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Credit24

Credit24

 Verifiedcredit24.com.au
Credit24
4.5

243 reviews

Positive vs Negative
81%19%
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Average Loan Term2.4 years
Transparency ?
4.1
Customer Service
4.0
Application Process
4.3
243 reviews
5 Brian S.  · Quick and easy to deal with, and only one phone call before receiving funds
4 Ripped off.  · Quick .easy and ontime for my needs.Id recommend anytime to anyone.
5 Jessica  · Very fast services no waiting time extreamly happy and friendly service
5 Lil Vads  · Also so easy to deal with. Never an issue and always communicative.
5 Cathleen D  · Good and fast service. No hussle and very approachable. I'm very satisfied.
5 russell p.  · I needed money fast they had the money in my bank within 2 hours , really fast freindly service
Pat
PatNSW3 posts
  Fair Incentive Verified

Credit24 is a life saver. I needed a little help to pay for some bills to catch up. And Credit24 helped me out, with a very easy application and short time to hear results. Staff were friendly and helpful on the phone. Repayment is an easy and affordable limited to pay back fortnightly. Easy access after payment, if necessary. Show reply

Ask the reviewer
Sarah M.
Sarah M.5 posts
 

Credit24 are disgusting. I complained to AFCA as it wasn’t until I started making repayments (which barely put a dent in the balance) that I realised I am on the maximum interest rate possible 47.9% I complained to credit24 directly - no response. I took it to AFCA credit 24 refuse to do anything. I’ll be taking it further, I can’t believe an… Read more

interest rate like that is even allowed to be charged. They also never contacted at all in regards to the complaint throughout the entire process, they literally do not care. Customers are not people to them they are just a money making tool and they don’t care if they ruin your life. Oh, but they will definitely call you when you miss a repayment! At least 10 times a day! Disgusting!

Credit24
Credit24    

Hi Sarah M., we're sorry to hear about your experience.… Read more (+2 replies)

Reviews with attachments

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Ayia ketto
Ayia ketto NT2 posts
  Fair Incentive

Credit 24 is the best company the process is quick and you will receive your loan is just one day if everything they asked is correct Show details ·  1

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Sue F.
Sue F.2 posts
  Fair Incentive Verified

Excellent service – The entire experience was so easy and very quick. I really appreciated the phone call to confirm some details. Highly recommended. Show details ·  1

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Paul.F.
Paul.F.QLD
  Verified

Exceptional consumer funding – Just started a business and a needed line of credit funding. Credit24 processed my claim promptly and this allowed our business to advertise to a wider market. Thank You Credit24! Show reply

Latest follow-ups

John T.
John T.QLD4 posts
 

My actual star rating is ZERO. Do not apply for a loan with Credit24 unless you want a stain on your credit report. Genuine loan brokers will not pull a hard query on your credit report without passing internal reviews, thereby protecting your… Read more

credit report from being adversely affected. By doing this, your credit score has a chance to improve, but not with Credit24 and similar services. By the way, I did receive the financing sought from another lender, and it was approved without damaging my credit score like Credit24.

 Follow-up  · A 'hard' enquiry by a finance company that results in a denial of finance approval leaves a record that is essentially a 'stain'. This 'stain' makes it impossible to apply to a more sympathetic and understanding organisation. I contacted Credit24, put the case before them, and eventually that ‘stain’ was removed from my credit file. Happily, I did receive the finance approval from another organisation and have gone on to kick goals.

Credit24
Credit24    

Hi John T., when a customer creates a Credit24 account… Read more

Graham J Lamont
Graham J Lamont
  Fair Incentive Verified

Letter of Appreciation In a time of need I was searching for a financial loan when Credit24 caught my attention which prompted me to look further into obtaining a loan from Credit24. I commenced the online loan application and found it was a simple… Read more ·  1

process which resulted in approval quite quickly with no fuss direct debit for my ever day account. I would definitely recommend Credit24 to anyone contemplating a loan

 Follow-up  · Credit24's ease of operation is very simple to navigate wether you are making an early payment or in the initial set up of direct debit all are done with simple steps that it makes the journey of the process without becomming stressed. It would be hard to find a more simple registration method elsewhere which makes Credit24 a stand out organisation worhty of consideration when lokking for a loan.

Positive reviews

Cassie
Cassie2 posts
  Verified

Fantastic service , very quick and easy. Online makes it so much quicker and straight forward so you can see what is happening and the app is very easy to use. Would recommend to family and friends Show reply

Kirsten
Kirsten
  Verified

Easy and fast to apply. Follow up phone call to confirm a few details, and within 30min cash was deposited into my account. Would recommend for anyone need a quick cash boost. Show reply

Karl
KarlVIC3 posts
  Fair Incentive Verified

I am very happy with this product. I’m happy that they did all the correct checks to help me secure a loan in a timely manner. Repayments are made easy and I can pay them off quickly. Overall I’m very happy, I have the car fixed and are grateful for your service. All the best cheers. Show reply

Negative reviews

Anon
AnonNSW42 posts
 

The behaviour and processes of this company is disgraceful. Credit24 are recommended through clear score, you complete all the information with a response that your loan is conditionally approved, a few more checks required, then you get rejected with no excuse whatsoever. Both clear score and credit 24 should not be in operation.

Credit24
Credit24    

Hi, we're sorry to hear about your experience. A… Read more

George A.
George A.VIC3 posts
 

Very hard to get responses from them if you have a problem, response times are terrible. Multiple attempts on settling/payout account and still no joy. Unauthorised DD that has overdrawn my account! Not happy! Interest rate exorbitant.

Credit24
Credit24    

Hi George A., we're sorry to hear about your experience.… Read more

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Josh C.
Josh C.QLD2 posts
  Verified

Was repedititve questioning that was already stated and and given in the first intial application. Spent all day back and forth answering and explaining the same stuff over again like a dog chasing its tail. Asking personal transactions that i made to my family memebers that arent an ongoing thing which i also have never experenced in any of my… Read more

previous lenders i have been through. But also was never communicated and i had to reach out why in the end i didnt meet citeria for them to lend me. Communication was lost and just had a really poor experience. Will not go back.

Credit24
Credit24    

Hi Josh C., We're sorry to hear this was a frustrating… Read more

Recent reviews

Mark S.
Mark S.TAS
  Fair Incentive

I need some quick financial support. Credit 24 were just that ..quick efficient and provided me with what I needed and the ability to obtain more if needed..Great work Show reply

Paul T
Paul TVIC
  Fair Incentive Verified

I was worried about a low credit rating even tho I head paying everything off within time. Credit 24 was easy and very fair on what they charge . It was quick and seamless and when I had a few questions, their team was quick with response and everything was easily done. I got my loan within a day and I’m so happy to have used Credit 24. I highly recommend it if you need fast cash! Show details ·  1

James Paul B.
James Paul B.
  Fair Incentive Verified

I think for me, Credit24 is the best loan agency in Australia! Their process is very easy and straightforward. They helped me big time, and I'm very happy that I found out about Credit24. Show reply

SNL
SNLNSW
 

Fast turn around, highly recommend, there was no hassle in providing documents or answering questions. Repayments are suited to my budget and communication has been on point from the start. Show reply

trompfy
trompfyVIC574 posts
 

I wouldn't recommend getting a loan from them because their customer service is terrible since once you apply for a loan they will refuse your application straight away without even bothering to look at it so do yourself a favour and don't waste your time with these clowns.

Credit24
Credit24    

Hi, we're sorry to hear about your experience. Every… Read more

Australia Fleet got Tale
Australia Fleet got TaleNSW2 posts
  Fair Incentive Verified

Very user friendly and Prompt if further information required. Not a long waiting time for outcome of application. Very Happy with the flow of how easy it was to apply. Thank you Credit24 Show reply

James
JamesQLD20 posts
  Verified

Fast turnaround, easy to deal with, explained what I needed it for and how much I needed, and was approved in an hour of applying and was able to pay for what I needed it for. I appreciate the services and turn around time. 11/10 experince. Show details ·  2

Sylver
Sylver7 posts
 

Not what they seem. You will note most people are reviewing on first contact, and I admit Credit 24 have a very easy application process. But this is where the easy part ends. Their customer service would have to be the worst I have ever experienced. Simple tasks are made difficult and the constant go to it "Thats not how our system works" or… Read more

"Thats just our policy" when what they mean to say is "If we have to think about it, it aint gonna happen". My first issue was with the fact they refused to change my bank account details when I closed a bank account. Their arguement was they needed bank statements more than 90 days old. I was closing an old account and transfering to a new bank. EVERY other service I use was able to comply. Credit 24 refused. Next, I placed my account on manual repayments, yes you can do that but they wont tell you unless you request it, several payments occured without issue. Then I get a notice saying I was late. I checked and the payment was there in my transaction history. I contact via chat and get told I made the payment outside the invoice period so it was calculated as an extra payment. Can you make the adjustment I ask. NO our system doesn't work like that we will have to refund you so you can pay again. **Seriously** Now keep in mind I made this payment 3 days before due. They state it can take up to 3 days to credit the account, so I believed I was making it at the perfect time. Nope, system doesnt work that way, customer has to fix it and they hung up on me.

Do yourself a favour, get a loan ANYWHERE else cos if you get stuck with these jokers you will regret it.

Update: So I contact them as requested after they offered to help with my issues. Bottom line was exactly as I told you. I get told its policy and something about security procedures for the bank account change. (Now I'm forced to use a business account for a personnal loan. I even lied to them and said the account was being closed, they still wouldn't make the change. They'd rather use potentially inactive account details than trust their customer and make the change). They offered to explain in more detail but the end result was always going to be the same. Now I've wasted even more time and still no better off. ****Rolls Eyes**** but they want to offer good customer service. Sure, Right!!

Credit24
Credit24    

Hi Sylver, we're sorry to hear about your experience and… Read more

Personal Loans

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Ainsley A.
Ainsley A.2 posts
  Verified

Excellent people to deal with. Easy online application with quick turnaround. Had my application approved in a lot less than 24 hours with no fuss. Really took the stress out in finding funds for emergency. Thank you Credit24. Show reply

Danielle
DanielleVIC
  Fair Incentive Verified

What an stress free experience. I could not be happier with the the service I received when applying for a load with credit24. Thank you so much. We were able to buy a car after a kangaroo ruined our previous vehicle. Show details ·  1

Claire W
Claire WNSW2 posts
 

Needed a bit of extra funds for wedding, easy to navigate website. Polite and friendly service, quick turn around and cash deposited fast into account. No penalties for repaying early either. Excellent service Show reply

Karen S.
Karen S.
 

Useless response times. Contact them and you end up talking to different people and they don’t check notes etc. Took direct debits out that weren’t correct multiple times. As the amounts were not expected they failed resulting in our credit looking bad. This didn’t just happen once as an error but multiple times. We called and they advised that… Read more

there had been issues for everyone and shouldn’t happen again but sure enough it did. Been trying to sort other multiple issues for more than 6 mths. And have now referred the account to debt collectors despite telling us they were sorting everything and us being in continuous contact. There are weeks between any contact when they have said someone will be in touch. Try to do the right thing, then put it on the customer when they don’t follow up. Will be complaining to AFCA

Credit24
Credit24    

Hi Karen S., we're sorry to hear about your experience.… Read more

no1butmeau
no1butmeau
 

Not helpful applying destroyed my credit rating from 841 to 714 was told no checks till approval they said i cannot afford it lol I take home between 5500 to 6500 after tax had to ring them several times i did get a loan cash converters no credit checks and contact ombudsman don't waste your time loan sharks

Credit24
Credit24    

Hi, we're sorry to hear about your experience and… Read more

RoxyB
RoxyBVIC
  Fair Incentive Verified

What an easy process it was to gain the loan needed! Even with some additional questions that I needed to answer. The process was very straightforward and I received the money in my account within 24 hours of applying for the loan. Once I received the approved email the money was transferred almost instantly. When I had to answer extra questions… Read more ·  1

for the approval they were clear what additional information they needed. If the need is there I will use Credit24 again

Don
DonQueensland2 posts
 

“CREDIT24 offers a decent range of credit options. The approval process was a bit longer than expected, but once approved, managing my account has been easy through their online portal. The rates are average compared to other lenders, but the customer service team has been helpful when I’ve needed assistance.” Show reply

Michelle McNair
Michelle McNairVIC8 posts
 

I took out a small loan with credit 24 as I had an emergency regarding my dog was attacked in a horrific dog attack, unfortunately I didn’t have to the extra funds needed for the extensive damage done to my dog and the vets bill was quite high . I was absolutely beside myself, not knowing what to do, then I decided to apply for the first time for… Read more ·  3

a credit loan , which was received within a day a received the funds into my bank the next day . I would highly recommend credit 24 to my friends or family. Thank you so much for making a stressful situation so much easier than first thought .

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