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Citibank Emirates Citi World Mastercard
See the Best Frequent Flyer & Travel Credit Cards in 2019 as rated by Australians on ProductReview.com.au.
Pros
Up to 60,000 Bonus Skywards Miles on offer
Earn up to 1.5 Skywards Miles per dollar
5 Complimentary Insurances including International Travel Insurance
Two Complimentary Lounge Passes and Airport Transfers each year
0% p.a. on Balance Transfers for 9 months
World Golf Benefits
Cons
$299 Annual Fee ($149 in your first year)
3.4% International Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate after the first 9 months
Details
| Category | Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards |
|---|---|
| Card Type | Mastercard |
| Benefits | Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer |
| Maximum Credit Limit | $100,000 |
| Minimum Income | $75,000 |
| Additional Cardholders | 4 |
| Additional Cardholder Fee | $0 p.a. |
| Rewards Program | Emirates Skywards |
| Points Earn Rate | 1.5 points per $1 |
| Points Conditions |
|
| Contactless Payments | Apple Pay and Samsung Pay |
| Rates & Fees | |
| Purchase Rate | 21.49% p.a. |
| Cash Advance Fee | 3.5% |
| Late Payment Fee | $30 |
| Annual Fee | $299 p.a. |
| Foreign Transaction Fee | 3.4% |
| Overseas ATM Withdrawal Fee | $5 |
| Interest Free Period | 55 days |
| Cash Advance Rate | 21.74% p.a. |
| Introductory Offers | |
| Sign-Up Bonus | Receive 60,000 Skywards Miles (50,000 Miles on your first spend within 90 days of card approval and additional 10,000 Miles when you spend a minimum of $500 on emirates.com during the period) |
| Reduced First Year Annual Fee | $149.00 |
| Balance Transfer Rates | |
| Balance Transfer Period | 9 months |
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Fee | 0% |
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T-Man
- 2 reviews
- 3 likes
Watered Down Emirates Card
The diluted new version of the old emirates platinum, which is part of the diluted emirates skywards frequent flyer program. From a credit card perspective, yes it works like any card with apps etc The usefulness of the Emirates association is greatly diminished.
-Fewer miles per dollar spent
-Reward flights and upgrades require more points
-Marahaba lounge no longer offered. It needed a clean and a spruce up anyway- but it was better than nothing.
You get:
-Good travel insurance
-Lounge access at departure airport
-Free 'chauffeur' to taxi you within 40 kms
...Read more
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Reward regime is a complete fraud
I took this card because I have a high credit card spend and I like flying on Emirates. After 4 months I had spent $38000, much of it overseas so is supposed to attract high points with no cap. After all that, I received 2,000 points. Several complaints resulted in additional points being assigned, but these were later removed with no explanation. This card is expensive and has high interest rates, but most importantly they absolutely misrepresent the points that you can expect from a given spend. Stay away!
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