Afterpay Questions & Answers

I have $ 3000 dollars but they did take $300 but gave it back ....it all comes down to if you pay on time also enough money in your bank account but in saying that they definitely do stupid things and you never get a correct answer....hope this help & wishing all the best

Sorry i miss read what i wrote !!! Could be a computer problem have you contacted them ???

I have plenty of money in my bank. It is supposed to be automatically taken out of my account. It just doesn't make sense.

Never let them take out do it yourself that could be the problem are you on rewards ??

They said two payments where late but it is supposed to come out automatically.

Yes

So does that mean I can never use after pay again?

Never had that problem but if you're payments are late they can do that . contact then directly

Yes over 4 weeks but through afterpay app not much of a selection....$ 2000 just say if you spend $300 ÷ that weeks you need to pay it back but if you do online they always send a payment breakdown

It’s split into 4 payments fortnightly. When you first use it they take out the first payment overtime they don’t take it for another fortnight. Becareful who you use it threw as there are scams and afterpay refuses to look after their customers with fraud. They don’t check merchants however just please be mindful. Stick to the names that are well known Hope this helps ☺️

Some stores have a minimum spend requirement before you can use it. The store can choose the amount. Sometimes it is in the fine print. I had that experience in Myer. I spent under $100 and my card was declined a few times when using Afterpay. I ended up paying with a credit card. It’s annoying, given some places will let you use it for $30 or whatever.

No ... because your credit gone

Contact them it at the front of afterpay as you log in

I’m assuming it’s because they tried to take money out of your account but there were insufficient funds so they are letting you know. It’s no big deal.

That's exactly correct

That definitely will affect you

I’m not surprised with this mob I was 1K ahead in my repayments thinking I was months ahead Nope still pay more These people are on another planet!!!! Hopeless go Zip

I've just found out there was a system issue should be updated & said payments are Nothing being applied accordingly should be corrected within 48hrs

Found out there's a problem that will be recified within 48hrs

Just curious, did the issue resolve itself Felicity?

It's the app, it's laggy, freezes or has the wrong information. I have a $3000 limit but the app shows zero, I go to their website and it's fine. I pay through the website and always 2 weeks in advance. I don't use the app.... At all!

They have a phone number but they don't Answer it

It is not about the limit is it about you are blocking me to use it and putting 10 dollars extra fees late fees plus blocking me even any credit card company doesn’t do that that is very unprofessional. I want to close my account asap. If l can’t use it why have it ?????? If you put charges then give 30 days period you block the person without even letting him/ her know,

I went to use mine today, I had a $3000 limit with $770 used. Transaction was declined because of insufficient funds, so I transfered money into the account I used for afterpay, thinking that's odd, I have pulse rewards and haven't paid the first payment on the day for a very long time. Still declined for insufficient funds. I just paid for the $80 item and looked at the app when I got home. I'm now down to $800 as well. Can't call a number because they have closed their phone lines and gone all digital, messaged them in the app and still waiting for a reply.

Hi Wendy, I could be wrong but I'm pretty sure from what I've experienced, when you make an Afterpay purchase it does a query on the bank account used to verify the account and that it has a percentage (not sure if it's 25% or maybe %50) of the transaction amount in the account before they go ahead.

You may have been declined because some retailers only accept over $100 purchase limit.Seeing yours was worth $80,maybe that was why.Myers and David J will decline you if you get under $100.Not necessarily Afterpays fault and yes it does help if you have the first payment amount available in your account or more.Some retailers requires the 1st payment on the day of purchase even if you are mint..

Maybe they are going broke

Sounds like a system error because they system approves it or decline it

Really not sure but did you miss payments if so I would presume they reduced you back to zero send them a message asking why good luck

This happened to me after missing one payment and paying the day after. Far as I'm concerned, they can take their Afterpay. Soon as it's paid off, I will cancel it!!

Get the staff to help you ...i had $500 dollars due expire but the staff did it for me

Contact coles never used a e gift