Relatively low 13.49% p.a. Interest Rate on purchases and $55 Annual Fee
0% p.a. on Balance Transfers for 14 months
3.4% International Transaction Fee
No attached rewards program
I didn't keep this card despite the excellent customer service firstly because overall I couldn't understand why I was paying the same dollar amount of interest as with a card with a much higher advertised rate. But the deciding factor when I cancelled the card was when I read that BoQ had sold their credit cards to Citibank, a company that I didn't really want to maintain a credit card account with.
Personal service by a branch bank manager.
Despite the low interest rate and a recommendationt that it was one of the cheapest cards around, I still ended up paying roughly the same dollar amount in interest after transferring my balance.
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