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American Express Platinum Edge

American Express Platinum Edge

2.6 from 63 reviews · View Statistics
See the Best Frequent Flyer & Travel Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
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Pros

  • $200 Travel Credit each year

  • Earn up to 3 Membership Rewards Points per $1

  • 0% p.a. on Balance Transfers for the first 12 months

  • Complimentary Travel Insurance

Cons

  • $195 Annual Fee

  • 1% Balance Transfer Fee

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeAmerican Express
BenefitsComplimentary Travel Insurance and Travel Credit
Minimum Credit Limit $3,000
Minimum Income $50,000
Minimum Repayments2.5%
Rewards ProgramAmerican Express Membership Rewards
Points Earn Rate 3 points per $1
Points Conditions
  • 3 points per $1 spent at major supermarkets and petrol stations

  • 2 points per $1 spent in a foreign currency, overseas and online

  • 1 point per $1 spent on all other purchases

There is no cap on earn rate.

Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Late Payment Fee$30
Annual Fee$195 p.a.
Interest Free Period 55 days
Balance Transfer Rates
Balance Transfer Period 12 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Release dateAug 2006
Visit official website

Reviews

  • Transparency
    3.5 (10)
  • Customer Service
    3.5 (11)
  • Rates and Fees
    3.0 (11)
  • Rewards
    3.1 (9)
  • Online Experience
    3.7 (11)
  • Application Process
    4.0 (10)
Previous
Next
Brice
BriceSydney, NSW
  • 6 reviews
  • 1 like

It's great offer to me

published

I am an international and not usually approved any credit card except Amex.
Although it is made of plastic, I really appreciate them.
I am very happy to have it.
Next card might be Gold or real platinum. lol

Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

American express Lack of flexibility and poor customer service

published
Transparency
Customer Service
Simon C
Simon CPerth
  • 19 reviews
  • 5 likes
  • Verified

Excellent credit card with great rewards

published

The Amex is my preferred credit card as it has a great rewards program. When you add up the benefits, they still far exceed the annual fee, although the reward points program has been downgraded recently. I like the statement credits and often get back >$100 year. Their online system is also the best compared to my 2 other credit cards. It's also quite good for online shopping as you can use with Paypal and there're no forex fees if you're charged in AUD even when the payment processor is overseas (unlike Citibank and many others).

Transparency
Customer Service
Frequent Flyer & Travel Credit Cards

Find out how American Express Platinum Edge compares to other Frequent Flyer & Travel Credit Cards

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Jim
JimPerth, WA
  • 4 reviews

No good anymore

published

This was such a good card before but has really gone downhill since. A free domestic flight before was changed to a $200 travel credit. The points conversion with krisflyer was the best thing and then they changed it WITHOUT NOTICE on 15th April. My hard earned points got cut in half with no warning and now earning will be the same as every other mediocre card. It's over for us amex.

Transparency
Customer Service
Sara
SaraGreater Melbourne (Outer), VIC
  • 5 reviews
  • 2 likes
  • Verified

Great credit card with Amex benefits

published

I had this card for many years before I had To close it for a loan approval. The offers on the card are pretty good. I could have up-to 4 supplementary cards without an extra fee. This card has annual fee but instead gives you travel credit to use on Amex travel portal which was easy to use as the range is wide and prices are not much more expensive than other travel booking websites. It’s well worth the annual fee.

Transparency
Customer Service

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Next
DISSAPOINTED
DISSAPOINTEDmelbourne
  • 9 reviews
  • 8 likes

great card

published
Application Process
Incentivised Review No
Charwend
CharwendWide Bay-Burnett, QLD
  • 7 reviews
  • 5 likes

Good card with Frequent Fly points.

published
Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

ric
ricWide Bay-Burnett, QLD
  • 6 reviews
  • 2 likes

AU$ 200 each year towards travel or accomadation

published

for the first few years with plt. edge , we had a free return trip every year anywhere in aust. except WA
we now get a flat AU$200 to spend each (valid for 12 months)
we always use it overseas and 85/90% merchants accept it. reasonable rewards but over-priced .

Customer Service
Rates and Fees
Bob G
Bob G
  • 2 reviews

Lost me.

published

Why on earth would you now use this card? I only obtained it originally a number of years ago to receive Virgin Velocity points i.e. $1 AMEX spend for 1 velocity point and now they are worth half of what they used to be. It was good, now it is pointless. I'll be cancelling my card forthwith.

Incentivised Review No
Frequent Flyer & Travel Credit Cards

Find out how American Express Platinum Edge compares to other Frequent Flyer & Travel Credit Cards

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B LIM
B LIMPerth, WA
  • 2 reviews
  • 1 like

Points Halved with no warning

published
Transparency
Customer Service
Therealpro
Therealpro
  • 5 reviews
  • 10 likes

Amex is totally a joke!!!

published

For all existing cardholders that are saving up the points to transfer to one of the airlines program, you guys are about to get ripped off big time! Effectively your points will get halved, this is so unfair from amex. Dont mind they change the points system after 14 Apr. but it is so unfair for all points that are already earn that will get affected. Totally stupid.

Transparency
Customer Service
Titin
TitinPoint Cook
  • 4 reviews

So far so good

published

I have been using Amex Platinum Edge for a couple of years. Paid the annual fee but I got it back through the $200 travel credit that I can use for my trip bookings (flights or cars or accommodation). I like using Amex as it gives point rewards and we get triple points for groceries shopping. Amex also has special offers from various stores, but sometimes some stores still do not accept Amex cards or will charge a % surcharge if I paid by Amex card.

Smoj
SmojPerth
  • 2 reviews

Less than useless in an emergency overseas. Harrassing phonecalls every 2 minutes. Negative 5 stars.

published
Renato_A
Renato_AGreater Melbourne (Outer), VIC
  • 35 reviews
  • 37 likes

The Best Card for Grocery Shopping at Coles, Woolworths and IGA

published
Transparency
Customer Service
Jessta
JesstaPerth, WA
  • 35 reviews
  • 34 likes

Customer Service is Appalling and Arrogant.

published
Frequent Flyer & Travel Credit Cards

Find out how American Express Platinum Edge compares to other Frequent Flyer & Travel Credit Cards

Know better, choose better.

Compare all
Read more reviews - page 2

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