No Annual Card Fee
0% Balance Transfer Offer for 12 months
Add up to 3 extra cards at no additional cost
1% Balance Transfer Fee
3% Foreign Transaction Account
Relatively high 20.74% p.a. Interest Rate on purchases
|Category||No Annual Fee Credit Cards and Balance Transfer Credit Cards|
|Contact Number||13 13 76|
|24-Hour Phone Contact||No|
|Online Live Chat||No|
|Minimum Credit Limit||$500|
|Maximum Credit Limit||$40,000|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||20.74% p.a.|
|Cash Advance Fee||2%|
|Late Payment Fee||$15|
|Annual Fee||$0 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$3|
|Interest Free Period||55 days|
|Cash Advance Rate||21.49% p.a.|
|Balance Transfer Rates|
|Balance Transfer Period||12 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||1%|
|Release date||Jun 2007|
- Verified customer
Excellent for basic use
Have used this as my only credit card to help acquired a positive credit rating and have had no dramas at all. It doesn't collect any form of frequent flyer or velocity points, but for basic use it does everything you need it to do.
interest rate is too high
even thought we get fee free credit card, the interest rate makes up for it. its is quite high compared to some other credit cards. i would give it a miss if i was you.
The reviewer stated that an incentive was offered for this review
- Verified customer
Hopeless Just Another Annoying Australian Bank
Totally useless and hopeless to deal with in relation to credit cards In my case I was also fully approved for a reduced amount and submitted documentation required even with a full explanation of my income ... They still as fir tax returns when I retired ... send me endless notices of how we’re all done send superannuation docs Rrrrr there are none is my income of 54 K able to service a 2K interest free card YES and it’s a balance transfer to boot ... Foreign people assessing these applications and even a local contact I got was just as hopeless told me to put the application number on my submissions Der it comes with it on.
Hopeless go elsewhere where you get realistic understanding and service You can do heaps better ...
I have used Bank Sa no annual fee card for many years. I have never had to pay any interest.There are a certain amount of limited transactions per month that are free.
A very easy to use credit card, which I have had for years.
The transaction fee when using an ATM is annoying, a bit of a rip off really.
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