OnDeck

Obtained unsolicited mail which is no better than spam. It is worse.

Proceed with Caution – Avoids sending things in writing. Has massive interest charges. Terrible customer service. I would be most mindful around them not sending things in writing as that has made things difficult.

Receiving an unsolicited pre-approval… – Receiving an unsolicited pre-approval letter from a OnDesk was not a pleasant experience. It seems the company is unable to attract customers through traditional means, such as offering good service, and instead resorts to spamming businesses with unwanted advertising. This approach is not only annoying, but also raises concerns about the quality of their lending services. It's best to work with a company that has earned its reputation through good service and customer satisfaction, rather than through spamming tactics.