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Best Personal Loans

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71 listings

RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews
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RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews

Latest review: I'm so happy I Can finally stop paying high interest with bank interest very efficient easy payment plan thank you treated with respect where other companies wouldn't even consider Me highly

  • Transparency
    4.7 (318)
  • Timeliness
    4.7 (420)
  • Customer Service
    4.7 (405)
  • Application Process
    4.8 (421)
  • Loan Term3.827 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 5.54% p.a.
  • Comparison Rate from 7.16% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,001.00 to $45,000.00
  • SecurityUnsecured
  • Loan Term0.5 to 5 years
  • Rate TypeFixed and Variable
SocietyOne
  • Award Winner 2020

SocietyOne · includes 2 listings

4.8 from 1,957 reviews

Latest review: Great service, professional, easy application, great rate, no unexpected costs, repayment was actually less than I was quoted, swift reply and money in account very quickly. Totally recommend to

  • Transparency
    4.8 (389)
  • Timeliness
    4.9 (476)
  • Customer Service
    4.9 (499)
  • Application Process
    4.9 (499)
  • Loan Term3.964 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.50% p.a.
  • Comparison Rate from 9.51% p.a.
  • Monthly Fee $0.00
  • Application Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Loan Term2 to 5 years
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
Jacaranda Finance
  • Award Winner 2020

Jacaranda Finance

4.7 from 1,151 reviews

Latest review: Very quick, easy to manage repayments and great service. Would recommend to anyone wanting a fast loan and can’t bank Jacaranda highly enough. Thanks team and look forward to another loan s

  • Transparency
    4.8 (287)
  • Timeliness
    4.8 (337)
  • Customer Service
    4.9 (339)
  • Application Process
    4.8 (345)
  • Loan Term1.458 years
  • Interest Ratefrom 12.00% p.a.
  • Comparison Rate from 20.56% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $300.00 to $10,000.00
  • Loan Term1 to 2 years
  • Rate TypeFixed
MoneyMe
  • Award Winner 2020

MoneyMe

4.7 from 908 reviews

Latest review: Thanks for this team you have helped my family and i a lot with this loan opportunity for us to help pay for my daughter operation i would most definitely get another loan as medical costs will need

  • Transparency
    4.7 (338)
  • Timeliness
    4.9 (451)
  • Customer Service
    4.8 (444)
  • Application Process
    4.9 (464)
  • Loan Term2.005 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 8.99% p.a.
  • Comparison Rate from 10.4% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $2,100.00 to $35,000.00
  • SecurityUnsecured
  • Loan Term0.25 to 5 years
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
LendConnect

LendConnect

5.0 from 89 reviews

Latest review: Very satisfied with the professional service I received, Mark did an outstanding job and is very prompt in returning calls, very straightforward in all aspects. Highly recommend, fantastic work and

  • Transparency
    5.0 (78)
  • Timeliness
    5.0 (74)
  • Customer Service
    5.0 (80)
  • Application Process
    5.0 (74)
  • Loan Term4.045 years
  • Interest Ratefrom 5.99% p.a.
  • Application Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Line of Credit Available No
NOW FINANCE

NOW FINANCE

4.6 from 463 reviews

Latest review: The experience and customer service was great! I found the process easy and straight forward. Talking to the same person through the process made it easier too. Thank you so

  • Transparency
    4.3 (64)
  • Timeliness
    4.3 (78)
  • Customer Service
    4.2 (78)
  • Application Process
    4.3 (79)
  • Loan Term5.541 years
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Loan Term1.5 to 7 years
  • Rate TypeFixed
Pepper Personal Loans

Pepper Personal Loans

4.2 from 211 reviews

Latest review: Great team in place who are fast and efficient in coming to a decision, unlike other banks who drag the process out only to be told no. Will recommend to others and will definitely use in the

  • Transparency
    4.2 (53)
  • Timeliness
    4.2 (61)
  • Customer Service
    4.2 (60)
  • Application Process
    4.2 (62)
  • Loan Term5.532 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Monthly Fee $13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Loan Term1.5 to 7 years
  • Rate TypeFixed
OurMoneyMarket

OurMoneyMarket

4.9 from 42 reviews

Latest review: Ability to keep a eye on loan through online access. Never a long hold for phone calls. They are always happy to help and great to joke with. Better interest

  • Transparency
    4.9 (18)
  • Timeliness
    4.8 (22)
  • Customer Service
    4.8 (22)
  • Application Process
    4.7 (22)
  • Loan Term4.308 years
  • Interest Ratefrom 8.05% p.a.
  • Comparison Rate from 9.06% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $35,000.00
  • SecurityUnsecured
  • Loan Term3 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
MyOzMoney

MyOzMoney

5.0 from 33 reviews

Latest review: Thanking OZMONEY for the fast approval of my loan. Having this loan has allowed me to do so much more and it is thanks to you guys. Fees and charges are paid through the loan period and makes the

  • Transparency
    5.0 (26)
  • Timeliness
    4.9 (25)
  • Customer Service
    5.0 (25)
  • Application Process
    5.0 (26)
  • Loan Term1.75 years
  • Loan Amount $2,000.00 to $25,000.00
  • Loan Term0.25 to 3 years
Pretty Penny Finance

Pretty Penny Finance

5.0 from 13 reviews

Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny

  • Transparency
    5.0 (1)
  • Timeliness
    5.0 (2)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (2)
  • Loan Term5 years
  • Interest Ratefrom 9.50% p.a.
  • Comparison Rate from 13.6% p.a.
  • Repayment FrequencyWeekly
  • Loan Amount $4,000.00 to $50,000.00
  • SecurityUnsecured
  • Loan Term1 to 5 years
Wisr

Wisr

4.1 from 16 reviews

Latest review: The whole team has been wonderful to deal with. Great customer service. Was easy process for approval and easy process for entire loan period. Thank you highly recommend to

  • Transparency
    3.9 (15)
  • Timeliness
    4.2 (13)
  • Customer Service
    4.3 (15)
  • Application Process
    4.1 (13)
  • Loan Term5.636 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 8.50% p.a.
  • Comparison Rate from 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Loan Term3 to 5 years
  • Rate TypeFixed
Australian Military Bank

Australian Military Bank

2.5 from 125 reviews

Latest review: Had a very positive experience obtaining our car loan through AMB especially dealing with the Digital loans officer, Kensel. He was very pleasant, most helpful and extremely professional. The rate

  • Transparency
    4.2 (17)
  • Timeliness
    4.2 (17)
  • Customer Service
    4.1 (21)
  • Application Process
    4.1 (16)
  • Loan Term16.75 years
  • Interest Ratefrom 7.88% p.a.
  • Comparison Rate from 8.72% p.a.
  • Monthly Fee $10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $1,000.00 to $80,000.00
  • SecurityUnsecured
  • Loan Term1 to 5 years
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Commonwealth Bank Personal Loans

Commonwealth Bank Personal Loans

2.5 from 19 reviews

Latest review: I did all my research on my eligibility, I was not a CBA customer, CBA assured me I was eligible. My Loan was instantly declined on my application, I already transferred by bank account over to

  • Transparency
    3.0 (4)
  • Timeliness
    2.6 (5)
  • Customer Service
    3.5 (4)
  • Application Process
    3.0 (5)
  • Loan Term1.667 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 13.86% p.a.
  • Monthly Fee $10.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $4,000.00 to $50,000.00
  • Loan Term1 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
Citibank Ready Credit

Citibank Ready Credit

2.1 from 32 reviews

Latest review: I have used for several years and used for my day to day purchases. I pay the total due monthly however I was seeing interest charged. I called several times over the months and they credited the

  • Transparency
    1.0 (4)
  • Timeliness
    1.0 (3)
  • Customer Service
    1.8 (4)
  • Application Process
    1.0 (3)
  • Interest Ratefrom 7.90% p.a.
  • Monthly Fee $0.00
  • Application Fee $199.00
  • Repayment FrequencyMonthly
G&C Mutual Bank Personal Loan

G&C Mutual Bank Personal Loan

1.8 from 23 reviews

Latest review: As some of the previous reviewers stated the criteria to get a credit card with this mob is ridiculous. I really wouldn't waste my time with them. Scratching my

  • Interest Ratefrom 5.99% p.a.
  • Comparison Rate from 6.2% p.a.
  • Monthly Fee $0.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured
  • Loan Term1 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
Harmoney

Harmoney

1.8 from 22 reviews

Latest review: I was a good customer of harmoney over several years with an A1credit score and a loan rate of 6.99%. I repaid my last loan early, 2 months ago and decided to take out another 7k loan just the other

  • Transparency
    1.8 (13)
  • Timeliness
    2.2 (12)
  • Customer Service
    2.1 (15)
  • Application Process
    2.1 (14)
  • Loan Term3.833 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.99% p.a.
  • Comparison Rate from 7.69% p.a.
  • Application Fee $500.00
  • Loan Amount $5,000.00 to $70,000.00
  • SecurityUnsecured
  • Loan Term3 to 5 years
  • Rate TypeVariable
Credit24

Credit24

2.0 from 14 reviews

Latest review: Would never recommend this place to anyone. I've called up multiple times and no one is helping!!! They have taken money out of my account when they weren't meant to and have not refunded it, even

  • Transparency
    2.0 (4)
  • Timeliness
    2.3 (8)
  • Customer Service
    1.6 (7)
  • Application Process
    2.0 (8)
  • Loan Term1.5 years
  • Interest Ratefrom 48.00% p.a.
  • Comparison Rate from 55.72% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
IMB Personal Loan

IMB Personal Loan

1.6 from 29 reviews

Latest review: Started off good, met one of their mortgage brokers at my home. Was nice and friendly he asked a few general questions and said looks like it will be no problem. As the days from there on it became a

  • Transparency
    1.0 (1)
  • Timeliness
    1.0 (2)
  • Customer Service
    2.0 (2)
  • Application Process
    1.5 (2)
  • Loan Term4 years
  • Interest Ratefrom 3.36% p.a.
  • Comparison Rate from 3.39% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Term1 to 30 years
  • Rate TypeVariable
  • Redraw AvailableYes
myState Financial Personal Loans

myState Financial Personal Loans

1.9 from 12 reviews

Latest review: Kerry Jones, Laura Willing, Amanda and Adam have all been so helpful with all my queries and timely customer support. Always willing to listen and help with all my properties which I have with

  • Transparency
    3.0 (2)
  • Timeliness
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Application Process
    5.0 (1)
  • Loan Term25 years
  • Interest Ratefrom 6.99% p.a.
  • Comparison Rate from 7.62% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $10,000.00 to $75,000.00
  • Loan Term1 to 10 years
  • Rate TypeFixed
NAB Personal Loans

NAB Personal Loans

1.4 from 35 reviews

Latest review: I have been banking with NAB for 8 years. I Have an overdraft which I have had for 4 years, and have had 2 personal loans and paid them out, well within the timeframe due to high interest rates. I

  • Transparency
    1.4 (5)
  • Timeliness
    1.5 (6)
  • Customer Service
    1.6 (7)
  • Application Process
    1.7 (6)
  • Loan Term7 years
  • Interest Ratefrom 12.69% p.a.
  • Comparison Rate from 13.56% p.a.
  • Monthly Fee $10.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $55,000.00
  • SecurityUnsecured
  • Loan Term1 to 7 years
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews
Ad
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