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Citibank Emirates Citi World Mastercard

Citibank Emirates Citi World Mastercard

1.0 from 2 reviews · View Statistics


  • Up to 50,000 Bonus Skywards Miles on offer

  • Earn up to 1.5 Skywards Miles per dollar

  • 5 Complimentary Insurances including International Travel Insurance

  • Two Complimentary Lounge Passes and Airport Transfers each year

  • 0% p.a. on Balance Transfers for 9 months

  • World Golf Benefits


  • $299 Annual Fee ($149 in your first year)

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after the first 9 months


CategoryFrequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
Card TypeMastercard
BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
Maximum Credit Limit $100,000
Minimum Income $75,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Rewards ProgramEmirates Skywards
Points Earn Rate 1.5 points per $1
Points Conditions
  • 1.5 Skywards Miles per $1 on airline tickets purchased via emirates.com

  • 1.25 Skywards Miles per $1 on eligible International Spend (uncapped)

  • 1 Skywards Miles per $1 on eligible Domestic Spend up to $3000 per statement period

  • 0.5 Skywards Miles per $1 spent after $3,000 up to $10,000 per statement period

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$299 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$5
Interest Free Period 55 days
Cash Advance Rate21.74% p.a.
Introductory Offers
Sign-Up Bonus

Receive 50,000 Miles on your first spend within 90 days of card approval if you apply by 30th June. Receive an additional 10,000 Miles when you spend a minimum of $500 on airline tickets via emirates.com during that period.

Reduced First Year Annual Fee $149
Balance Transfer Rates
Balance Transfer Period 9 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 0%

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2 reviews


    • 3 reviews

    Watered Down Emirates Card


    RichardGreater Melbourne (Inner), VIC

    • 2 reviews
    • 1 like

    Reward regime is a complete fraud


    I took this card because I have a high credit card spend and I like flying on Emirates. After 4 months I had spent $38000, much of it overseas so is supposed to attract high points with no cap. After all that, I received 2,000 points. Several complaints resulted in additional points being assigned, but these were later removed with no explanation. This card is expensive and has high interest rates, but most importantly they absolutely misrepresent the points that you can expect from a given spend. Stay away!

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