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Bank of Queensland Blue Visa

Bank of Queensland Blue Visa

Bank of Queensland Blue Visa
2.7

7 reviews

Positive vs Negative
72%28%
Transparency ?
2.7
Customer Service
3.7
Rates and Fees
1.7
Rewards
3.0
Online Experience
2.3
Application Process
3.7
$60 Annual Fee
Earn 1 Q Rewards Point for every dollar spent on eligible transactions
0% on Balance Transfers for 18 months & No Balance Transfer Fee
Purchase Cover Insurance and Guaranteed Pricing Scheme
3.4% International Transaction Fee
Balance Transfer Rate reverts to the high Cash Advance Rate of 21.74% p.a. after the promotional period
7 reviews
Kathy
KathyQLD4 posts
 

Stay away from installmebt plans and the credit card in grl. I tried to cancel the card and there is always a doggy outstanding interest amount that needs to be paid before cancellation. Every day the amount changes. Show details

Ask the reviewer
ross2011
ross201146 posts
 

Worst Bank to deal with concerning Credit Cards – Please note This Credit Card is actually supplied by & operated by CITIBANK (CITIGROUP) my experience in dealing with Citibank is terrible, lack of plp that can actually speak english, phoning me in the afternoon while I am at work & repeatedly telling them to call me in the morning, they do not listen. Cut Credit Card in half and throw out. I… Read more

refused to pay any money oweing because they would not do as i directed concerning calling me in the afternoons, guess what? they kept phoning me to ask why I wasn't paying IN THE AFTERNOON. I would just hang up on them, & 10 minutes later get another phone call (automated) trying to put me into a cue to talk to someone, this went on for months. GUESS WHAT These same plp also operate: Kogan Credit Cards Suncorp Credit Cards Virgin Money Credit Cards and many other own brand & small bank credit cards STARE CLEAR OF THEM

In the end I had $5500 debt & paid it out at $2600

BarbSchro
BarbSchroQLD38 posts
  Verified

Rewarding, convenient and hassle free – Have been using this card for over 20 years with no complaints so far and happy with every aspect of it. Main points being: Prompt response from customer service, both by phone or direct online messaging. Have up to 12 weeks from payment to request a reversal of any goods or service in dispute with a vendor and not getting a resolution. I earn… Read more

one Q-Rewards point for every $1 spent and simple to redeem online for travel, goods or cashback. I like the cashback option as I earn between $100 to $120 annually which more than pays for my $60 annual fee. Free international travel insurance which includes cancellations, medical expenses, loss, damage or theft of luggage or possessions, etc. The Terms and Conditions are available online from their insurance provider. Free one year’s extended warranty on purchases exceeding $100. I get 3 weeks to pay the balance after receiving my statement by email. No matter what the interest rate is, I always pay in full, so with the cashback the bank is rewarding me for using their money.

Dianne
Dianne4 posts
 

Can't live without it – Credit card made simple. From the interest rate and the monthly statement. Use of the card is made real easy

Jill
Jill
 

Great card, used over many years – A great card if you control your Credit limit and pay in full before interest clicks in. Great rewards program.

ima consumer
ima consumer2 posts
 

I like the card – I think this credit card is very good but when i apllyd for it the branch didnt send the aplickashon thru strate away so i didnt get the card until a few weks later but when i did finaly get it the give you rewards after you have been useing it and you can buy things on the website with the points It is good They didnt send it strate away

All_Members
All_Members20 posts
 

Excellent – The Q rewards system linked to these cards is at least a good as flybuys (and you can still use that when you spend anyway, so you double up on points). They too have plenty of bonus partners everywhere, where you can earn 6, sometimes 10 points for every dollar you spend. If you use your card for everything, it really doesn't take too long to… Read more

accumulate points. I usually end up with around $140 worth of gift cards each year for Target, Kmart etc...

NEVER had a problem with this card, go in and see them. Fantastic Q rewards system Average annual fees...

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