ANZ Personal Loans

ANZ Personal Loans

1.4 from 9 reviews

See the Best Personal Loans in 2019 as rated by Australians on ProductReview.com.au.


Review distribution

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1 star

So disappointed


Not happy with the services at all. I went two days in a row at ANZ Sunshine for an enquiry about Small Business loan, I arrived around 2pm one of the ladies advise me they close at 4pm so they can’t help me. All I get was (SORRY). So disappointed Time to change Bank. Bye ANZ

Customer Service
Application Process

Why bother apply for Debt Consilidation Personal Loan


I got declined with proof that I get more than $15000 income and a 100% capability of paying this off. Their excuse was that I had too many loans. MATE, that is the point of trying to apply for this. TO AVOID THAT. I actually called the first time to ask for a reassessment and “[name removed]/[name removed]” didn’t even take note of this on my account to only find out later on. I’m going else where. Pay off the Credit Card I have with them and close all my accounts. I used to love ANZ but obviously they have no sympathy and I thought you wanted more money as a bank?

do you have to a high risk client to get a personal loan? pathetic


10 years ago I got approved a $20,000 even though I was earning only 45k a year before tax with barely any savings. In 2018 I get declined for a $10000 loan earning 90k before tax of and with almost 25k of my own savings in my ANZ accounts and have not touched my 1500 anz credit card in 2 years now. Still no reason why they declined. Thanks a lot ANZ. Im closing all my accounts and moving my money my NAB bank account



  • 2 reviews



applied for an ANZ personal loan on Wednesday night, had an approval on Thursday afternoon and money in my account by Friday.



Personal loan applicant


I have found that over the phone the CSR's are letting ANZ down, you go into the branch you will receive the best CS provided. NZ ANZ is a lot easier to extend a personal loan by adding the amount borrowed and not closing your existing loan and reopening a new one, going through all the hassle of reapplying. NZ ANZ also bank transfers occur immediately and not 48hrs. It's archaic the way processes are ran here.

I think ANZ are trolling me.




  • 3 reviews

piss poor communication,unorganised for a big organisation


I applied for a personal loan and in the span of 3 days i had 6 different representatives call me and request more information such as,pay slips..even though i had provided them, and evidence of what my intentions to spend the money on etc.etc.
after numerous calls i had just had enough and withdrew the application...i think i can do better!!
i wouldn't recommend anyone to ANZ.

jack le

jack levictoria

1 week to assess personal loan


Received 3 call from anz staff to confirm the details on my ploan and still take 6 working days to finalise their decision..even when the application was made in broadmeadows anz branch

Anz sucks

Questions & Answers

Jody L.

Jody L.asked

I got a top up loan yesterday and today my car broke down and needed more funds to cover.I applied for another top up this morning but was rejected .I have a good relayment history and earn enough to cover is it because i applied again to soon.Will this hurt my credit report

No answers

Get an answer from our members and ANZ representatives

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