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Westpac Lite

Westpac Lite

5.0 from 1 review · View Statistics

Pros

  • Low Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost

Cons

  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you

Details

CategoryLow Rate Credit Cards
Card TypeMastercard
BenefitsNo Foreign Transaction Fee
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate9.90% p.a.
Late Payment FeeA$0
Annual FeeA$108 p.a.
Foreign Transaction Fee 0%
Interest Free Period 45 days
Cash Advance Rate2.00% p.a.

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Reviews

5.0

1 review
4
(0)
3
(0)
2
(0)
1
(0)
  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
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Hafiz Abdur Rehman

Hafiz Abdur RehmanGreater Melbourne (Inner), VIC

  • 4 reviews

Low fee credit card with excellent cashback offer

published

I recently got this low rate mastercard from Westpac, they are currently running a 250 dollar cash back offer when you meet the certain criteria. I think it is an excellent card with a low yearly fees. They have an excellent online process and you can do everything in few minutes.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Incentivised ReviewNo
Card Start DateOctober 2019
Main Point of ContactOnline
Card / Account Used For
  • Special Purchases
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