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Westpac Lite

Westpac Lite

5.0 from 1 review

See the Best Low Rate Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


  • Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost


  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you


CategoryLow Rate Credit Cards
Card TypeMastercard
BenefitsNo Foreign Transaction Fee
Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate9.90% p.a.
Late Payment Fee$0
Annual Fee$108 p.a.
Foreign Transaction Fee 0%
Interest Free Period 45 days
Cash Advance Rate2.00% p.a.

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Review distribution

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Hafiz Abdur Rehman

Hafiz Abdur RehmanGreater Melbourne (Inner), VIC

  • 4 reviews

Low fee credit card with excellent cashback offer


I recently got this low rate mastercard from Westpac, they are currently running a 250 dollar cash back offer when you meet the certain criteria. I think it is an excellent card with a low yearly fees. They have an excellent online process and you can do everything in few minutes.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateOctober 2019
Main Point of ContactOnline
Card / Account Used ForSpecial Purchases
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