5,206 reviews
AI reviews summary
Pros
Verdict
The service is characterised by a fast, user-friendly application process and efficient fund delivery. While individual users have noted issues with bank connectivity and approval criteria, no specific complaints met the threshold for recurring issues. It is a reliable option for those seeking quick access to small loans with flexible repayment terms.
This was recommended by my sister, I was looking for a quick cash that I can pay in installment, for I was planning to give myself a Holiday on my Birthday. To make the story short, I applied submitted necessary documents and just a few mins/hrs I got an offer that best suites me that is practical. I took the offer and now all smiles, I can’t… Read more · 1
wait for my holiday break.
Thank you for your prompt and fast approval Fundo. I highly recommend it for new clients that seeks a quick cash.
Friendly Reminder: Only avail a Loan that you can able to pay and not to burden you. :)
Fundo is an excellent lender to build a credit rapport with. They have their own credit score system and if you are loyal and pay off early, your limit increase. Fees are transparent and one off so you know what you are paying on top of the principal. The application process is so simple. Highly Recommend. Well done and thank you for helping me… Read more · 1
out last minute. Received funds within minutes of signing. PS not sure why my name appears as Esta. My name is Helen.
You guys had just the right amount of questions to get the loan through without needing help to fill the questions in. When your retired, it’s very hard to say that you earn money from your investment. You guys picked it up straight away thank you very much. Show reply
Reviews with attachments
Thank for your help realy grt helped me with every thing I needed Show reply
Doesn't take long too donthe papper work Very reliable and safe. I love it Show reply
Fast loans – Quick Convenient Practical without the hassle of dealing with banks. Show details · 1
Been amazing 99% – I've had great experience with fundo but they rejected me randomly at a bad time... I like the company and hope this time is different Show details · 3
Transparent and fast process – Easy application process with a fast outcome. It's soo simple to understand. Show reply
Latest follow-ups
Awesome – Customer service excellent and very helpful and very informative on issues at hand Show details · 1
Follow-up · I’m still using Fundo and I’d keep it at 5star rating, repayments are flexible they cater to your financial situation, online is even better, don’t have to go through the whole application. Support was amazing even if the required amount I was after they manage to pull through with an amount I was able to afford repayments
1st time user – Easy to follow process and fairly fast results. The Money did go in same day approval Show details · 1
Follow-up · I have had a few loans now and most have been ok when the repayments were taken from my bank account. Now they collect repayments from you card and if my pay has not gone in before payment is taken I will be charged a fee from my bank and than fee from fundo. I did contact fundo but still ended up paying fees each time a repayment came out before… Read more
I been on the smthis stite nose over week n I been try to link my bank account details to up load my bank details n in statement n it not letting n they saying tmit not many and it there prons n it p*ss me of Show details
Follow-up · I dint know y I up day my bank account n link to you for I dint understand n the time it say it was delivered is 2 in morning how that right it not I am smash fjr my money back I over it
Positive reviews
Easy to use website, the staff are assisting to have this process completed as fast as possible. Best experience with a lender I’ve had and will continue to use Fundo. Show reply
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I was very happy with the service, straight forward and everything was easy to navigate. They were quick to reply back with messages and emails. I recommend using Fundo. Show reply
Using fundo has been a life saver. Thank you so much,for making everything so nice and easy, repayments very manageable manageable and the ability to pay the loan early and avoid fees. Your the best Fundo. Show reply
Negative reviews
Very disappointing experience after two years as a loyal customer. I repaid two loans in full, several months ahead of schedule, and never missed a single payment. Despite this, my recent application was declined, including my request for a smaller amount, following a manual review. I understand that every application needs to meet lending… Read more
criteria and that previous repayments do not guarantee approval. However, it was disappointing to feel that my consistent repayment history and loyalty made so little practical difference.
I recently paid $2,400 to settle my loan early rather than continuing the scheduled repayments until April. In hindsight, I regret that decision, as keeping those funds available would have helped with important expenses.
I previously appreciated Fundo’s service and even recommended them to a friend. Unfortunately, this experience has changed my opinion, and I would no longer feel comfortable recommending them.
My feedback to other customers: do not assume that repaying early or maintaining a perfect payment record means you will be approved for future borrowing.
Hi Ehud, we're sorry this experience has changed your view… Read more
Don't use this company – This company is dodgy as they come, they used my net bank details to log into my account and transfer them selfs money. I had an arrangement to pay a certain amount but they clearly were not happy. Show details
Hi Zac, we’re sorry to hear about your concerns regarding a… Read more
Slightly disappointed that I only received one Quarter of the loan I applied for for my home repairs. This amount left me in no man's land with my repairs. I now have to try and raise the rest of the amount somewhere else which means the inconvenience of owing and repayments everywhere. As well as more loan set up fees. Show details
Hi Sweet, thanks for your feedback. We understand this is… Read more
Recent reviews
Straight forward no hidden charges and friendly staff and when you pay them out early they take money of wot you owe not make you pay more for paying it out early is how it should be anyways . Show reply
Quick and easy and fast approval I've had a few loans through fundo and if you miss a payment there hasn't been a hassle or threatening messages sent like you just robbed them like some other loan companies do Show details · 1
Quick and easy loans. Very fast payout, even on weekends! The repayment schedule was easy to manage and paying the loan out early is easy and instant. Will definitely use again when needed. Show details · 1
So far it been very smooth straight forward easy to understand they’ve done a great job of making things easy to upload and get results happy they can help Thanku Show reply
Find out how Fundo compares to other Short Term Loans
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The website is very easy to navigate and to use on most days. If I call them up to fix problems or make a payment the staff are always friendly and helpful. If you want to get a loan out this is the place to go. They're very trustful with your personal details and are very considerate. Show details · 1
They are a joke i had multiple loans with them and always paid it back without issue over the last few years , I had a loan recently and Paid it back early , re applied for a new one got approved, signed it and they declined it! Absolute Joke they wont be getting my buiness again! And no my finacial situation is exact same from a month ago when I recieved a loan if thats what your thinking.
Hi Joseph, thanks for sharing your feedback. We understand… Read more
Worst service ever.They first send me the contract to sign on first day I applied after hours waiting.after I signed the next day they started asking for more paperwork and proofs.if my credit score was good I wouldn’t ask them for a small loan
Hi John, thanks for your feedback. We completely understand… Read more
Same day approval loans they said, but never was. They held up my application for so long they had if no intention of approving it, why not just decline it on the spot?
Thanks for sharing your experience. I can understand why… Read more (+2 replies)
Great service, processed my application fast and money was in my account that day. Instructions were very clear on what they wanted from me, the process was simple and easy. Thanks Fundo Show reply
Waste of time and there are companies that offer less fees or I guess payback costs to loan the money than this- there are companies that don’t ask for that much in return.
Hi Meg, We're sorry to hear that you were disappointed… Read more
Needed urgent funds for emergency vet care. Own our own home, some debt not massive and was knocked back, so they are just as difficult as a bank, but maybe get a response quicker. Not for me.
Hi Ms T, I’m sorry to hear they’re going through this.… Read more
They say they give you a go what rubbish. Have two finance products cc and steppay with CBA good credit history yet according to fundo it's bad credit. Fix your stuff and give people a go. Clearly deception. You guys can legally be held accountable for providing misleading information. I never had any affordability issues.
Hi Daniel, We understand your frustration and appreciate… Read more
Ian still can't get this pain fix I can't up lond my bank details in to the application n it be… Read more (+3 replies)