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Bank of Queensland Platinum Visa

Bank of Queensland Platinum Visa

4.5 from 2 reviews

See the Best Frequent Flyer & Travel Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Details

Bank of Queensland Platinum Visa
CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsReduced First Year Annual Fee
Rewards ProgramQ Rewards
Points Earn Rate 2 points per $1
Points Conditions
  • 2 points per $1 spent on eligible transactions
Contactless PaymentsGoogle Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus 1,000 Bonus Q Rewards Points every month when you spend $1,000 per month on eligible transactions for the first 12 months
Reduced First Year Annual Fee $0.00
Balance Transfer Rates
Balance Transfer Period 12 months
Balance Transfer Rate 0% p.a.

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This card is perfect for me

Card worked over seas no problems, reward system is great, and they offer lots of goodies or cash, too easy to acrew points and claiming them is a phone call away. Great security and great bank it keeps my
accounting in order highly recommend, and the small annual fee is worth it. The boq at q centre is qld is the place to get yourself one. M king

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Main Point of ContactBranch
Card / Account Used ForEveryday Expenses, Online Shopping, Overseas/Travel and Special Purchases

Great card but rules have changed over time.

My wife and I have used these cards regularly in Australia and overseas. The best thing about them is the monitoring Citibank (which issues the BOQ card) does on purchases. On several occasions we have been called by Citibank, while still at the counter, to confirm that we are making an unusual or large purchase. And they have stopped illicit overseas charges on several occasions too. We get 2 points for every dollar and can convert these to cash off our credit card quite easily. Interest rates don't affect us as we pay our card off monthly, although in the current economic clime I think ALL credit card rates are obscenely high and should be regulated back to a reasonable premium over standard lending rates. My biggest disappointment is that when we originally took out these cards I was promised that they would always be fee free, but now, of course, in the mists of time and with new management, that promise has, conveniently, long been forgotten.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping, Overseas/Travel and Special Purchases

Questions & Answers

I am considering purchasing a holiday package to Thailand which includes the airfares. Will the purchase of the airfares within the package affect the Travel Insurance in any way. Will I still get free Travel Insurance? I have a Platinum Visa Card with B of Q. Thanks, Ross Plowman
No answers

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