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Bank of Queensland Platinum Visa

Bank of Queensland Platinum Visa

4.0 from 3 reviews · View Statistics
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Pros

  • Half Annual Fee in your first year ($64.50)

  • 80,000 Bonus Q Rewards points every month when you spend $3,000 in the first 2 months

  • Earn 2 Q Rewards credit card points for every $1 spent

  • 0% p.a. on Balance Transfers for 14 months & $0 Balance Transfer Fee

  • Complimentary Travel Insurance

Cons

  • $129 Annual Fee after your first year

  • 3.4% International Transaction Fee

Details

CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsReduced First Year Annual Fee
Rewards ProgramQ Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 points per $1 spent on eligible transactions
Contactless PaymentsGoogle Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus

80,000 Bonus Q Rewards points every month when you spend $3,000 in the first 2 months

Reduced First Year Annual Fee $65
Balance Transfer Rates
Balance Transfer Period 14 months
Balance Transfer Rate 0% p.a.
Visit official website

Reviews

4.0
3 reviews
5
(1)
4
(1)
3
(1)
2
(0)
1
(0)
  • Transparency
    4.7 (3)
  • Customer Service
    4.3 (3)
  • Rates and Fees
    4.0 (3)
  • Rewards
    3.0 (3)
  • Online Experience
    4.7 (3)
  • Application Process
    5.0 (2)
Previous
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arob131
arob131Darling Downs, QLD
  • 2 reviews

Not bad but points aren't great

published

Get this card free with my home loan. Did a balance transfer when I got it and no issues. The card used to be better points wise but over time its become that you need to spend more to get enough points to redeem for things. Also over time they have made more things excluded from being rewarded points, ie rates, ATO payments, post office etc. Redemption of points is easy however do need to spend a lot on the card to get rewarded

Transparency
Customer Service
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The reviewer stated that an incentive was offered for this review

Discussed
Discussed
  • 11 reviews
  • 17 likes

This card is perfect for me

published

Card worked over seas no problems, reward system is great, and they offer lots of goodies or cash, too easy to acrew points and claiming them is a phone call away. Great security and great bank it keeps my
accounting in order highly recommend, and the small annual fee is worth it. The boq at q centre is qld is the place to get yourself one. M king

Transparency
Customer Service
Ivan L.
Ivan L.South East Queensland, QLD
  • 3 reviews
  • Verified

Great card but rules have changed over time.

published
Transparency
Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

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Questions & Answers

Mark H
Mark Hasked

Can I convert my Qrewards points to QFF points...?

No answers
Ross Plowman
Ross Plowmanasked

I am considering purchasing a holiday package to Thailand which includes the airfares.

Will the purchase of the airfares within the package affect the Travel Insurance in any way.

Will I still get free Travel Insurance?

I have a Platinum Visa Card with B of Q.

Thanks,

Ross Plowman

No answers

Get an answer from our members

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