiedqbe.com
2QBE Home and Contents Insurance
4.5

1,114 reviews

Positive vs Negative
77%23%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
  •  · 
  • Never
Claim ApprovedYes · No
Transparency ?
4.2
Customer Service
4.0
Value for Money
4.2

 AI reviews summary 

Pros
User-friendly online platform: Customers consistently highlight that the website is easy to navigate, with clear, straightforward application steps and pre-filled property details.
Competitive pricing: Many reviewers report finding significantly cheaper premiums compared to other major insurers or their previous providers.
Comprehensive coverage: Reviewers frequently praise the policy inclusions, noting that standard terms cover essential areas like flood and storm damage effectively.
Efficient quoting process: The system allows users to obtain quotes, evaluate options, and set up policies quickly without unnecessary delays or complicated terminology.
Verdict

Overall sentiment for QBE Home and Contents Insurance is overwhelmingly positive, driven by an efficient, user-friendly online platform and highly competitive pricing. Customers frequently highlight substantial cost savings compared to alternative providers, alongside straightforward policy terms and transparent inclusions. While the vast majority of feedback centres on the seamless purchasing and quoting experience, a small subset of reviews notes challenges with telephone communication and claim handling.

1,114 reviews
5 Michelle Simonis  · very easy system for quoting was great and price was excellent compared to others
5 Tom H.  · Super clean and clear process. Easy to follow and well explained. Very competitively priced.
5 Caireen Z.  · Very easy process to follow and response time was excellent. Also having the ability to edit options and see the changes to the policy was excellent.
5 David  · The sign up process was easy and very clear. The rate was very good.
5 Janice  · I found the whole experience of purchasing home contents insurance very user friendly. I had no problems and did purchase the quote sum.
5 Kerrie  · A better cover and cheaper than my previous insurer. Easy to fill out firms online.
Nic
NicVIC7 posts
  Home and Contents Insurance

Yearly renewal of policy came up with my insurer, but it was a 30% increase from previous year. Decided to get a quote with QBE. What a difference. Signed up straight away. Can't say anything about the service, but time will tell and I will be back to update the review if anything changes. Show reply

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jojo
jojoWA3 posts
  Home and Contents Insurance

Very easy to do I had no problems taking out this insurance I was with another company and I have saved money by taking your Insurance I think your Insurance is very good value Show reply

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Pfe
Pfe7 posts
  Verified Home and Contents Insurance

QBE are nothing but swindlers. I've been a loyal client for years - and recently had a 100% home and content insurance hike. Increases are understandable when they follow reason and logic - property value goes up etc - but doubling the premium is just to see which of their clients would be too lazy to leave and pocketing extra profits.

QBE
QBE    

Hi there, we are sorry to hear about your experience and… Read more

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Reviews with attachments

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Peter
Peter2 posts
  Home and Contents Insurance

Very happy – Very happy with the whole experience. Also good value in comparison. Show reply

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J.P. M.
J.P. M.NT
  Home and Contents Insurance

JV DARWIN – Smooth as silk while applying for this home and contents, well done! Show reply

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H Naeen
H NaeenNSW3 posts
  Verified Home and Contents Insurance

We had home and contents insurance and lost our electricity post storm for 3 days. All our freezer food was wasted and when we contacted the QBE for claim, the first person on the phone confirmed that they will reimburse if I provide the photos of freezer and damaged food. I did that but then there were phone calls over phone calls and emails… Read more

where they would add more and more requirements as in supply us all receipts of food that was wasted!! That was hours and hours of my time that I spent on batch cooking! They wanted me to give them receipts of all the ingredients I ever purchased for that food! Who keeps all receipts for every food item they purchase?Please tell me if this is practical or just another way of getting out of paying??? We had been with QBE for so long and that’s how they looked after us!! So disappointing! I won’t even start on ten building damage as that’s another story! All the phone calls and emails to and fro in all those trying times were useless and has been a big let down and a complete waste of time and my mental energy! Beware and steer clear!!

QBE
QBE    

Hi there. We’re truly sorry to hear about your recent… Read more

Latest follow-ups

Errol
ErrolQLD2 posts
  Home and Contents Insurance

Excellent easy to navigate,trust in large company A friend recommended QBE Show 2 replies

 Follow-up  · I wanted to add money to our SMSF the woman was extremely helpful navigating all the legal requirements

June
June2 posts
  Verified Home and Contents Insurance

Easy to complete application and comparable cost to my current insurer but better cover

 Follow-up  · It is very expensive getting so I can’t afford to insure

QBE
QBE    

Hey June, thanks for your feedback! We're so pleased to hear… Read more (+1 reply)

Danny
DannySA6 posts
  Home and Contents Insurance

easy process, quote was well under everyone else that I surveyed with larger replacement value Show 4 replies

 Follow-up  · There was a huge difference this year. QBE increased $200 AAMI was $500 less. So now I am with AAMI. Smaller excess also

Positive reviews

Tony F
Tony FSA
  Home and Contents Insurance

Straight forward system for obtaining quote. Simple and straightforward process. Decided to leave my current insurer and go with this company due to the policy and premiums. Show reply

Pauline W
Pauline WVIC
  Home and Contents Insurance

It was very easy to provide the information required for the quote to be prepared. The Policy is good value and I was able to choose the excesses I wanted. I was with QBE at my previous residence a number of years ago and I found them to be terrific Show reply

HKC
HKC7 posts
  Home and Contents Insurance

First time I have chosen QBE as my insurer. Easy to set up online. Better home and contents cover than previous insurer. Good review on Choice. Anticipating excellent service if I need to lodge a claim. Show reply

Find out how QBE Home and Contents Insurance compares to other Home and Contents Insurance

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Negative reviews

Peter S
Peter SQLD3 posts
  Home and Contents Insurance

Terrible company. QBE was easy to deal with for many years .... until we had to make a claim. The 'partnership' you had paid many thousands of dollars for, big premiums over a 15-year period completely disappears and they treat you like a crook. Waves and waves of company representatives to push back on you trying to get you to give up on your claim. It was appalling. Worst experience of my life. Show details

Peter S
Peter S   

QBE have not lifted a finger to help us. Warning!!!

Greg
GregNSW3 posts
  Home and Contents Insurance

QBE sent me my updated policy and it went from $3000, to $12900!! When I queried the reasons (no claims etc) They did an internal review and told me the rate jump was justified.(shocker) Dillon from Shielded Insurance got me the same coverage amounts for less that my last QBE premium. Thanks for nothing, Karen and co, QBE- Questionable Billing Enterprise. Stay tuned..

QBE
QBE    

Hi Greg, we are sorry to hear about your experience and… Read more

Disappointed Customer
Disappointed CustomerNSW
  Home and Contents Insurance

If I could give QBE 0 stars, I absolutely would. This has been the worst insurance experience I’ve ever had. Our claim was for accidental damage, yet QBE kept forcing completely unrelated roof issues into the claim even though the leak had nothing to do with the roof. Instead of following their own PDS, they kept creating obstacles. At one point… Read more

they told us we had to complete roughly $5,000 worth of unrelated work before they would even consider doing a basic paint repair or restoring electricity. That’s not insurance support ; that’s shifting the cost back onto the customer.

The entire process felt like a deliberate attempt to avoid paying a legitimate claim. Endless delays, unreasonable requirements, and zero accountability.

When you actually need help, this is the treatment you get.

Based on our experience, I would strongly warn others to think twice before trusting QBE with their home insurance.

QBE
QBE    

Hey there, we’re sorry to hear about your experience and… Read more

Recent reviews

Kevin
Kevin
  Home and Contents Insurance

I am 75 and the process of getting a quote and setting up the new home and contents insurance policy was a breeze. Tried so many others and the whole process was too confusing. The quote was also reasonable for comprehensive cover. Show reply

Beverley M.
Beverley M.QLD
  Home and Contents Insurance

Quick and easy process that I did online. Very easy to understand questions to validate the insurance quote needs. I am a return client, as this quote is better value. Show reply

LDN
LDNQLD41 posts
  Home and Contents Insurance

You never know how good your insurer is until you need to claim. I hope I never need to find out. However taking out this policy was very straightforward and easy. And the premium is affordable. Show reply

Agni
AgniNSW2 posts
  Home and Contents Insurance

QBE has better pricing and conditions to provide insurance cover. I have compared the policy with at least 4 different providers, and QBE provides the widest coverage at a reasonable price. Show reply

Dean J.
Dean J.QLD2 posts
  Home and Contents Insurance

I just took out home insurance with QBE. The process only took about 10 minutes. Jess was very efficient in hepling me through the process and could answer the questions I had. Show reply

Rob McJ
Rob McJQLD3 posts
  Home and Contents Insurance

Pleasant surprise, very price-competitive and extremely easy to navigate the online process of insuring our property (Home and contents). I have recommended several friends and they have all moved over to QBE . Show reply

Find out how QBE Home and Contents Insurance compares to other Home and Contents Insurance

Know better, choose better.

Compare all
Robyn S
Robyn SSA
  Home and Contents Insurance

Comparison with other possibilities for our home insurance was long overdue. Choice recommended QBE. When I compared, I found we could make a considerable saving (I'm ashamed to say how much), and that even included contents, which had previously been with a separate company. Also, the process of receiving an online quote, then actually joining online, was quick and easy. Show reply

Peter M.
Peter M.
  Home and Contents Insurance

Easy to set up online. We were insured with QBE through Aus Post who now have stopped offering insurance. Cost of the policy was similar to some other reputable insurers, but we were happy to keep the insurance with QBE Show reply

Mark
MarkNSW
  Home and Contents Insurance

Just signed up to QBE H&C insurance been with another company for over 25 years. Easy to use and follow online quote Competitive pricing Most recommend by Choice magazine was my deciding factor Show reply

Domenic B.
Domenic B.VIC
  Home and Contents Insurance

Good value policy that meets my needs. Easy online application process and available Australian based customer service reps over the phone to clarify any matter. Show reply

Lawrence
LawrenceQLD
  Home and Contents Insurance

Your website is very easy to negotiate and understand making for an easy decision to purchase. The reasonable quote when compared to other insurers including my current one also made the decision a breeze. Show reply

DavidB
DavidBSA10 posts
  Verified Home and Contents Insurance

The on-line process to establish a quote is simple and straight forward. I liked that. Price of policy is quite competitive, and I liked that also. We do not know the downsides yet as we haven't yet made a claim on the policy, that will be the true test; stay tuned! Show reply

Martin
Martin
  Home and Contents Insurance
Transparency
Customer Service
Value for Money

I’ve had a very positive experience with QBE Home and Contents Insurance. The policy was straightforward to set up, the pricing was competitive and the coverage options were easy to understand. Customer service has always been professional and helpful whenever I’ve had questions in the past and the overall process has been smooth and stress free. It gives me confidence knowing my home and belongings are well protected with a trusted insurer. Show reply

Nicola
NicolaQLD10 posts
  Home and Contents Insurance

So quick and easy to complete a quote. Understandable questions and format without confusing terminology. I am now getting way more coverage for a way less premium. Fingers crossed any future claims are just as easy. Thank you. Show reply

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