1 photo
Bank of Queensland Blue Visa

Bank of Queensland Blue Visa

5.0 from 5 reviews

See the Best Balance Transfer Credit Cards in 2019 as rated by Australians on ProductReview.com.au.


Bank of Queensland Blue Visa
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsSign-Up Bonus Points Offer
Maximum Credit Limit$10,000
Minimum Income $25,000
Additional Cardholders 4
Additional Cardholder Fee $15 p.a.
Minimum Repayments2%
Rewards ProgramQ Rewards
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$60 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$4
Interest Free Period 44 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus $120 Cashback if you spend $500 per month on retail purchases for the first 3 months
Balance Transfer Rates
Balance Transfer Period 6 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 0%
Release dateMar 2007

Visit official website

Rewarding, convenient and hassle free

Have been using this card for over 20 years with no complaints so far and happy with every aspect of it. Main points being:
Prompt response from customer service, both by phone or direct online messaging. Have up to 12 weeks from payment to request a reversal of any goods or service in dispute with a vendor and not getting a resolution.
I earn one Q-Rewards point for every $1 spent and simple to redeem online for travel, goods or cashback. I like the cashback option as I earn between $100 to $120 annually which more than pays for my $60 annual fee.
Free international travel insurance which includes cancellations, medical expenses, loss, damage or theft of luggage or possessions, etc. The Terms and Conditions are available online from their insurance provider.
Free one year’s extended warranty on purchases exceeding $100.
I get 3 weeks to pay the balance after receiving my statement by email. No matter what the interest rate is, I always pay in full, so with the cashback the bank is rewarding me for using their money.

Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactOnline
Card / Account Used ForEveryday Expenses, Online Shopping, Overseas/Travel and Special Purchases

Can't live without it

Credit card made simple. From the interest rate and the monthly statement. Use of the card is made real easy

Great card, used over many years

A great card if you control your Credit limit and pay in full before interest clicks in. Great rewards program.

I like the card

I think this credit card is very good but when i apllyd for it the branch didnt send the aplickashon thru strate away so i didnt get the card until a few weks later but when i did finaly get it the give you rewards after you have been useing it and you can buy things on the website with the points
It is good
They didnt send it strate away


The Q rewards system linked to these cards is at least a good as flybuys (and you can still use that when you spend anyway, so you double up on points). They too have plenty of bonus partners everywhere, where you can earn 6, sometimes 10 points for every dollar you spend. If you use your card for everything, it really doesn't take too long to accumulate points. I usually end up with around $140 worth of gift cards each year for Target, Kmart etc...
NEVER had a problem with this card, go in and see them.
Fantastic Q rewards system
Average annual fees...

Questions & Answers

Do you have your call center overseas or in Australia?
No answers

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.