??!
1 photo
Citibank Citi Clear Platinum

Citibank Citi Clear Platinum

3.3 from 7 reviews

See the Best Low Rate Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • Low Purchase Rate of 14.99% p.a.

  • Complimentary Purchase Cover and Extended Warranty Insurance

Cons

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • No attached rewards program

Details

CategoryLow Rate Credit Cards and Balance Transfer Credit Cards
Contact Number 1300 300 470
Card TypeVisa
BenefitsReduced First Year Annual Fee
Maximum Credit Limit $100,000
Minimum Income $35,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Rewards ProgramCiti Rewards
Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate14.99% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$99 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate22.24% p.a.
Introductory Offers
Introductory Rate 0% p.a. for the first 9 months
Introductory Offers

0% p.a. on purchases and balance transfers for 9 months

Reduced First Year Annual Fee $99
Balance Transfer Rates
Balance Transfer Period 14 months
Balance Transfer Rate 0% p.a.
Release dateDec 2008

Visit official website

Reviews

Review distribution

5 star
2
4 star
2
3 star
1
2 star
0
1 star
2

Madhuri

MadhuriSydney, NSW

  • 5 reviews

Clear Card with a great interest rate on purchases

published

I wanted a card with a generous credit limit for overseas travel and unexpected dental expenses.
Citibank Clear Platinum offers that and more. I am confident shopping with them with a low purchase rate interest rate, it is more attractive than many cards around. I am very much rate driven and would sign up for this card again if I have to make a new choice.
I also used my card overseas in January holidays and it was easy to use and accepted everywhere.

Transparency
Customer Service
Online Experience
Application Process
Card Start DateDecember 2018
Main Point of ContactOnline
Card / Account Used ForSpecial Purchases
See all answers

Johnny

JohnnyGreater Melbourne (Inner), VIC

  • 3 reviews

Citibank Clear Platinum Does the Job

published

A good card and the application process was straight forward, Surprised by the generous credit limit that was approved , Overseas transaction fees are a little on the high side and no reward points. Easy to use Mobile phone app to keep track of your spending,

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateMarch 2016
Main Point of ContactOnline
Card / Account Used ForEveryday Expenses and Overseas/Travel
See all answers
Fan G

Fan GVIC, 3975

  • 9 reviews
  • 7 likes

worst credit card application ever

published

I was interested with citybank simplicity card due to 5% on shop expense. however I find it is the worst of the worst credit card application ever. the asked for lots of document which I never encounter with any other credit card provider. it is really a waste of time applying credit card with citybank.
I would score as 0 or even minus. if there is such that score.
I would suggest apply with coles, ANZ, CBA, AMEX, 28 degrees. They have excellent customer service, excellent credit card safety, no annual fees and lots of benefit too.

Little butter

Little butter

  • 6 reviews
  • 5 likes

Worst communication and service

published

tiseffies

tiseffies

  • 24 reviews
  • 3 likes

OK

published

basically whilst all is well, this card is good, and you can pay off a bit more than the minimum repayment. annual fee is reasonable, interest rate is very good if only used on purchases. i believe the best one right now.
Staff can be called as harassing if you can't make a repayment, calling every day and without making notes, having people call in more than once a day sometimes. Basically not organised which is a pain when thing get tough.
overseas insurance if you travel
slightly high annual fee, but nothing compared to other cards like its equivalent citibank platinum


Hutcher

Hutcher

  • 34 reviews
  • 5 likes

Excellent

published

vicklet

vicklet

  • 3 reviews

Excellent

published

Easy access over the internet, low interest rate - have only held the Clear Platinum for a short amount of time, but so far so good.
Lower interest rate than the standard Citibank Clear card we held previously.
No reward points.

Questions & Answers

Sorry, there are no questions yet.


Get an answer from our members and Citibank representatives

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.