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Bank of Queensland Blue Visa

Bank of Queensland Blue Visa

4.3 from 6 reviews · View Statistics

Pros

$60 Annual Fee
Earn 1 Q Rewards Point for every dollar spent on eligible transactions
0% on Balance Transfers for 18 months & No Balance Transfer Fee
Purchase Cover Insurance and Guaranteed Pricing Scheme

Cons

3.4% International Transaction Fee
Balance Transfer Rate reverts to the high Cash Advance Rate of 21.74% p.a. after the promotional period

Details

CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
Maximum Credit Limit $10,000.00
Minimum Income $25,000.00
Additional Cardholders 4
Additional Cardholder Fee $15.00 p.a.
Minimum Repayments2%
Rewards ProgramQ Rewards
Points Earn Rate 1 points per $1
Points Conditions
  • 1 point per $1 spent on eligible transactions
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30.00
Annual Fee$60.00 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$4.00
Interest Free Period 44 days
Cash Advance Rate21.74% p.a.
Balance Transfer Rates
Balance Transfer Period 18 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 0%
Release date
Visit official website

Reviews

4.3
6 reviews
5
(5)
4
(0)
3
(0)
2
(0)
1
(1)
  • Transparency
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    2.0 (2)
  • Rewards
    5.0 (1)
  • Online Experience
    3.0 (2)
  • Application Process
    3.0 (2)
Previous
Next
ross2011
ross2011Queensland, 4019
  • 26 reviews
  • 17 likes

Worst Bank to deal with concerning Credit Cards

published
  • Transparency
  • Customer Service
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BarbSchro
BarbSchroSouth East Queensland, QLD
  • 10 reviews
  • 7 likes
  • Verified

Rewarding, convenient and hassle free

published
  • Transparency
  • Customer Service
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Dianne
Dianne
  • 4 reviews
  • 2 likes

Can't live without it

published

Credit card made simple. From the interest rate and the monthly statement. Use of the card is made real easy

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Great card, used over many years

published

A great card if you control your Credit limit and pay in full before interest clicks in. Great rewards program.

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ima consumer
ima consumercairns
  • 2 reviews
  • 1 like

I like the card

published

I think this credit card is very good but when i apllyd for it the branch didnt send the aplickashon thru strate away so i didnt get the card until a few weks later but when i did finaly get it the give you rewards after you have been useing it and you can buy things on the website with the points
It is good
They didnt send it strate away

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All_Members
All_Members
  • 20 reviews
  • 2 likes

Excellent

published

The Q rewards system linked to these cards is at least a good as flybuys (and you can still use that when you spend anyway, so you double up on points). They too have plenty of bonus partners everywhere, where you can earn 6, sometimes 10 points for every dollar you spend. If you use your card for everything, it really doesn't take too long to accumulate points. I usually end up with around $140 worth of gift cards each year for Target, Kmart etc...
NEVER had a problem with this card, go in and see them.
Fantastic Q rewards system
Average annual fees...

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Questions & Answers

Robin
Robinasked

Do you have your call center overseas or in Australia?

No answers

Get an answer from our members and Bank of Queensland representatives

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