ANZ Platinum

-text reminders send when the credit card is overdue, rather than days before any payment is due
-be aware, once you cancel you credit card, ANZ cuts off your access to the ANZ mobile app and internet banking, i.e. you cannot check your final statement
-conveniently the final statement was also not send by mail, instead all I received was a letter confirming that I cancelled my credit card - thanks for that ANZ
-have to call the hotline to get the final payout figure, wasting my time - thanks again ANZ

Luckily there are enough other banks (and credit cards) around...adios ANZ.

Wishing to close my credit card with one bank due to the poor behaviours of the executive and as many of us now are contractors or take on short term roles - not able to pass the POLICY requirements for a card, regardless of the actual annual income.

Was on a return flight home and Jetstar cancelled my flight due to ‘weather’ and only offered to rebook me in tow days time.
Bought a ticket on virgin for 700 dollars and then I found out that this insurance only covers return flight that are cancelled because of natural disasters and even then up to the value of the original cost of the ticket,
Next time buy proper insurance as this is worthless

Hi there,

I got this card in May 2019 and I am really enjoying its features. It gives travel insurance, price protection and very less interest rates.

It also gives freedom to shop around without being worried about price difference because of its price protection features.

I have been using this card since March 2019. Its features helped me a lot. It protected me with travel insurance when I went overseas.

It also gave me price protection as well.

I fully recommend this card to every one.

You are entitled for the complimentary overseas travel insurance if you spend $250 towards your trip plus other t+cs. It’s very easy to spend that on air tickets or hotels.

I have been using this card since March 2019 when I switched my banking from Commbank to ANZ. The features I am getting with this credit card is really great. I recently went overseas and I did not need to buy Travel insurance as this card insured me for my travel. I can get the peace of my mind when I purchase anything using this card that if there is price difference of that product, I can claim the difference.

Highly recommended.

Twenty years I use the ANZ Platinum and it is in a way a lifesaver. We hardly ever run it up more than $5k but knowing that we have $36k for emergencies gives us peace of mind.

When our puppy got sick and the costs ran up to $15k, we did not have to 'beg' the bank for an extension or use one of those rip-off easy-loan places. We just used the card and paid the vet hospital, probably saving our puppies life.

We avoid all these reward-cards as most are a scam. They encourage you to buy things that bring rewards points as normal spending never ...

I changed to this card when I was carrying a balance from a Frequent Flyer card to save interest. Won't swap it back as this is a very dependable card and the interest rate is very decent for times you do need to carry a balance. Annual fee is nominal and even gets wiped if you spend over 20k PA. additional cards are free unlike the other ones as well. Highly recommend. ANZ customer service is improving. This would be a perfect card if it offered free overseas transactions.

I have been using ANZ Platinum credit card for about 2 years. So far, it has been a good, hassle free credit card. It was combined with the home loan package from ANZ, so I do not need to pay for the annual fee.
However, it has no promotional feature such as points or offers.

With so many Credit Cards on offer, there's no valid reason to opt for this one.
Ok you only have to be earning $35,000 pa to qualify for a $6 grand credit limit. But what do you get ...free travel insurance, whoopee.
But wait there's more ... you get slugged an annual fee of $87 and a hefty interest rate of 19.49%.
Now you know why I cut up my card. Shop around you can do better.

I got this card as a part of break free mortgage package. It is super easy to transfer my balance to this credit card. I use this card all occasions including in overseas. Travel insurence is included so it is useful if you travel often. Overall, I am satisfied with this card.

Qualified for this platinum card nearly 25 years ago and used it for the frequent flyer points and travel insurance. At that time I had a Diners and American Express card as well as a Mastercard. Closed both my American Express and Diners cards as they were not received in many shops overseas, and have been using both my Visa and Mastercards.

This is a normal Visa card which offers zero annual fees if you have got it as a part of your break free package.
This card doesn’t offer any rewards but cover free travel insurance if you have used this card for any travel bookings.

I haven’t used this card overseas so far so have no experiences to share.
I haven’t transfer any balance to this card so can’t say how easy or tough it would have been

Low interest rate.
less annual fees.
Good for overseas travel.
On the spot processing, no wait time.
Good for Reward points.
Excellence exchange rate for over seas purchases and travel.
I am happy and would highly recommend.