Had 3 months now. Application process easy, quick, staff helpful, friendly, easy to deal with.

Originally applied for basic zero card but changed my mind and they sent me a form to sign and changed my application to the zero platinum immediately. Super easy! Received card about 7 working days after approval.
Also got the halo payment ring which works surprisingly well too.

Great online banking, hassle free & easy. Will use for future travel also when the world opens up again. Have used for online overseas purchases and daily spend.

One thi...

This card is extraordinarily good value for specific types of spending and average for everything else.

VERY GOOD
- This card is ideal for making any transaction at all in non-AUD currencies. I don't think any other card can beat this one for overseas spending
- there are no foreign transaction fees (obviously)
- there are no foreign merchant fees. This one will catch a lot of people out because even if you're charged in AUD, if the merchant is not located in Australia, other banks will still charge you a foreign transaction fee. Not this car...

The Travel Insurance has been changed from Allianze to Covermore and the changes are such an that the insurance cover is almost useless. It does not cover epidemics so that even though we bought the plane tickets 6mths ago we find that are not covered for Coronavirus and finding that out now make it impossible to get cover for Coronavirus. Also it now does not cover rental car CWA and now only covers the first 30 days. I would drop this card like a hot potato and look to other cards.

The foreign transaction fees are not 0% they are 2.95% of the transaction amount when you go to the official website and have now cancelled my application for this credit card, smacks of dishonesty to me.

I have had this card for over 3 years. I have been using this card for overseas traveling in APAC, Europe and NA, the obvious advantage is that you can check transactions from mobile app instantly. And the conversation rate is quite good as well.

This card is great as it has no annual fees, no conversion fees and a great mobile banking system for convenient access during travel or everyday purchases. It also includes free insurance which is not the best, but great for a free card. It would be comparable to 28 Degrees, but is much better than anything else.

Having an annual fee is a pain but we make a lot of overseas purchases so the zero foreign transaction fees make the card worthwhile. Good customer service over the phone also.

We have a $7500 limit - we keep it low to keep our spend in check. We have had this card for around 15 years (the product has changed a few times over these years). The rewards are pretty good and we don't pay interest because we are vigilant about paying it off to zero every month. I know there is a fee (around $59 a year I think) which I think is a sting due to the fact that bankwest reams us for interest of our mortgages! Overall, we rate bankwest above other banks (we have tried quote a few!) and have generally found their customer service to be excellent. If they brought back the days of giving us our own personal banker boy that would be awesome.

Had this card for years.
Highly recommended for overseas purchases / online shopping, as no foreign fees apply.
Card was skimmed once, and Bankwest promptly assisted in cancellation of the card, and reissuing a replacement.

There is no foreign transaction fee if you use the credit card overseas or purchase an overseas product with a foreign currency. Not only that, the card offers very good exchange rate. The exchange is usually better than the rate obtained from Google currency exchange rate.

I usually abandon a credit card after a year (when a better deal comes up), but this card could be a game changer. Ticks all the boxes for overseas travellers - free travel insurance, no overseas transaction fees, low annual fee. The customer online services are smooth - convenient message feature and online chat. Contacting BankWest by phone is also easy, no long periods on hold and friendly efficient operators.

Brilliant. I've never had any issues with it. It works every time and never has any exchange fees. I also get free travel insurance when I use it to book >$500 worth of travel items (although I've never had to utilise it). The only bad thing bad thing is having to wait a few days until the purchases are authorised, during which the price can change, but it's not usually too different, depending on the exchange rate of the day.

It is a simple card without annual fee and reward / big signup bonus. I have this credit card for a couple of years as a backup credit card. Only reason I have it is for overseas transactions where I do not an alternative option. Purchases in overseas has been great without any issues (especially where my other cards were rejected). Any overseas transactions will be displayed in almost real time through their online banking account or banking app with the original amount in foreign currency and the converted Australia dollars amount - which is ...

pro's
zero annual fee
free complimentary travel insurance
Application process is simple
Balance transfer available
acceptable everywhere

Con's
No proper payment system...

Free card great for internet purchases and overseas travel with no downsides. Never had an unexpected fee. No international transaction fees and good forex conversion rates make it perfect for both travel and internet purchases.. Free travel insurance, extended warranties make it all the much sweeter.

Pros:
Free travel insurance when air ticket is booked with this card
No annual fee
Best card for overseas use and online purchases in a foreign CURRENCY {NO TRANSACTION FEE AND BEST EXHANGE RATE}
Cons: Nothing to complain as it does not has an annual fee

No transaction or exchange fees. BankWest use the MasterCard exchange rate (which come to very close to the real time rate) was my daily use card and saved hundreds in foreign and transaction fees.

No overseas transactions fee. No annual fee. Perfect for people to shop online overseas. The exchange rate is pretty good and very close to XE real time rate.
Easy to use app to repay overdraft.

The title says it all, this no-annual-fee card comes with the added bonus that foreign transaction fees are waived. Whenever I travel or shop online from overseas sellers this is my go-to card.
Unfortunately no points/rewards program, so domestically I prefer to use other cards. If you are like me and don't mind choosing a card for a purpose, then having this one is a good idea.

Legitimately only applied for the card to travel overseas.

Setting up was relatively easy, filled in the form and answered the questionnaire / phone interview. ID docs then sent emailed to me and filed with Auspost.

As for the card, used it to travel to the USA. Worked a charm as:
- no transaction fee
- no international conversion fee
- no issues using it OVERSEAS (USA only)
- worked everywhere (I had slight issues with other cards not working e.g. Citibank debit didn't work at some stores like CVS or Target, but Bankwest did).
- bankwest app could use some work (it is clunky and not intuitive, and needs to act morr like the CBA app with alerts on every spend, just for peace of mind). ...