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Citibank Emirates Citi World Mastercard

Citibank Emirates Citi World Mastercard

1.0 from 2 reviews

See the Best Frequent Flyer & Travel Cards in 2019 as rated by Australians on ProductReview.com.au.

Watered Down Emirates Card

The diluted new version of the old emirates platinum, which is part of the diluted emirates skywards frequent flyer program. From a credit card perspective, yes it works like any card with apps etc The usefulness of the Emirates association is greatly diminished.

-Fewer miles per dollar spent
-Reward flights and upgrades require more points
-Marahaba lounge no longer offered. It needed a clean and a spruce up anyway- but it was better than nothing.

You get:
-Good travel insurance
-Lounge access at departure airport
-Free 'chauffeur' to taxi you within 40 kms

Given that Emirates remains a Skytrax 4 star airline, while Etihad and Qatar are both 5 star, the only good thing is the larger range of destinations associated with the airline.

Not a premium offering as the word platinum suggests. More premium bronze...

Reward regime is a complete fraud

I took this card because I have a high credit card spend and I like flying on Emirates. After 4 months I had spent $38000, much of it overseas so is supposed to attract high points with no cap. After all that, I received 2,000 points. Several complaints resulted in additional points being assigned, but these were later removed with no explanation. This card is expensive and has high interest rates, but most importantly they absolutely misrepresent the points that you can expect from a given spend. Stay away!

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Emirates Citi World Mastercard
Card TypeMastercard
BenefitsComplimentary Travel Insurance
Maximum Credit Limit$100,000
Minimum Income $75,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Rewards ProgramEmirates Skywards
Rates & Fees
Purchase Rate20.99% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$299
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 0% p.a.

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