2 photos
Latitude Infinity Rewards Visa

Latitude Infinity Rewards Visa

4.0 from 64 reviews · View Statistics
See the Best No Annual Fee Credit Cards in 2022 as rated by Australians on ProductReview.com.au.
Listing monitored by Latitude Financial

Pros

$0 Annual Fee
Up to 55 days interest free

Cons

3% International Transaction Fees
$0.95 BPAY Fee

Details

CategoryNo Annual Fee Credit Cards
Card TypeVisa
Additional Cardholder Fee $9.00 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.69% p.a.
Cash Advance Fee3%
Annual Fee$0.00 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$4.00
Interest Free Period 55 days
Cash Advance Rate20.69% p.a.
Visit official website

Reviews

  • Transparency
    3.9 (51)
  • Customer Service
    3.9 (56)
  • Rates and Fees
    3.9 (51)
  • Rewards
    4.0 (44)
  • Online Experience
    3.7 (52)
  • Application Process
    4.1 (38)
Previous
Next
Tanner T.
Tanner T.
  • 4 reviews

Money .

published

Yby Jill on 5 May 2022

Liked it better when I received rewards as I used to get the gift cards that could be used at Myer or JB hi fi. Even though there was a small annual fee it was better. Now they have no rewards but have dropped the annual fee. I do like how you can pay for purchases in 4 interest free instalments so that is a plus. The international fees are high if buying online

Transparency
3/5
Customer Service
3/5
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Fred123
Fred123Mount Sheridan
  • 10 reviews
  • 5 likes

What A Bunch Of Bottom Feeders.

published
Transparency
1/5
Customer Service
1/5
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KatieS
KatieS
  • 3 reviews
  • 1 like

Are they TRYING to get rid of customers??

published
Transparency
2/5
Customer Service
2/5
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Jill
JillPerth, WA
  • 7 reviews
  • 3 likes

Credit Card is good if you don’t want rewards

published

Liked it better when I received rewards as I used to get the gift cards that could be used at Myer or JB hi fi. Even though there was a small annual fee it was better. Now they have no rewards but have dropped the annual fee. I do like how you can pay for purchases in 4 interest free instalments so that is a plus. The international fees are high if buying online from overseas.

Incentivised Review No
Similar opinion? Write a review on ProductReview.com.au!
No Annual Fee Credit Cards

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Done and Dusted
Done and DustedSydney, NSW
  • 6 reviews
  • 2 likes

Pull the rug from under you

published
Transparency
2/5
Customer Service
2/5
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Timothy B and Robb E
Timothy B and Robb ESouth East Queensland, QLD
  • 5 reviews
  • 1 like

Rewards program removed on short notice

published

Rewards program removed on short notice with earning stopped on 19 Nov 2021 and redeeming stopped on 23 Nov 2021 with no compensation offered, highly unethical and probably illegal ; I will be making a complaint the Financial Ombuddsman.

Transparency
1/5
Customer Service
1/5
Similar opinion? Write a review on ProductReview.com.au!
Judith
JudithGreater Melbourne (Inner), VIC

Great follow up ,

published

Great follow up , had a phone call ,30 minutesafter I made an online purchase with a company I hadn't used before ,nice to know you have my back ,as for rewards , don't know how to access them

Incentivised Review No
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
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Sim
SimSouth East Queensland, QLD
  • 3 reviews

So far so good after a year

published

Pretty good in-terms of receiving rewards points per every dollars. Monthly insurance protection cost does add up, specially for general household amenities ie electricity, water bills. As you wouldn’t expect to trigger your insurance for those services. Customer service isn’t the greatest compared to other credit providers. Unless you get someone locally who can understand your needs at the time. I wouldn’t use this card overseas as it would lack a lot of service that I need. I would look at their other credit card 28 degree for overseas purchase. Better exchange rate.

Transparency
2/5
Customer Service
1/5
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GCGQLD
GCGQLDSouth East Queensland, QLD
  • 5 reviews
  • 3 likes

Great rewards.

published

I changed to this card for the rewards and was not disappointed. Has got to be one of the best reward return rates around.

2 reasons I did not give it 5 stars.
1. Can only get one additional card
2. The website and the app need to be more in line. The app will show more pending information for a transaction whereas the web site just shows the name of the person who's card was used.

Other than that great card.

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!
No Annual Fee Credit Cards

Find out how Latitude Infinity Rewards Visa compares to other No Annual Fee Credit Cards

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I use this card for practically everything I purchase I find it so useful

published

I usually only check my points a couple of times a year and am surprised how quickly the points add up. It is easy to follow the prompts to redeem

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

This fulfils my requirements. Thank you.

published

I am very satisfied with the awards available to me, but have not a wish to avail myself of them at this stage. Perhaps in the very near future I will have a need to do so.

Online Experience
4/5
Application Process
4/5
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convenient way to shop

published

Convenient way to shop. However disappointing that you pay an annual fee and still charged an additional credit card fee when you make most major payments. Seems like you pay a penalty for having to pay by card.

Transparency
3/5
Customer Service
3/5
Similar opinion? Write a review on ProductReview.com.au!
No Annual Fee Credit Cards

Find out how Latitude Infinity Rewards Visa compares to other No Annual Fee Credit Cards

Know better, choose better.

Compare all
Bird
BirdPerth, WA

Good choice

published

Reward $1 for 1 point is good to enjoy shopping more with this card easy playing bills. I haven’t try to use overseas yet but will do when the next travelling.

Transparency
2/5
Customer Service
3/5
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Hayley S.
Hayley S.Illawarra, NSW

This card is great especially if you can afford to pay it off each month! $1 for 1 point rewards = bonus money!!!

published

I love the $1 for 1 point as I have managed to score many gift cards which is like "free money" so works well for me and how I use my credit card.

Transparency
4/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!
Ibi Sipos
Ibi SiposSydney, NSW
  • 2 reviews

Very helpful

published

It’s a very helpful card it can get me and mostly my wife lots of good stuff she is the secondary card holder and very happy with it only I don’t know anything about rewards and how to use them otherwise all good

Transparency
5/5
Customer Service
5/5
Similar opinion? Write a review on ProductReview.com.au!

Questions & Answers

Andrea Q.
Andrea Q.asked

Does latitude infinity rewards platinum card cover travel insurance when used to purchase air tickets

1 answer
Judith
Judith

Don't know

Bill T.
Bill T.asked

I had apple pay working on both my apple iPhone and iWatch until I changed phones. Ever since and for at least 3 months I have been trying to get it working on my new phone. Latitude have been contacted by phone at least 8 times to try to get the matter resolved still with no resolution. Cards with 2 other banks have been setup successfully without problem. When can I expect a resolution?

No answers
Veronica Jones
Veronica Jonesasked

How to view products using credit card points

No answers

Get an answer from our members and Latitude Financial representatives

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