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Openpay
3.8 from 914 reviews · View Statistics
Listing monitored by Openpay

Pros

  • Openpay Plans are interest-free

  • Flexible payment plans - set up payments to suit your schedule

Cons

  • Establishment Fee, Plan Management Fee and Redraw Fee may apply to some plans

  • Default Fee of up to $9.50

  • May conduct credit checks during a credit limit increase application; may affect your credit score if you default on payments

Reviews

  • Transparency
    3.9 (623)
  • Customer Service
    3.9 (553)
  • Rates and Fees
    3.9 (570)
  • Application Process
    4.2 (570)
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Reviewer Photos & Videos

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Fantastic

published

Love being able to get bigger ticket items pay them in smaller payments over longer periods of time and no interest it’s been a life saver I love it and would recommend it to anyone

Transparency
Customer Service
Nikita S.
Nikita S.South East Queensland, QLD

Not great at all... Finished all my payment plans and I now have a zero balance?

published

Paid all accounts off in full and now I have no balance. Not a great reward system. I would have hoped to get an increase in my spend limit and have tried contacting OPENPAY via phone without any success getting through.

Transparency
Customer Service
Adam T.
Adam T.Greater Melbourne (Metropolitan), VIC

Can't live without it!

published

Thanks to Openpay, I've been able to use it for my gym obsession and car repairs which would normally cost a fortune but can pay over time! Highly recommend for anyone needing a pay over time service.

Transparency
Customer Service
Buy Now, Pay Later Services

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Sally
SallyGoulburn Valley, VIC

Perfect!!

published

Openpay is easy to setup. Convenient and allows for weekly to fortnightly payments which is really handy.
No hidden fees. Allows you to buy bulk items which otherwise you might not be able to afford straight up.

Transparency
Customer Service
Terre
TerreHobart, TAS
  • 4 reviews
  • 3 likes

Evil sods openpay afterpay got a kick in the butt for ripping us off now its time openpay gets a good kick in the butt

published

i was late with one payment so i was charged $9.50 then i get a message saying im going to be charged another fee of $19.50 so unfair unjust afterpay charges one late fee only.
so look out openpay im going to make complaints to whom ever i can,Not Happy OpenPay Au

Transparency
Customer Service

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Highly recommend Openpay!

published

Openpay is easy to use, convenient & also have affordable payment plans - from weekly to fortnightly depending on your income.
Although they may not be linked with many providers I believe this makes it even better because it doesn't allow you to go into debt using overly known brand providers.
I have used Openpay for over 2 years now & it comes in handy for things at times I know I wouldn't be able to afford otherwise - in particular bulk amounts!
Customer service is great, understanding & very helpful, especially if you are unable to make a payment & have to schedule for another day.

Transparency
Customer Service
JNB
JNB
  • 2 reviews

Great service

published

Openpay allows you to re schedule payback day if it’s inconvenient- without any fees, as long as you let them know before due date , great customer service as well, very happy

Customer Service
Rates and Fees
Debbie
DebbieSouth East Queensland, QLD

Excellent!

published

This is another great buy now pay later service.. I use it all the time at Bunnings.. love it! So easy to use at the checkout and because I pay on time, every time.. I've never had an issue..

Transparency
Customer Service
NMBS
NMBSSouth East Queensland, QLD
  • 17 reviews
  • 2 likes

Easy to use

published

Openpay is easy to use, they are convenient and also have affordable payments. Have been using them for quite a while now. Would recommend Openpay in a heart beat. Thank you Openpay

Transparency
Customer Service
Buy Now, Pay Later Services

Find out how Openpay compares to other Buy Now, Pay Later Services

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Natty86
Natty86Perth, WA
  • 19 reviews
  • 5 likes

Love openpay

published

I use openpay quite often I like open pay as u get more time to pay it off they have great communication if u need to contact them their app is easy and simple to use have purchased our fridge using openpay with small payments to make each fortniight

Transparency
Customer Service
Openpay
OpenpayOpenpay

Hi there,
Thanks so much for the review and kind words!
We're really happy to hear that you have found Openpay easy to use and the communication great.
We're always looking to add new businesses on too, so keep an eye out.

Tony
TonySouth East Queensland, QLD

Awesome just so handy to have for purchasing stuff

published

Awesome and very helpful to deal with super easy to work out the app when using it
Openpay is awesome with the amount of business that are using it now

Transparency
Customer Service
Openpay
OpenpayOpenpay

Hi Tony,

Thanks for your rating and review. We're stoked to hear you've found it easy to use and understand, our teams have put in a lot of effort to make it as easy to use as possible.

Dan W.
Dan W.Southwest, VIC

Mostly good, but hard to get a hold of for customer service

published

Easy to use. Hard to get in contact with: recently they charged me twice for the same order - this was partly Bunnings fault. Two emails to them and no reply from them.

Incentivised Review No
Openpay
OpenpayOpenpay

Hi Dan,

Apologies for the experience you've had with us, it could've been due to a recent spike in enquiries. Our Customer service team is trying their best to accommodate and shall get back to you asap.

Stan
StanSydney, NSW

Openpay review

published

Openpay is the best thing I have discovered in the past 12 months. It is fast and easy to use, repayments are affordable, they offer a good range of shops!

Incentivised Review No
Openpay
OpenpayOpenpay

Hi Stan,

Thanks for giving us a great rating and review. So happy to hear it's been easy to organise and has assisted you with your purchases.

Sandra Ellen
Sandra EllenAU
  • 2 reviews
  • 1 like

Openpay is great.....

published

Found Openpay easy to use and so convenient. One thing I ask....please do not bring in the Openpay card....so much easier using the barcode. Will definitely be using again.Thank you.

Transparency
Customer Service
Openpay
OpenpayOpenpay

Hi Sandra,

Thanks for your rating and review. We're stoked to hear you've found it easy to use and understand, our teams have put in a lot of effort to make it as easy to use as possible. Also, your feedback on the card feature is much appreciated!

Rebecca H.
Rebecca H.Wheatbelt, WA
  • 4 reviews
  • 2 likes

Totally amazing service

published

Thank you for making it possible to enhance my party hire & events business. Without your services it wouldn’t be possible to maintain & upgrade my stock. Much appreciated to you all.

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Transparency
Customer Service
Openpay
OpenpayOpenpay

Hi Rebecca,

We're so happy to hear about your experience!. Glad that Openpay was able to assist with your business, keep up the amazing work:)

Buy Now, Pay Later Services

Find out how Openpay compares to other Buy Now, Pay Later Services

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Read more reviews - page 2

Questions & Answers

Kristie-lee G.
Kristie-lee G.asked

Hi i have paid for consultation and called back 3 times. Twice on hold for 15min to be put through to voicemail. Please contact mr asap on 0422652811. Pls asap Much appreciated

No answers
IONUT
IONUTasked

If i ask for increase limit for dental to one clinic.....if approved do i have to spend it there or any dental clinic????

1 answer
Carmilla
Carmilla

You apply for the increase for a specific dentist and then have 30days to use it there.

Baido
Baidoasked

Can I use openpay at Kmart?

1 answer
Diana
Diana

Normally you can see in their website what payment options you can use.

See all Openpay questions

Get an answer from our members and Openpay representatives

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