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2Bizcap

Bizcap

 Verifiedbizcap.com.au
2Bizcap
4.7

161 reviews

Positive vs Negative
94%6%
Loan TypeFixed Rate, Variable Rate and Line of Credit
Transparency ?
3.7
Customer Service
3.9
Application Process
3.7
Timeliness ?
3.8
161 reviews
5 Tina  · Great customer services – The customer service team was very professional, helpful, and responsive throughout the process
5 Paturzo G  · Great service – Bizcap made securing funding a breeze. Professional, friendly team, and fast service. Very happy with my experience.
5 Ryan K  · Great service – The team at Bizcap is amazing. They were quick, professional and got me the funds I needed. Thankyou
5 Jess R  · Fantastic service! – Fantastic service! Bizcap was quick, efficient, and easy to work with. I had my funding in no time.
5 Jane123  · Exceeded my expectations, highly recommend – The loan process was quick and easy. Funds were in my account faster than expected. Highly recommend!
5 Aysha B.  · Fantastic – By far the best loan company we've worked with. Great team, easy application, and a fantastic experience all around!
Anton M.
Anton M.
 

I was assisted by Brooke who was absolutely excellent in her customer service and fast in getting me the finance I need and explained everything in words that were understandable and was helpful tillbthe end when my money went I my account I highly recomend this company for your finance 5 star and thx heaps Brooke 5 stars to u aswel. Show details ·  1

Ask the reviewer
Jord D.
Jord D.VIC2 posts
 
Customer Service
Application Process
Timeliness

I tookout a loan from this company as I was in a crisis but I will think twice before going back to them. It turned out so expensive! Plus there are hidden small costs that add up in the end. You are looking at [Content Removed] interest rate which is not worthy at all. Plus they back their money the next day which will not help your business at… Read more

all.

Approved loan amount (not exact figures) [Content Removed] loan iniation fee: [Content Removed] What comes into your account: [Content Removed] Pay back [Content Removed] Term loan completion charge [Content Removed] (this is ahidden charge.

Total pay back is [Content Removed] Tell me how these terms can assist your business. I would like to think most positive reviews about this business are [Content Removed]!! As in they are not from genuine people. They tried to convince me take out another loan, I said NO

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Marte kuresa
Marte kuresa
  Verified

I had the worst experience with Bizcap. Twice they approve our loan and no fund was transferred to our business account. I rang and one of their people was saying sorry but we cancelled the approval of your loan. I was shattered when they first approved everything had my hopes up and they cancelled at the last minute and no one called you. This… Read more

happens to us twice, no way I would recommend these guys, and their interea was so high and fees. No way ❌️❌️

Reviews with attachments

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Ryan Pattison
Ryan PattisonNSW
 

Helpful and diligent – Ben is best in the business so helpfull and diligent Show details ·  2

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Leo Crasti
Leo CrastiSA
  Verified

Excellent and prompt customer service – Mitch and Brooke provide outstanding service, which should be used as the gold standard for customer response. Bizcap, thank you for supporting the growth and development of systems to remove pollutant discharge into waterways and Oceans. Show reply

Positive reviews

George M.
George M.WA
 

Seamless experience in accessing emergency funds – Very courteous and respectful over the phone. Very helpful and quick in providing relevant advice and information. She makes sure funds are available on time if the request for funds is successful. In the event, that there are issues with the application, she provides feedback timeously and encourages you to try again next time. She has been… Read more ·  1

great with our business, and I would recommend her any time for a business owner who is trying to access emergency funds.

Aaron
AaronVIC
 

Helped us get a loan when others refused – We've used Bizcap a couple of times now after not having any luck with the usual banks and we really can't thank them enough. They actually take the time to understand your business, your needs, and what works for you. The team go out of their way to make everything seamless. Special thanks to Deesha. You're a star! Show reply

Alexia D
Alexia DVIC
 

Quick and easy - highly recommended! – Bizcap was a lifesaver when I needed quick funding. The process was easy, and I had the money fast. So glad I chose them! Show reply

Negative reviews

Melanie
MelanieNSW
 

It was a great experience, would not hesitate to use again – Very easy process. Great to deal with. Would use again. Update. I have changed my rating as this company pushes you for your review before every thing is settled. Their fees and interest rate is criminal. Show details

Josh
JoshQLD
 

Caution: Avoid Bizcap Loans! – Caution: Avoid Bizcap Loans! At a time when my business needed a loan, Bizcap was my only option as we were just starting out. However, I quickly realized that their fees, though listed separately, add up to a staggering cost—often exceeding 35%. What’s more, many other lenders won’t even consider you if you’ve previously taken a loan with… Read more

Bizcap, which says a lot about their reputation.

I was fortunate enough to pay off multiple loans with them, but the experience left me feeling exploited. I strongly believe there should be more regulations imposed on this lender, as their practices seem to prey on vulnerable businesses. Towards the end of one loan, they aggressively push you to take out another, which rolls over your remaining balance. The catch? You end up paying double the interest on what’s left.

I wish I had more time and energy to dedicate to raising awareness and helping others avoid these lending traps. Please, if you’re considering a loan with Bizcap, think long and hard about alternatives. If I could go back, I would have found ways to cut costs or negotiate bills to get through the tough times, rather than handing over my hard-earned money to this predatory lender.

Bizcap
Bizcap    

Hi Josh, Thank you for taking the time to leave a review.… Read more

Kieren M.
Kieren M.
  Verified

Horrible, stay clear. Forced me bankrupt – Loan of 18k pay back 30. Didn't have a choice at the time plus has [Name Removed] call me sometime 5 times in a row if I didn't answer, in the end I took it. As soon as I tell them I needed a couple of weeks to get back on top(2k a week repayments);because I wasn't paying my rent they turned ruthless and ruined me and my business. Show details

Recent reviews

Henry
HenryVIC2 posts
 

Hands down the best loan company I've dealt with! – Hands down the best loan company I've dealt with! Super friendly team, especially Bruno, and the application process was easier than expected. Funds cleared the same day! Highly recommend bizcap and will be using them again. Show reply

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Rojan
Rojan
 

“Excellent service, transparent process, and quick approval—highly recommend!” – “Excellent service, transparent process, and quick approval—highly recommend!” Very responsive Show reply

Sajina
Sajina
 

Great service – I had an amazing experience at Bizcap with friendly staff the great customer service process was quick hassle free making it a great choice for anyone in need of financial assistance.☺️ Show reply

Yashoda
Yashoda
 

Amazing – Highly Recommended!” I had a fantastic experience with Bizcap Their loan application process was quick, easy, and hassle-free. They offer competitive interest rates and clearly explain all terms upfront, ensuring complete transparency. Show reply

Jasmine
JasmineVIC
 

Great experience – I couldn't be happier with the service from Bizcap. From the moment I applied, the process was quick, easy, and the team was incredibly supportive. Highly recommend for anyone needing fast funding! Show reply

Sam
SamVIC3 posts
 

Great team at Bizcap – I’ve used Bizcap a few times now and their consistency is unmatched. Every interaction with their team is professional and helpful. They make me feel like a priority. Show reply

Cullen
Cullen
 

So thankful for Bizcap – Bizcap helped my business stay afloat during a tough time and played a critical role in ensuring my businesses survival and success. A million thanks. Show reply

Mason
MasonVIC4 posts
 

Over and above service - awesome! – Bizcap really exceeded my expectations. The team was so helpful and they made the process seamless. Great communication. Great service all round! Cheers Show reply

James P
James PVIC
 

So fast funds! – Fantastic experience with Bizcap! The application process was quick and simple and I had the funds in my account way faster than expected. Highly recommend! Show reply

Jarrah K
Jarrah KNSW
 

Fast, simple and hassle-free. Thank you!! – Biz cap made getting a business loan so easy! No complicated paperwork or endless waiting. The process was simple, quick, and they got me the funds I needed them most. Couldn’t ask for a better experience!!! Show reply

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Lachlan F
Lachlan FVIC
 

Reliable and Turstworthy – I’ve worked with a few lenders, but none have been as reliable and trustworthy as Bizcap. From the fast loan approval to the great communication, they’ve made every step of the process super easy. Show reply

Emily D
Emily DVIC
 

A Busness Lifeline – Bizcap has been an absolute lifeline for my business. When cash flow issues hit, they were there to provide fast and reliable funding, helping me stay afloat during tough times. I can't recommend them enough! Show reply

Annie W
Annie WVIC
 

Great fast experience – Bizcap has been a lifesaver for my business. Their team is always quick to respond and provides great support. The loan process is fast and simple, and they truely make you feel like a valued partner Show reply

Mackenzy
MackenzyVIC
 

Outstanding Service – When I needed quick funding to keep my business moving forward, Bizcap was there every step of the way. Their team is responsive, knowledgeable, and genuinely cares about your business. I know I can always count on them. Show reply

Anji
AnjiVIC
 

Great service – I like the service provided by Bizcap, I highly recommend Bizcap to anyone looking for reliable financial support with great customer service. They truly go above and beyond to support their clients. Show reply

Bhupen
Bhupen
 

Quick and easy process – I had a great experience working with BizCap. They made the loan process quick and easy, providing clear communication and helpful throughout. Show reply

SKID
SKIDNSW2 posts
 

Excellent – Had excellent experience with sam from bizcap. Very understanding set-up the loan to suit my needs and requirements. Would recommend very helpful especially sam. Show details ·  1

Charlie
Charlie
 

Fast and easy – Found ourselves in a tight spot and needed help quickly, Bizcap were able to help us out at short notice. The whole process was really easy and the loans team were good at keeping us in the loop. Show reply

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