120,000 NAB Rewards Bonus Points on offer
Earn up to 3.75 Points per dollar
0% p.a. on Balance Transfers for 6 months
Seven complimentary insurances, including Overseas Travel Insurance
$295 Annual Fee
2% Balance Transfer Fee
3% International Transaction Fee
Minimum Credit Limit of $15,000
|Category||Rewards Credit Cards|
|Benefits||Complimentary Travel Insurance and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$15,000|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||NAB Rewards|
|Points Earn Rate||1.25 points per $1|
There is no cap on earn rate.
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.99% p.a.|
|Annual Fee||$295 p.a.|
|Foreign Transaction Fee||3%|
|Interest Free Period||44 days|
|Cash Advance Rate||21.74% p.a.|
Receive 120,000 Bonus Points (90,000 points when you spend $3,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
could be better
- The Nab experience overall experience was not so bad.
- It is easy to accumulate points and redeem points is a bit high
- Lots of variety of gift cards etc JB Hi-Fi, Amart, Big W, Dyson.
Good for day to day use
The credit card was bundled with our home loan package so there were no annual fees. The point accumulation was ok. You get 1 point for one dollar spent. Could have done better. The thing I disliked was the international transaction fees and poor exchange rates which forces me to take out another credit card with no fees. Did not use this card overseas for this reason.
Perfect for my needs
Long interest free period. No annual fee. Have had the card for a very long time and wont change it in the near future. Easy to use in Aus and overseas
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