2Latitude Infinity Rewards Visa

Latitude Infinity Rewards Visa

 Verified
2Latitude Infinity Rewards Visa
4.0

65 reviews

PositivevsNegative
77% · 5013 · 20%

Transparency
3.9
Customer Service
3.8
Rates and Fees
3.8
Rewards
3.9
Online Experience
3.6
Application Process
4.1
$0 Annual Fee
Up to 55 days interest free
3% International Transaction Fees
$0.95 BPAY Fee

Details

CategoryNo Annual Fee Credit Cards
Card TypeVisa
Additional Cardholder Fee $9 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate23.95% p.a.
Cash Advance Fee3%
Annual Fee$0 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$4
Interest Free Period 55 days
Cash Advance Rate20.69% p.a.
Visit official website

Reviews

65 reviews
65 reviews
Anne Porter
Anne Porter
 

Never again

Had my personal information stolen in the cyber attack which resulted in a fraudulent transaction on my savings account. Made lots of calls but they were not taking calls. Made a complaint online in May but have not had a response to date.
Received a letter today advising of a charge on BPAY payments. Obviously the exorbitant interest is insufficient. I have paid out and cancelled the card.

Customer service is non existent. Show details

Tanner T.
Tanner T.4 posts
 

Money

Yby Jill on 5 May 2022

Liked it better when I received rewards as I used to get the gift cards that could be used at Myer or JB hi fi. Even though there was a small annual fee it was better. Now they have no rewards but have dropped the annual fee. I do like how you can pay for purchases in 4 interest free instalments so that is a plus. The international fees are high if buying online Show details

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Fred123
Fred123Mount Sheridan24 posts
 
KatieS
KatieS4 posts
 
Transparency
Customer Service
Rates and Fees
Rewards
Jill
JillPerth, WA11 posts
 

Credit Card is good if you don’t want rewards

Liked it better when I received rewards as I used to get the gift cards that could be used at Myer or JB hi fi. Even though there was a small annual fee it was better. Now they have no rewards but have dropped the annual fee. I do like how you can pay for purchases in 4 interest free instalments so that is a plus. The international fees are high if buying online from overseas.
Done and Dusted
Done and DustedSydney, NSW7 posts
 
Rates and Fees
Rewards
Online Experience
Application Process
Timothy B and Robb E
Timothy B and Robb ESouth East Queensland, QLD5 posts
 

Rewards program removed on short notice

Rewards program removed on short notice with earning stopped on 19 Nov 2021 and redeeming stopped on 23 Nov 2021 with no compensation offered, highly unethical and probably illegal ; I will be making a complaint the Financial Ombuddsman. Show details
Application Process
Judith
JudithGreater Melbourne (Inner), VIC2 posts
 

Great follow up ,

Great follow up , had a phone call ,30 minutesafter I made an online purchase with a company I hadn't used before ,nice to know you have my back ,as for rewards , don't know how to access them Show details
Sim
SimSouth East Queensland, QLD4 posts
 

So far so good after a year

Pretty good in-terms of receiving rewards points per every dollars. Monthly insurance protection cost does add up, specially for general household amenities ie electricity, water bills. As you wouldn’t expect to trigger your insurance for those services. Customer service isn’t the greatest compared to other credit providers. Unless you get someone locally who can understand your needs at the time. I wouldn’t use this card overseas as it would lack a lot of service that I need. I would look at their other credit card 28 degree for overseas purchase. Better exchange rate.
 Show details
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
GCGQLD
GCGQLDSouth East Queensland, QLD5 posts
 

Great rewards

I changed to this card for the rewards and was not disappointed. Has got to be one of the best reward return rates around.

2 reasons I did not give it 5 stars.
1. Can only get one additional card
2. The website and the app need to be more in line. The app will show more pending information for a transaction whereas the web site just shows the name of the person who's card was used.

Other than that great card.
 Show details

Transparency
Customer Service
Rewards
Application Process
Mrs Heather Smith
Mrs Heather Smith
 

I use this card for practically everything I purchase I find it so useful

I usually only check my points a couple of times a year and am surprised how quickly the points add up. It is easy to follow the prompts to redeem Show details
Margaret Pereira
Margaret Pereira
 

This fulfils my requirements. Thank you

I am very satisfied with the awards available to me, but have not a wish to avail myself of them at this stage. Perhaps in the very near future I will have a need to do so. Show details
Online Experience
Application Process
purchaser
purchaser
 

convenient way to shop

Convenient way to shop. However disappointing that you pay an annual fee and still charged an additional credit card fee when you make most major payments. Seems like you pay a penalty for having to pay by card. Show details
Transparency
Customer Service
Rewards
Bird
BirdPerth, WA
  Fair Incentive

Good choice

Reward $1 for 1 point is good to enjoy shopping more with this card easy playing bills. I haven’t try to use overseas yet but will do when the next travelling. Show details
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Hayley S.
Hayley S.Illawarra, NSW
 

This card is great especially if you can afford to pay it off each month! $1 for 1 point rewards = bonus money!!!

I love the $1 for 1 point as I have managed to score many gift cards which is like "free money" so works well for me and how I use my credit card. Show details
Transparency
Rates and Fees
Online Experience

Questions & Answers

Andrea Q.
Andrea Q.

Does latitude infinity rewards platinum card cover travel insurance when used to purchase air tickets

Judith
Judith  

Don't know

Bill T.
Bill T.

I had apple pay working on both my apple iPhone and iWatch until I changed phones. Ever since and for at least 3 months I have been trying to get it working on my new phone. Latitude have been contacted by phone at least 8 times to try to get the matter resolved still with no resolution. Cards with 2 other banks have been setup successfully without problem. When can I expect a resolution?

Veronica Jones
Veronica Jones

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