1 photo
Newcastle Permanent Value+

Newcastle Permanent Value+

4.5 from 2 reviews · View Statistics
See the Best Low Rate Credit Cards in 2022 as rated by Australians on ProductReview.com.au.
Listing monitored by Newcastle Permanent Building Society

Pros

Low 11.99% Interest Rate on Purchases, Cash Advances and Balance Transfers
Low $49 Annual Fee
Accessible Minimum Credit Limit of $500
Add up to 3 Additional Cards at no extra cost

Cons

3% Foreign Currency Conversion Fee
No attached rewards program

Details

CategoryLow Rate Credit Cards
Card TypeVisa
Minimum Credit Limit $500.00
Maximum Credit Limit $20,000.00
Additional Cardholders 3
Additional Cardholder Fee $0.00 p.a.
Minimum Repayments3%
Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate11.99% p.a.
Cash Advance Fee2%
Late Payment Fee$5.00
Annual Fee$49.00 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$2.00
Interest Free Period 55 days
Cash Advance Rate11.99% p.a.
Release date
Visit official website

Reviews

4.5
2 reviews
5
(1)
4
(1)
3
(0)
2
(0)
1
(0)
    Previous
    Next
    cheryl.mclean
    cheryl.mcleanAustralia
    • 3 reviews

    Excellent

    published

    I like everything about Newcastle Perm. Great staff. Great products. absolutley nothing to dislike about it. Always available to help etc.

    Similar opinion? Write a review on ProductReview.com.au!
    mrshowty
    mrshowtyNSW, 2450
    • 136 reviews
    • 17 likes

    Good

    published

    I really like Newcastle Permanent and what they stand for. They not only have great products like this credit card, but they have fantastic knowledgeable staff who really care about you and your banking needs. This product was offered to me with the annual fee waivered so I immediately cancelled my 'big bank costly credit card' and switched to them. The ongoing annual fee is about $30 - so much cheaper than other banks. I would recommend you try the Newcastle Permanent experience.
    One of the cheapest rates of interest (if you don't pay it all off each month). Very cheap annual fee.
    Online statement is hard to read - no defined cut off period.

    Similar opinion? Write a review on ProductReview.com.au!

    Questions & Answers

    Sorry, there are no questions yet.

    Get an answer from our members and Newcastle Permanent Building Society representatives

    ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.