Latitude 28 Degrees Global Platinum Mastercard

I received a confirmation of my Direct Debit on 24/01/2020 that it had been established but it was not initiated from your end and I manually paid my repayment. Please let me know why the direct debit was not completed from your end and would appreciate if that can be done onwards. It should have been more convenient if direct debit can be done on the website by filling up the form online and there is no need to print it and fax it or mail it. When I faxed the form couple of times it was not successful so i drop it in the post office. Thank you.

Very good card, especially since it has no annual fee and offers overseas transactions at a good exchange rate and fee-free. It would probably be my first choice if I was getting a single credit card. But if they want to market a close-to-perfect card, they should improve their payment options. Fees are charged for some methods (notably bpay) and others are inconvenient; e.g. non-fee payments are available via the website but take money immediately rather than on a nominated future date.

My wife and I are self funded retirees who place great emphasis on overseas travel. We enjoy a very good lifestyle after 40 years of work and investing. We have substantial assets and dividend income per annum. We have no debt, own several properties and were denied access to a 28 degree card even after providing a letter from our certified financial advisor and accountant. Having never had a problem even obtaining a home loan at the age of 19 and considering my son was given a 28 degree card while at university working part time, I am incensed at this organisation and would like a written apology. They in my opinion only wish to provide credit to the marginal customer in hope they can extort substantial 22% interest rates.
Avoid.

I spent over an hour on the phone to an Indian or Asian Customer Service Centre just attempting to get an answer why my master card was not working when in South America. Very frustrating, as overseas usage is the reason why I have a 28 degrees card.

Paid for our new pool fence with 28 degrees card. Great service easy payment options and a perfect job. From the request for a quote to job completion was a very speedy 1 week. Couldn’t be happier

Used my card overseas in Hong Kong and Macau, and I am very happy with this.

The exchange rate is the Mastercard rate, an there are no transaction or conversion fees, which I am stoked about. Only issue I have is it is a little difficult to figure out how to pay the card off without being hit with fees. Bank transfers are free, but they lock for 5 days after each use, which I find annoying

Used our cards on a recent overseas trip and had no issues with being accepted everywhere and by all businesses including ATM's. Great card for travel, would not use anything else.

Used the card first time this month in Hong Kong and Taiwan, and to pay a transaction in UK.
Zero transaction fee does save a lot.
Statement and transaction are very clear.

This is the best card to use when travelling overseas. With no fees and being accepted nearly everywhere it is the ultimate travel companion. It great to be able to track your purchases whilst away.

I am in the process of application. A warning I am retired and on a Superannuation pension. This pension is a very substantial amount tax free and indexed CPI for life. I also have considerable amounts of cash in two other accounts I supplied my bank details.
You are dealing with people from the subcontinent and I get the very very distinct feeling that having said pension alerts raged. I have been 8 hours in the process so far and am getting very annoyed. They have NO idea how our system works here in Australia .
I can’t tell you how many emails and phone calls I have had...so if you are on a pension don’t use this word say something like superannuation wage....help

Used the card frequently overseas. Shops, cafes, local attractions & venues. Very simple, just like at home. Tap & go etc. The Latitude card is widely accepted. Had no issues. Minimised the need for cash.

This is the only credit card I use overseas, so convenient, and can be used everywhere. No fees, no foreign exchange fees, and statement clearly states all transactions/charges and fees

Low fees, secure usage, and they call immediately if a transaction looks "fishy". Can't ask for more. Recommand to friends and family. Also the card looks stylish. Very happy with it.

Used card for overseas purchases, have not yet travelled with it. Easy for purchasing tours in advance, transfers etc. accepted by tour operators in Overseas countries. Will use it when travelling

This card provides good rates and follow up service. Overseas transactions are far better than my other cards with no unexpected fees when statements come due. U gotta luv this card

No use overseas yet. What I have noted is the rapid confirmation of purchases. Setting up the card was easy and the website appears to be quite intuitive and convenient.

Maximum flexibility when travelling through multiple currency zones or buying from overseas websites. No conversion fees and better exchange rates than my bank. I like being able to see almost immediately on the app what I paid in $A. The Latitude support staff were brilliant when I had a glitch in the sign-up process - friendly and helpful. I really felt they took customer service seriously. Highly recommended.

I also use it on of my overseas purchases. Saved heaps on foreign transaction fees. Easy to use. Hope they will improve their app to view the statements, too. Other than that this is Highly recommended.

I've had a Latitude 28 Degrees Global Platinum Mastercard for about 3 years now. I use it for overseas purchases online and when travelling overseas. The exchange rate is always good and no nasty overseas transaction fees. Absolutely love it.

I saved so much on overseas transactions and currency conversions. A perfect extra card for overseas purchases and travels.
Pleased that we did the research to find the best card to suit our needs.