My customer service I revived was low as I didn’t talk to anyone.
No unexpected cost. Just as I thought it would be.
And I’m very satisfied with the rate of the laidback.

Perfect for when you need a small quick loan for unexpected situations like an emergency visit to a vet or replacing a tyre or two. Have used Cigno a few times. Service is excellent.

Charge to much interest. defaulted me 3 times ive been trying to ring them for 3 weeks no answer. give me 14 days to contact them impossible to reach. Automatic reply to email.

Service was easy and hassle free and easily repayable I have been able to pay bills and other needs thanks to cigno and they're very good loan system
Thank you

The online application process was easy, very simple and the information provided was clear and straightforward.

Great service.

Same day cash loan.

The repayment amount was reasonable.

Very happy with the experience.

Will use again.

Never borrowed any money at all from any business
But this con business decided to send me a sms about paying back money due on a certain date.
what a load of w.....s

I would really love to thank Mark angang from cigno loans he called me today after I had sent an email to the cigno loans team he updated my bank account details he's a legend thankyou once again mark

Disgusting absolute joke they are don’t recommend please stay away I have tried to contact them with no reply tryied calling the phone it’s an automated voicemail had to shut my account down to stop them taking more than what they should have .....

I paid manually (on your stupid website) under the option to do so. And now you have also auto drawn on my account as well which has left me with a negative balance of over $300. I have outstanding bills to pay and want this money returned NOW!

They are only scammers.i borrowed 180 dollars and now it's costing me over 850,stay away ,from them . If you miss one payment they charge you nearly $90 a week in fees

Customer service was great. I didn't have any troubles contacting Cigno and speaking with anyone! Money was in the bank the same day, funds were withdrawn as signed for in the contract. ONLY downfall is that is takes a few days for them to recognise/confirm that repayment had been received,,,which shows on the portal/member section. Other than that...no problems for me

Customer Service?? Non existent. You can't call them. Misinformation on there member portal. Tried logging in 30 times this morning. And now, there trying to steal 70 dollars from my bank account today, yet the loan was paid off last Wednesday. CIGNO IS A JOKE!!

I borrowed $500 and they did not say next pay day and they started to deduct the $30 a week without my permission then said I owed $1100...I paid $600 and that's all I'm paying contacted back to report them and I'm going to Consumer Affairs.They don't reply to emails they block you from contacting them and I called them and it says they can't take your call ...All to DODGIE don't waste your time they don't care about you or want to help people ...It's a disgrace to human kind and the owner of this company is GREEDY AS.i am going to see a Lawyer and report this company hope they get deregistered .They should go back to school.anx learn how to help and treated people with respect and think about what there real purpose is here on Earth .

Absolute rip off and has taken advantage of my situation by approving instant loans for no more than $200(to stay within responsible lending criteria), Loan then must be repaid in full on next pay day at the repayment amount of $328.
On a low income with two children, money is always tight and I often give in and apply again when I need to pay for unexpected expenses.
Cigno is aware of this and is able to make alot of money from me without a risk of me falling behind in payments. In the last 12months I have paid over $2000 on top of what I borrowed.
It is so depressing and I recommend you use a responsible lender and steer clear of this robbery.
Goodluck and take care.

helped really well an was very understanding to be able to help me make a plan that works well for me much appreciated I recommend cigno to all my friends very friendly an understanding company

i got a $300 loan with cigno loans nearly 10 months ago , i have paid back over $1257.45 and my owing balance was still $975.15. Please do not use this service at all.

Very friendly and repayments are flexible and ive had no hidden costs i will never change loan company's been with cigno for 3 to 4 years i can't ask for anything better

Used Cigno several times when short of cash. Reliable and fast payment every time. Clear statement of Interest Rate and repayment amounts, never been charged more. Very happy with your service!