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Westpac Lite

Westpac Lite

5.0 from 1 review · View Statistics
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Low Variable Purchase Rate of 9.90% p.a.
No Foreign Transaction Fees
Accessible Minimum Credit Limit of $500
One Additional Cardholder at no extra cost


$9 Monthly Card Fee (equivalent to $108 each year)
No attached rewards program
Maximum Credit Limit of $4,000 may be too low for you


CategoryLow Rate Credit Cards
Card TypeMastercard
BenefitsNo Foreign Transaction Fee
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate9.90% p.a.
Late Payment Fee$0.00
Annual Fee$108.00 p.a.
Foreign Transaction Fee 0%
Interest Free Period 45 days
Cash Advance Rate2.00% p.a.
Visit official website


1 review
  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
Hafiz Abdur Rehman
Hafiz Abdur RehmanGreater Melbourne (Inner), VIC
  • 4 reviews

Low fee credit card with excellent cashback offer


I recently got this low rate mastercard from Westpac, they are currently running a 250 dollar cash back offer when you meet the certain criteria. I think it is an excellent card with a low yearly fees. They have an excellent online process and you can do everything in few minutes.

  • Transparency
  • Customer Service
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