Cigno Australia

Cigno Australia

 Verified🏆 2024 Award

4,439 reviews · Statistics

82% · 3,644701 · 16%
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Loan TypeFixed Rate (1,804), Variable Rate (223), Line of Credit (615) and Split (58)
4.4 (3,391)
Customer Service
4.4 (3,544)
Application Process
4.6 (3,418)
4.6 (3,322)
Fast approvals
Funds paid quickly
Responsive customer service
See the Best Short Term Loans in 2024 as rated by Australians on


4,439 reviews
James2 posts

Rip off

Dodgy, they hacked my account and started taking money out. Don't trust this company. They deserve to be 6ft under
ElliekNSWSouth-Eastern Region, NSW2 posts

Horrible company who money gouges vulnerable people

This company has taken multiple amounts of money from my account leaving me with my account to be severely overcharged. After 2 FAILED attempts of contacting them they are still doing it and have taken more than the agreed amount. I am unable to get groceries or items for my baby due to this issue and they don’t even care and can’t even answer a phone call or an email.

The customer service is pathetic and I’ll be telling everyone I know to avoid them.

Customer Service
Application Process
Ben W.
Ben W.

Paid off loan then go a email saying I owe $1400

I paid my loan off as normal, three years later I get a email saying I owe $1400 send them statements proving I had paid it. Ignore what I have to say with a reply saying there have been 0 payment made on this account. Absolute disgusting legal scammers
Tarun Harchandani
Tarun Harchandani2 posts

Scam Alert

This company is the biggest scammer of all.
Idk how they are still actvie and the government hasn’t taken them down
Daniel K.
Daniel K.

Cigno Loans AT It Again

Cigno loans is lending again. Last time i checked they ceased loans. Once again illegal activity. And the debt i have never heard from them again not even a debt collector.
Daniel S.
Daniel S.12 posts

they are a scam

at best they are horrible, please, please look elsewhere. You have been warned...
Jasmine H.
Jasmine H.

Worst loan company ever

After my loan was paid out, they continued to send me emails stating that I was still owing money. I emailed back every time and they ignore all emails and all phone calls. You don’t hear back for months and then they send more emails stating that you owe money still. This company needs to be taken down and burnt to the ground, they are an absolute joke. WORST LOAN COMPANY EVER Show details
Absolute5 posts

Do not borrow from these guys

Constant over charging and the rates they use are illegal in Australia as you can not charge over 50% of total value to be paid back absolute scum bags Show details

Disgusting company and incompetence

Borrowed $250.00 from them back in 2022 had surgery to put my account on hold and now I owe them $1500 wow bunch of grubs . Didn’t hear from them over a year and now getting emails left right centre can’t ring them and email them thousands of times never get back to me they need to be burned down Show details
Holly D.
Holly D.

0 stars unauthorised transaction

Last I had a email from Cigno was middle 2022. Out of the blue before Christmas 1 year later a unauthorised debit. Check your accounts
JenJenQLDFar North Queensland, QLD

They are banned for a reason

Would give 0 stars if I could.
Took out a couple of loans with them. not realizing money was still comming out of my Account.
3 loans tottaling around $650. I habe paid oker $3000 in fees and hidden charges. They ignore emails,their phones are disconnected. they should be embarassed to say they work there. I won't stop untill I get my refund. Show details
Dee S.
Dee S.WAPerth, WA2 posts
Customer Service
AnnetteTASHobart, TAS2 posts

Balance review of my loan

Have had an amazing and supportive experience with cigno. However im desperately needing a balance summary of all my payments from start to finish with the amount due. It's for a nils loan and im struggling to get hold of cigno. For some reason my portal won't work have tried several ways and tried retrieving my password which had not been successful unfortunately. Could someone please help me as ive tried leaving messages when ring the cigno contact number but that's not helping either. I'm a bit stuck ......HELP AND THANKYOU
Kimbalee C.
Kimbalee C.VICCentral Highlands and Goldfields, VIC


good when the app actually works. Taken out a few loans with them
RodQLDSouth East Queensland, QLD

Biggest scam in history avoid

Biggest scam in history of loan companies. Took a 250 loan they been charging me 30 a week for nearly a year , criminals need to be shut down

Questions & Answers


Hi, thanks for all the debt i got I can't even find it or even know how much I've lost all my details that was connected to yous, now cos yous have stopped taken out if bank it's affected me for other future opportunities

Rod K.
Rod K.

Dear Cigno, I was wondering if I could apply for another $200 short term loan from Cigno, I have applied for loans several times before with you and paid them off. Yours Sincerely Rodney William King D.O.B 05/08/1963 Unit 7 12-16 Cypress Street Orange NSW 2800 phone 0459976355 BSB 062587 Account Number 10618858


Don’t you will regret it..

Josh M.
Josh M.  

Are you daft??? never post your personal information on the internet like that


Will Cigno
Loans pay back all the interest they scammed of people?

Josh C.
Josh C.  

No they will not ive been scammed by them with the interest and never got a cent back but they do clear your debt for it

See all Cigno Australia questions


About Cigno Loans

Cigno provides short term cash loans of up to $1000 using a wide network of direct payday lenders.

Some features of Cigno Loans include:

  • A high approval rate - all applications are considered, including applications from unemployed people, those with a low income, and pensioners.
  • A 24/7 online platform that lets you apply whenever you want, wherever you want.
  • A quick and easy application process.
  • For some loans, you can access cash within hours.

The cost of your loan depends on the loan term, level of income, and your profile. Check additional fees on the Cigno website.

Points of praise:

  • Most reviewers found that their application was processed quickly, with many saying they got a fast approval.
  • They also said that funds were accessible quickly after their loan was approved.
  • According to reviewers, the customer service at Cigno Loans is excellent; reviewers praised how responsive and helpful the support team were.
CategoryShort Term Loans
Min Money Borrowable $50
Max Money Borrowable $1,000
Awards 2024
Visit official website

Contact info for Cigno Australia

  • ABN: 41648971626 and 43612373734 has affiliate partnerships. These do not influence our content moderation policies in any way, though may earn commissions for products/services purchased via affiliate links.

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