1 photo
Commonwealth Bank Life Insurance

Commonwealth Bank Life Insurance

2.3 from 6 reviews · View Statistics
See the Best Life Insurance in 2021 as rated by Australians on ProductReview.com.au.
Brand Manager for Commonwealth Bank? Register now and take advantage of ProductReview's Brand Management Platform!


6 reviews
  • Value for Money
    2.3 (3)
  • Transparency
    2.3 (3)
  • Customer Service
    2.3 (3)
  • Claim Resolution Time
    • 2-4 weeks (1)
    • 3+ months (1)
  • Claim ApprovedYes (1) · No (2)
Emad Baba
Emad BabaGreater Melbourne (Outer), VIC
  • 2 reviews
  • Verified

You can be a victim of a scam

Value for Money
Nicholas01Metropolitan Adelaide, SA
  • 3 reviews
  • 1 like
  • Verified

Total Care Trauma Insurance - CommInsure


I know insurance companies get a bad rap at times and Trauma Insurance is something we all hope we never ever use, but, after recently having a kidney removed through cancer, I found the claims process through CommInsure (Total Care Trauma) flawless. Lots of paperwork (which, I guess is understandable) but claim was settled and paid within 3 weeks. I cannot be critical at all. Prompt replies by email and staff were very helpful and met timelines as promised. Right along the entire chain of communication call centre, claims officer, manager, I cannot fault them.

Value for Money

Other Life Insurance


Rosie R
Rosie RGreater Melbourne (Metropolitan), VIC
  • 5 reviews



CommInsure has to be the most cold hearted and insensitive insurance company I have ever dealt with. The CEO of the Commonwealth Bank and CEO of Comminsure -you can look up their names-are seriously out of touch with sick people who need to pay their bills. They have totally destroyed my life. But I will be fighting them tooth and nail, until I receive my payments that I am entitled to.

Value for Money
Life Insurance

Find out how Commonwealth Bank Life Insurance compares to other Life Insurance

Know better, choose better.

Compare all
lifeadventurersFar North Queensland, QLD
  • 4 reviews

New Standard for Incompetence


Every year when I receive my renewal notices, there will be at least one mistake. One year I received 12 copies of the renewal notices for 4 policies. Every year I receive my renewal notices, every year I make my usual call to the Call Centre, every year I make a complaint, every year they apologise and agree to advise their supervisor, and then every year there is another mistake. Incompetence has a new standard and it is Comminsure.

Insurance claim madeNo
S Walker
S WalkerPerth, WA
  • 5 reviews

Receiving someone elses mail 5 times even after returning mail twice and 3 separate phone calls advi


NO one took responsibility to implement changes. Out of community service I needed to advise CommInsure this person never lived at this address and his insurance was probably in jeopardy as we were receiving his mail.
Poor bloke assuming he had life insurance, unaware his policy was expiring.This happened 5 times over a period of 6 months! I returned the mail twice and rang the next 3 separate times to advise CommInsure. Each time I was told it must be a computer error and it would be sorted out. NEVR HAPPENED. Lets hope the problem is fixed, I don't receive anymore of his mail and he is aware his insurance expired!

Related Articles


Best Super Funds in 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the best super funds of 2020!

Wendy Z.
Wendy Z.7 Nov 2019

Best Credit Cards in 2020!

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the best credit cards this year, as decided by ProductReview.com.au reviewers.

Wendy Z.
Wendy Z.19 Nov 2019

What Is Peer-To-Peer Lending?

Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you.

Nathan S.
Nathan S.14 Nov 2019



Perfect service. It was easy to fill in the paperwork and the benefits paid were exactly as stated in the easy-to-understeand policy. No runaround.
Easy to claim straight forward process. My claim was paid in less than a month. The benefits were exactly as stated. No runaround.
none. (It would be great if it were cheaper, but I believe you get what you pay for and I'm happy to pay for this service.)

Questions & Answers

Eva Varga
Eva Vargaasked

How can I find out about life insurance taken out many years ago offered by Commonwealth Bank

1 answer
Fired Up
Fired Up

Suggest you get a friend to ring and ask for details

Unhappy customer
Unhappy customerasked

After what age do they not pay out on death?

No answers

Get an answer from our members

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.