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Newcastle Permanent Value+

Newcastle Permanent Value+

4.5 from 2 reviews

See the Best Low Rate & Zero Interest Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


  • Low 11.99% Interest Rate on Purchases, Cash Advances and Balance Transfers

  • Low $49 Annual Fee

  • Accessible Minimum Credit Limit of $500

  • Add up to 3 Additional Cards at no extra cost


  • 3% Foreign Currency Conversion Fee

  • No attached rewards program


Newcastle Permanent Value+
CategoryLow Rate & Zero Interest Credit Cards
Contact Number 13 19 87
24-Hour Phone Contact No
Online Live Chat No
Card TypeVisa
Minimum Credit Limit $500
Maximum Credit Limit $20,000
Additional Cardholders 3
Additional Cardholder Fee $0 p.a.
Minimum Repayments3%
Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate11.99% p.a.
Cash Advance Fee2%
Late Payment Fee$5
Annual Fee$49 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$2
Interest Free Period 55 days
Cash Advance Rate11.99% p.a.
Release dateJun 2007

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I like everything about Newcastle Perm. Great staff. Great products. absolutley nothing to dislike about it. Always available to help etc.


I really like Newcastle Permanent and what they stand for. They not only have great products like this credit card, but they have fantastic knowledgeable staff who really care about you and your banking needs. This product was offered to me with the annual fee waivered so I immediately cancelled my 'big bank costly credit card' and switched to them. The ongoing annual fee is about $30 - so much cheaper than other banks. I would recommend you try the Newcastle Permanent experience.
One of the cheapest rates of interest (if you don't pay it all off each month). Very cheap annual fee.
Online statement is hard to read - no defined cut off period.

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