ANZ Platinum

Hi there,

I got this card in May 2019 and I am really enjoying its features. It gives travel insurance, price protection and very less interest rates.

It also gives freedom to shop around without being worried about price difference because of its price protection features.

I have been using this card since March 2019. Its features helped me a lot. It protected me with travel insurance when I went overseas.

It also gave me price protection as well.

I fully recommend this card to every one.

You are entitled for the complimentary overseas travel insurance if you spend $250 towards your trip plus other t+cs. It’s very easy to spend that on air tickets or hotels.

I have been using this card since March 2019 when I switched my banking from Commbank to ANZ. The features I am getting with this credit card is really great. I recently went overseas and I did not need to buy Travel insurance as this card insured me for my travel. I can get the peace of my mind when I purchase anything using this card that if there is price difference of that product, I can claim the difference.

Highly recommended.

I changed to this card when I was carrying a balance from a Frequent Flyer card to save interest. Won't swap it back as this is a very dependable card and the interest rate is very decent for times you do need to carry a balance. Annual fee is nominal and even gets wiped if you spend over 20k PA. additional cards are free unlike the other ones as well. Highly recommend. ANZ customer service is improving. This would be a perfect card if it offered free overseas transactions.

I have been using ANZ Platinum credit card for about 2 years. So far, it has been a good, hassle free credit card. It was combined with the home loan package from ANZ, so I do not need to pay for the annual fee.
However, it has no promotional feature such as points or offers.

With so many Credit Cards on offer, there's no valid reason to opt for this one.
Ok you only have to be earning $35,000 pa to qualify for a $6 grand credit limit. But what do you get ...free travel insurance, whoopee.
But wait there's more ... you get slugged an annual fee of $87 and a hefty interest rate of 19.49%.
Now you know why I cut up my card. Shop around you can do better.

I got this card as a part of break free mortgage package. It is super easy to transfer my balance to this credit card. I use this card all occasions including in overseas. Travel insurence is included so it is useful if you travel often. Overall, I am satisfied with this card.

Qualified for this platinum card nearly 25 years ago and used it for the frequent flyer points and travel insurance. At that time I had a Diners and American Express card as well as a Mastercard. Closed both my American Express and Diners cards as they were not received in many shops overseas, and have been using both my Visa and Mastercards.

This is a normal Visa card which offers zero annual fees if you have got it as a part of your break free package.
This card doesn’t offer any rewards but cover free travel insurance if you have used this card for any travel bookings.

I haven’t used this card overseas so far so have no experiences to share.
I haven’t transfer any balance to this card so can’t say how easy or tough it would have been

Low interest rate.
less annual fees.
Good for overseas travel.
On the spot processing, no wait time.
Good for Reward points.
Excellence exchange rate for over seas purchases and travel.
I am happy and would highly recommend.

A convenient easy to use card that works well when overseas or locally. I got this card as a mandatory part of the break free package for my home mortgage.
Now that I have paid out my mortgage I may look for a cheaper option because the bank slugs me for a account fee each month.

My wife and I have this card as a benefit of the break free mortgage package. We use it to purchase just about everything we need and then pay it on the due date. If it wasn't for the mortgage package we would probably shop around for a different card to see what advantage we could gain.

A low fee card $ 87.00 per year with no rewards. Interest rates high be warned. Main feature to me is at present no annual fee if you spend more then $20,000.00 per year . Supplement card included. As we do pay it on time.

We cancelled our Rewards Card and now use this Platinum one. It doesn't attract any rewards but if you spend $20,000 a year on it you don't pay any fees either. We pay the balance each month so have no idea of the charges the bank have on this card. It is a very convenient card to have when you haven't got the cash on you.

Using our ANZ Frequent Flyer Platinum Visa card for all purchases and payment of household bills, attracts a huge number of Qantas Frequent Flyer points which have taken us on many flights overseas and interstate over the years. The reward program fee of $110 for 2 cards still makes it a very worthwhile credit card as does the included cover of comprehensive travel insurance. There is a period of around 21+ days to make payment by the due date from issue of your monthly statement. Beware of late payments and interest fees if you don't pay the full balance by the due date. Allow a couple of working days prior for your payments to be processed.

This card was a great product for the purpose of balance transfer, as it was a 0% balance transfer for 12 months. I did purchase overseas flights on it because of the included travel insurance. I currently have a better card for rewards with a lower interest rate so I will be cancelling this card soon, but would consider another card in the future from ANZ.