Bankwest Zero Platinum MasterCard

Bankwest Zero Platinum MasterCard

Bankwest Zero Platinum MasterCard
3.8

51 reviews

PositivevsNegative
75% · 3813 · 25%

Transparency
4.3
Customer Service
3.9
Rates and Fees
4.4
Rewards
2.3
Online Experience
4.0
Application Process
4.2
$0 Annual Fee
No Foreign Transaction Fees
Complimentary Overseas Travel Insurance
2.99% p.a. on Balance Transfers for the first 9 months
No attached rewards program
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Details

CategoryNo Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
Minimum Credit Limit $6,000
Maximum Credit Limit $50,000
Minimum Income $65,000
Additional Cardholders 3
Additional Cardholder Fee $0 p.a.
Minimum Repayments2%
Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate17.99% p.a.
Cash Advance Fee2%
Late Payment Fee$25
Annual Fee$0 p.a.
Foreign Transaction Fee 0%
Overseas ATM Withdrawal Fee$0
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 2.99% p.a.
Release date
Visit official website

Reviews

51 reviews
Cambo
CamboSydney, NSW9 posts
  Verified
Wayne J
Wayne JHobart20 posts
  Verified

A go to travel card

Have been using this card in Norway, Denmark, UK, Thailand, Singapore, Malta, Malaysia
No application fee, no international fees, good exchange rate and able to see purchases
instantly via the app. This is excellent to save getting ripped off after
purchases. Complimentary travel insurance is great but limited to 31 days you can
upgrade and get more inclusions at a reasonable rate, I extended by 7 days for $51 Show details
Customer Service
Rewards
Julia G
Julia GIllawarra, NSW2 posts
 

The Card Might be Good, but I will never know, couldn't deal with the application process

I gave up on the application process. The documentation required was out of all proportion with the size of the balance requested (the minimum on the card), and they kept coming back for more. . At a certain point, it became ridiculous, and I realised the card wasn't worth my time. I have an outstanding credit record and yet have never had such a difficult process before to apply a credit card. Show details
Prats
PratsSydney, NSW
 

Stay away from Bankwest . Customer Service is pathetic

Application got approved a month ago but still haven’t received the card . Person responsible for the application does not even respond .

I get the same reply that we are sorry and we have left a note for the person managing your application Show details

Transparency
Rates and Fees
MONTY
MONTYSydney, NSW23 posts
 
Alan
Alan27 posts
 

Very good card and zero annual fees!

Zero annual fee
55 days credit
Has travel insurance and extended warranty cover Show details
Rewards
Online Experience
Anna
AnnaMelbourne6 posts
  Verified
sailorsam
sailorsamSydney46 posts
 

Appalling customer service

need to contact human about purchase on card.
Well, that's a joke, middle of the day and on hold for over an hour so far and counting.
Glad I switched my home loan from these clowns Show details
Transparency
Scooby
Scooby2 posts
 
John
John2 posts
 
Rewards
Online Experience
George Edwards
George EdwardsPerth, WA
 

Useless Travel Insurance

The Travel Insurance has been changed from Allianze to Covermore and the changes are such an that the insurance cover is almost useless. It does not cover epidemics so that even though we bought the plane tickets 6mths ago we find that are not covered for Coronavirus and finding that out now make it impossible to get cover for Coronavirus. Also it now does not cover rental car CWA and now only covers the first 30 days. I would drop this card like a hot potato and look to other cards. Show details
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
PaulS
PaulS
 

incorrect information

The foreign transaction fees are not 0% they are 2.95% of the transaction amount when you go to the official website and have now cancelled my application for this credit card, smacks of dishonesty to me.
Guo
GuoGreater Melbourne (Inner), VIC9 posts
 

Perfect card for travelling

I have had this card for over 3 years. I have been using this card for overseas traveling in APAC, Europe and NA, the obvious advantage is that you can check transactions from mobile app instantly. And the conversation rate is quite good as well. Show details
Rewards
Joseph
JosephSydney, NSW7 posts
  Fair Incentive Verified

The best no annual fee card for travel

This card is great as it has no annual fees, no conversion fees and a great mobile banking system for convenient access during travel or everyday purchases. It also includes free insurance which is not the best, but great for a free card. It would be comparable to 28 Degrees, but is much better than anything else. Show details
Transparency
Application Process
Kipper
KipperMelbourne7 posts
 

No foreign transaction fees

Having an annual fee is a pain but we make a lot of overseas purchases so the zero foreign transaction fees make the card worthwhile. Good customer service over the phone also. Show details
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process

Questions & Answers

Grant D.
Grant D.

Is Bankwest complimentary travel insurance valid for travel in Australia

sailorsam
sailorsam  
AS
AS

Is this card better than GE Money 28 Degree Mastercard which also offers Zero international transaction fee and Mastercard exchange rates?

My intension to get this credit card is only for online purchases(USD/GBP) and overseas travel.

Andyrock81
Andyrock81  

Bankwest customer service/call centre is in Australia, and are easier to deal with than 28 degrees call centre in India. Travel insurance is complimentary too, unlike the 28 degrees card where you have to pay extra for this benefit.

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