we have very good credit, two working jobs, own a home and asked for 20k got declined :) took 2 days for a respond. they also need to access your bank records. so its judged on the entire spending habits not your actual credit score or your assets. Its easier to get a mortgage loan and bank loan then it would be to get it from them. Dont waste your time because now we have a mark on our records.

I would highly recommend this company . They’re easy to deal with and the customer service has always been good. The interest rate of my loan was competitive and To be honest I would use society one for another loan before a bank any day of the week.

I have received some marketing from Society One offer a low interest personal loan. I liked that they offer to check your credit score and if they would be able to borrow you money. It was all good and I received an pre approved loan. After a couple of hours they declined the loan. Now, my credit score is affected. Very irresponsible. I dont recommend this company.

don't bother if you are a pensioner, own your own home and car outright and have a regular income. Only needed to consolidate 2 credit cards, for not a very large amount. Go figure!

Society one provided very prompt execution of obtaining personal loans. There was minimal input from my end and they made it so simple in the end that by the time the application went in to available funds was within a day. Check Society one out before you choose another financier you will be pleasantly surprised.

Application process was simple and straight to the point. You are able to see your rate, prior to applying and this does not affect your credit score. Customer Service was excellent, response times are quick and rates are in line with the BIG 4 banks.

I hadn’t been in the market to borrow money for some time, and liked the look of this product. Made an online application and the next day a most decent human called me to discuss my needs and it was approved with an email in record time. The process was quick and respectful and I was very happy with the outcome.

I applied for a Personal loan so that I can consolidate,after watching the Tv ad I was impressed and checked my Credit score on Society One and my rating came to Very Good,now as per Tv they are always promoting 6.99%,I knew my rate may be a bit higher but I still tried to my surprise it was 14.99%- 17.99% .. wow ! i mean Just wow,this whole thing is just a scam they should be shut down for misleading people who are in need of some assurance that they can manage their money and live a little easier. Please do not believe what they say on tv its not true.

I was looking into taking out a loan but decided not to carry on with the loan process because I realised that it would cost me more to have the consolidation loan. But the process was very simple and I would have got the loan given my credit history as well - my credit score is 820 so it is above average so I’m not a risk to lenders as I always make payments on time. Always check your credit score as this does make a difference when trying to borrow money. 600 and above is favoured by lenders.

Friendly and quick response service very attentive and detailed without the over the top jargon. Satisfied my needs and requirements for the stage of my finance. I look forward to maintaining a strong relationship with society one.

Prompt, attentive and easy to deal! For a company that deals largely though an online medium I have found them to be responsive with a very personalised approach which I believe is what often is lacking in many companies today. So not only does Society One offer a great responsive and personalised service they also happen to offer a very competitive loan rate.

Perfect service very attentive and detailed without the over the top jargon.
The produce will adequately service my needs and requirements for the stage of my financial direction. I look forward to maintaining a strong relationship with society one.

Hi I applied for a loan and was successful but on further investigation they want to charge $995 establishment fee. What a joke banks only charge $250 they are just preying on the needy. Stay away.

The application process was simple and easy to complete... all information provided is easy to understand and help if required is just a click away... competitive rates to top it off...

Very speedy service fantastic people to deal with. Highly recommend society one for a personal loan.
I am very impressed with them and will use them again if need be in the future

You guys are genius.same day apply same day approval and same day got money.Hats off to you people.
Customer service is excellent
No hidden charges and no issues
I must recommend people

Could not recommend these guys enough,.. it’s finally nice to have someone actually LOOK at your credit history, and see that your more than a score.
Like yeah, they did some dumb sh*t in the past, but we can see you’ve been working hard to fix that, so we, got you.

We where stuck in this financial loop, of old bullpoop, that plagued me, and the more I tried to fix it, the worse my credit score got,

Then along can them Society One. I don’t know how many in the pool I need to thank but thank you.

Actually saving money now, that we can put b...

Application was so quick and easy.
In 12hrs I had a call from a lovely lady to discuss my paperwork and less than an hour later got an email to say loan was approved. So good. I can honestly say I have never had such a good experience dealing with a regular bank even after being a customer of one for around 12 years. Now just awaiting funds deposit and commencement of loan payments.
To this point would recomend Society one to anybody. Hope the rest of the process is so well done. Very pleased

Great customer service. The application process was very straight forward.
I’m happy with the rate considering my current financial situation. Flexible loan repayment options.
Super fast. Money paid out within 36 hours of applying.

Such an easy process to apply for my personal loan.
From the start of the application to when the funds were in my bank was only a matter of a few days.
Great service, would highly recommend