119 reviews
Notice to Reviewers: GetCapital has rebranded to Shift as of October 25, 2021.
We're just in the onboarding process with Shift and we got stuck with a minor tech issue. Divesh at Shift helped us out in a really clear and straight forward way, answering all of our questions in the process. Recommend Shift highly for their customer service Show reply
I requested a payout figure on 14 july and asked for my account to be closed I paid the pay out figure on 17th july and the. After on 27th i got charged almost 500$ account fee because my account didn’t close !! Thieves!!!
Reviews with attachments
If I was as good at golf as Kevin was at getting loan I wouldn’t need a loan I’d be playing next to tiger – Could be more helpful I would and will pass Kevin’s name on to any one I know and always use him for assist finance. I will be back in contact in a few months as were chasing more asphalt gear.
Positive reviews
Excellent – I have found Shift a very reliable and experienced finance company. Excellent customer services provided by Daniel. Daniel provided accurate information in relation to business loan. Show 2 replies
Great customer service. Fast, easy and efficient – I had a great experience with shift. I dealt with Ikluvya Kumar he was very helpful and made the process easy. Show reply
Responded to my needs positively and quickly – At a time when cash flow is challenging small business that are otherwise profitable, lenders need to be versatile, responsive and act quickly. Shift did all of this meeting my immediate needs after another financial crowd pulled the pin without notice or reason. Has set us up for a positive future Show details · 1
Negative reviews
Guys stay away from this mob – Our business had unsecured loans and trade facility for over 6 years and paid them high interest rate and prompt weekly payments. When one or two payments bounced (paid back promptly next week) they started giving issues. They wanted to review our bank accounts and business. Then they have questions that too for a small borrowing and put a hold on our account? Its a shame we are treated like this
Very disappointing – Had a trade facility with Shift for over 2.5 years, paid thousands of dollars worth of invoices through the facility. Have not used the facility in several months, full credit applicable. Received an email out of the blue advising our limit had been reduced from $15,400 to $5000 with no warning, no discussion with business owner due to ‘adverse… Read more
transactions’ on our account. Called to ask them why this had happened and it was due to a ‘review’ (apparently they can do this randomly and whenever the choose) of our linked bank account - they’d seen a ‘reversal’ of funds and that was enough for them to decide we weren’t eligible for the current limit on our trade account. I explained the ‘reversal’ was actually the fault of the creditor and had been swiftly amended and completed the following day. The guy I spoke to couldn’t have cared less about our business or the fact they were going to lose us as a client because of this. I would not recommend this company or their trade facility to anyone. The irony is we got the facility when we were just beginning in business, received credit limit increases because of our good history etc - business is booming and we are in a much better financial position than we were when we started, so it makes absolutely no sense. But they’ve just lost a very good client !
Hi Annie, our sincere apologies for the inconvenience and… Read more
Absoulete Sham – How dare they review bank accounts not related to the application. Its dodgy operators like this that give other operators a bad name. I can not believe that they have reviewed accounts not related to the application without my consent and will be filing a complaint with the financial ombudsman
Thank you for taking the time to share your feedback. We… Read more (+1 reply)
Recent reviews
A smooth overdraft process – I had an excellent experience with shift. The process of getting overdraft smooth and hassle free.thanks for exceptional support from sadia islam she was really good her professional support and guidance were commendable. Their combined efforts made the entire process stress free. I recommend shift their service and commitment to customer satisfaction. Show reply
Quite a disappointing experience – Enquired online to speak to someone. A Chris called me (I think that was his name, he mumbled a lot). Seemed extremely uninterested in helping and sounded like he just wanted to end the call as soon as possible. Won’t bother, seems like it’s too much
Hi Pablo, thank you for taking the time to share your… Read more
PROFIT BEFORE CUSTOMER – Had a line of credit for more than a year, was paying the weekly payment throughout, no problems, they are happy, even offered me more loan. Ok now my income has changed, asked them to please change to monthly repayments, same total amount as of weekly payment. No, they won't do it because contract was signed for weekly repayment. Every other loan… Read more
I had agreed and changed my repayment to monthly. Shift won't do that. They will take late payment fee, interest on late interest repayment. Lack of communication amongst them. You speak with one agent another call and said they have not had any communication what's soever with you. Save yourself and go for a company who will accommodate you when your conditions changes. Those who really understand the meaning of customer service.
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Excellent experience, can highly recommend! – I have no hesitation recommending SHIFT to any business looking for finance. The whole process was simple, fast, transparent and streamlined and the personalised service I received from my Account Manager, Ikluvya was excellent. A much faster and simpler way to get finance than from the major banks! Show reply
Great Service – Ikluvya Kumar is a great executive who got my application approved and funds released in no time. Has great work ethic. I personally recommend his services. Show reply
BEST OF THE BEST SERVICE – The best customer service and strong communication skills to help address my issues and i am fully satisfied with service i received and i have already recommended few people for the service Show reply
Don’t do it !!!! – Do not ever use this company !!!! They are [Content Removed]!!!!! Exorbitant interest rates Deceiving conditions And Zero communication Then make up supposed “ rules to suit themselves Taking advantage of vulnerable people
Amy made it all so easy:) – Amy from Shift really looked after us even paying out an old loan with excessively high interest. She then explained to us in simple language how our new Business overdraft with Shift would work. Even the application process was quick and easy. We are very happy Amy helped us to fund our Xmas stock needs. Would highly recommend Shift and Amy..
Like an ominous scene from Jaws... They are circling – 29.95% Where are all these cheap payday lenders coming from? Every second Facebook is from one of these Jackals. First person I dealt with was the "flash harry" Mr Nice Guy. This was then followed up by a serious run of errors that was almost comical. It may be naive of me but I though there was some sort of banking regulator that monitored… Read more
these sort of operators.
Then came the smug little Miss who's ego seemed to be a little out of whack with her ability.
If this is the current state of Australia then a simple little pandemic is the last of our worries.
Great product as an alternative to the Banks – Customer Service was fantastic. Everything happened as I was told it would. Very seamless. Sure, you pay a premium rate, but this is within expectations. This is a good product
Great service by Emilio Kang at Shift – I rang up and spoke to Emilio about the shift facility that I have been using over the last 12-24 months which has been convenient. Emilio was great he suggested some changes on the facility that would make it more convenient for my business. I highly recommend Emilio, really easy to deal with and did what he said he would and followed when he said he would. Thanks Emilio.
Easy Finance – Dealing with Kevin at Shift was fantastic. Answered all questions and any concerns that I had promptly and professionally. Everything was explained, and the paperwork was easy to follow understand. Kevin made the process easy and seamless, had funding within about 48 hours and all paperwork was done for me. I would recommend using Shift as the… Read more
process was easy, simple and hassle-free when compared with banks and other financial institutions.
The costs were all shown upfront the rate was competitive. There were no hidden costs.
Thanks Kevin
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Reece is a Legend and you guys are quick! – Reece is a fun bloke, made the process easy and smooth, and very delightful to deal with you. You are quick at responding and good and keeping up with customers who never pick up their phones - He was patient with me and that alone means the world to me! Thank you Shift!
outstanding – excellent customer service with the company was great with no issues communication was outstanding as well as the entire process will highly recommend to friends and families we are happy
Shift (Get Capital) is perfect private lending Company – Emilio and Luke help me lot to understand about private lending . Emilio was very helpful during all my loan process . He cleared all my doubts and question then finally I said yes to get Capital.
Emilio couldn't have made the experience any easier! – I have dealt with Get Capital before and knew that their product was good and that service was also good. Emilio exceeded my expectations in the way that he worked to make my experience this time as seamless as possible. I totally recommend Get Capital, their friendly & helpful staff and Emilio in particular!
Reece Boltman was so helpful and very patiens every step to step of the way to help me understand the way – Reece Boltman was so helpful and very patiens every step to step of the way to help me understand the way of the appliction, he provided amazing customer service and made me feel very comfortable to help us made easy for our business cash flow, I would highly recommend Get Caoital and staff like Mr Reece Boltman! Thanks mate! David Wang trade as Uncle wang Brisbane.
Great Work Kevin & Get Capital – Kevin was so helpful every step of the way he provided amazing customer service and made us feel like we were his only customer. He made the whole process easy and stress free. And we would highly recommend GetCapital and especially Kevin..... Thanks again for a job well done!!!!!!!
Good experience with Get Capital - Simon very helpful – Simon was very helpful in giving me the information on our loan - the terms were really good which is what we wanted. Repayments were good too compared to others and overall very good.
Great customer service and amazing products – the customer service is amazing! Reece helped us during the whole process. He assisted us and demonstrate great knowledge about the product. He also advised us and was really prompt on his responses. We are really happy with his service and the company overall! highly recommended!!
First loan encounters. Perfect – I would like to thank Gloria and Simon for there efforts in assisting us to get our first loan in 35 years. You were a joy to work with in getting this loan approved and will be back for more business funding after this loan is done. Thank you.
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Hi Raj, thank you for sharing your feedback. We… Read more (+1 reply)