Variable Purchase Rate of 9.90% p.a.
No Foreign Transaction Fees
Accessible Minimum Credit Limit of $500
One Additional Cardholder at no extra cost
$9 Monthly Card Fee (equivalent to $108 each year)
No attached rewards program
Maximum Credit Limit of $4,000 may be too low for you
|Category||Low Rate Credit Cards|
|Benefits||No Foreign Transaction Fee|
|Contactless Payments||Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||9.90% p.a.|
|Late Payment Fee||$0|
|Annual Fee||$108 p.a.|
|Foreign Transaction Fee||0%|
|Interest Free Period||45 days|
|Cash Advance Rate||2.00% p.a.|
Low fee credit card with excellent cashback offer
I recently got this low rate mastercard from Westpac, they are currently running a 250 dollar cash back offer when you meet the certain criteria. I think it is an excellent card with a low yearly fees. They have an excellent online process and you can do everything in few minutes.
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