Low 11.99% Interest Rate on Purchases, Cash Advances and Balance Transfers
Low $49 Annual Fee
Accessible Minimum Credit Limit of $500
Add up to 3 Additional Cards at no extra cost
3% Foreign Currency Conversion Fee
No attached rewards program
|Category||Low Rate Credit Cards|
|Minimum Credit Limit||A$500|
|Maximum Credit Limit||A$20,000|
|Additional Cardholder Fee||A$0 p.a.|
|Contactless Payments||Apple Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||11.99% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||A$5|
|Annual Fee||A$49 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||A$2|
|Interest Free Period||55 days|
|Cash Advance Rate||11.99% p.a.|
|Release date||Jun 2007|
I really like Newcastle Permanent and what they stand for. They not only have great products like this credit card, but they have fantastic knowledgeable staff who really care about you and your banking needs. This product was offered to me with the annual fee waivered so I immediately cancelled my 'big bank costly credit card' and switched to them. The ongoing annual fee is about $30 - so much cheaper than other banks. I would recommend you try the Newcastle Permanent experience.
One of the cheapest rates of interest (if you don't pay it all off each month). Very cheap annual fee.
Online statement is hard to read - no defined cut off period.
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