ANZ Platinum

ANZ Platinum

ANZ Platinum
3.3

29 reviews

PositivevsNegative
62%10%28%

Transparency
3.4
Customer Service
3.5
Rates and Fees
3.3
Rewards
3.4
Online Experience
3.5
Application Process
3.9
0% p.a. for 25 months on purchases and $0 Annual Fee in the first year
Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months
Complimentary Overseas Travel Insurance and Purchase Security Insurance
Add up to 9 Additional Cardholders at no additional cost
2% Balance Transfer Fee
3% International Transaction Fee
No attached rewards program
Brand Manager for ANZ? Claim your listing.

Details

CategoryBalance Transfer Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
Minimum Credit Limit $6,000
Minimum Income $35,000
Additional Cardholders 9
Additional Cardholder Fee $0 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.24% p.a.
Cash Advance Fee2%
Late Payment Fee$20
Annual Fee$87 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$4
Interest Free Period 55 days
Cash Advance Rate21.49% p.a.
Introductory Offers
Introductory Rate 0% p.a. for the first 17 months
Reduced First Year Annual Fee $0
Release date
Visit official website

Reviews

29 reviews
kevin
kevin2 posts
 

Long term happy customer

Have been a long time customer of ANZ Platinum (~10 years). Always felt safe using them and had only minor issues along the way. Missed my payment once due to scheduling error on my side and ended up with some interest. However, when inquired about it the guys on the phone are always very friendly and happy to take their time explaining what had happened. There was even one time they decided to just write it off as it was an honest mistake. Definitely did not expect that but was very happy with the outcome. Show details
Lucas H.
Lucas H.Murray Region, NSW4 posts
 

Anz complimentary Travel Insurance

On behalf of a friend who took out travel insurance using Anz Platinum card. She had to cancel her trip for emergency medical conditions, the travel was not till December, so plenty of notice. They refuse to pay back the deposit paid. Totally unacceptable and horrendous service from a long standing customer. Trust me apart from here this is going on all travel forums, Google, Trip advisor and travel forums as a severe warning. I will not recommend them at all, it’s just a farce. Show details
LUKE
LUKEGreater Melbourne (Inner), VIC2 posts
 

It's free for a reason

Didn't cover anything. Large excess on everything. It's a better idea to purchase some actual travel insurance. Show details
Transparency
Customer Service
Online Experience
AKR
AKRSydney, NSW
 

Deliberate set up of processes to bait customers into paying interest

-text reminders send when the credit card is overdue, rather than days before any payment is due
-be aware, once you cancel you credit card, ANZ cuts off your access to the ANZ mobile app and internet banking, i.e. you cannot check your final statement
-conveniently the final statement was also not send by mail, instead all I received was a letter confirming that I cancelled my credit card - thanks for that ANZ
-have to call the hotline to get the final payout figure, wasting my time - thanks again ANZ

Luckily there are enough other banks (and credit cards) around...adios ANZ.
 Show details

Customer Service
Rewards
Dad on move
Dad on move
 

Don't bother applying if you do not have full time job, regardless of your history with the bank or your annual income

Wishing to close my credit card with one bank due to the poor behaviours of the executive and as many of us now are contractors or take on short term roles - not able to pass the POLICY requirements for a card, regardless of the actual annual income. Show details
Transparency
Customer Service
Rates and Fees
Application Process
Mussar M.
Mussar M.
 

Worthless interstate coverage

Was on a return flight home and Jetstar cancelled my flight due to ‘weather’ and only offered to rebook me in tow days time.
Bought a ticket on virgin for 700 dollars and then I found out that this insurance only covers return flight that are cancelled because of natural disasters and even then up to the value of the original cost of the ticket,
Next time buy proper insurance as this is worthless Show details
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
BBL
BBL
 

Very very good

Hi there,

I got this card in May 2019 and I am really enjoying its features. It gives travel insurance, price protection and very less interest rates.

It also gives freedom to shop around without being worried about price difference because of its price protection features.

NBL
NBL4 posts
 

Very Good Service

I have been using this card since March 2019. Its features helped me a lot. It protected me with travel insurance when I went overseas.

It also gave me price protection as well.

I fully recommend this card to every one. Show details

Ray
Raymelbourne26 posts
  Verified

Free travel insurance with $250 spend

You are entitled for the complimentary overseas travel insurance if you spend $250 towards your trip plus other t+cs. It’s very easy to spend that on air tickets or hotels. Show details
Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Bhaskar Lumbhani
Bhaskar LumbhaniGreater Melbourne (Metropolitan), VIC6 posts
 

Very good features of this credit card

I have been using this card since March 2019 when I switched my banking from Commbank to ANZ. The features I am getting with this credit card is really great. I recently went overseas and I did not need to buy Travel insurance as this card insured me for my travel. I can get the peace of my mind when I purchase anything using this card that if there is price difference of that product, I can claim the difference.

Highly recommended. Show details

Customer Service
Rates and Fees
Robert Z
Robert ZGreater Melbourne (Metropolitan), VIC89 posts
 
Transparency
Customer Service
Rates and Fees
Online Experience
bdl83
bdl83South East Queensland, QLD10 posts
  Verified

Great, Inexpensive card

I changed to this card when I was carrying a balance from a Frequent Flyer card to save interest. Won't swap it back as this is a very dependable card and the interest rate is very decent for times you do need to carry a balance. Annual fee is nominal and even gets wiped if you spend over 20k PA. additional cards are free unlike the other ones as well. Highly recommend. ANZ customer service is improving. This would be a perfect card if it offered free overseas transactions. Show details
Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
pea
pea4 posts
  Fair Incentive Verified

Okay Card, Hassle Free

I have been using ANZ Platinum credit card for about 2 years. So far, it has been a good, hassle free credit card. It was combined with the home loan package from ANZ, so I do not need to pay for the annual fee.
However, it has no promotional feature such as points or offers. Show details
JCC
JCCMarom Creek9 posts
  Fair Incentive

Stay away from this one

With so many Credit Cards on offer, there's no valid reason to opt for this one.
Ok you only have to be earning $35,000 pa to qualify for a $6 grand credit limit. But what do you get ...free travel insurance, whoopee.
But wait there's more ... you get slugged an annual fee of $87 and a hefty interest rate of 19.49%.
Now you know why I cut up my card. Shop around you can do better. Show details
Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
AMY
AMYSydney, NSW5 posts
  Fair Incentive

Overall satisfied

I got this card as a part of break free mortgage package. It is super easy to transfer my balance to this credit card. I use this card all occasions including in overseas. Travel insurence is included so it is useful if you travel often. Overall, I am satisfied with this card. Show details
Rewards
Online Experience

Questions & Answers

kamran s.
kamran s.

do i get another interest free balance transfer as an existing customer. I have this card for 2 years now. I wana do a balance transfer but not sure if i will get interest free 12 months or so .... Please advise?

ibak705
ibak705

Hi

How do I find out / get the car rental insurance?

thanks

irishpete
irishpete  

contact them or browse their website.

Pete

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