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Citibank Citi Signature Qantas

Citibank Citi Signature Qantas

5.0 from 1 review

See the Best Frequent Flyer & Travel Credit Cards in 2019 as rated by Australians on ProductReview.com.au.

Pros

  • Up to 150,000 Bonus Qantas Points on offer

  • $49 Annual Fee in your first year

  • Earn up to 1 Qantas Point per $1 spent

  • 0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

  • Complimentary Insurances, including International Travel Insurance

Cons

  • $444 Annual Fee after your first year

  • Minimum Credit Limit of $15,000

  • 3.4% International Transaction Fee

Details

Citibank Citi Signature Qantas
CategoryFrequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
Minimum Credit Limit $15,000
Maximum Credit Limit $100,000
Additional Cardholders 4
Additional Cardholder Fee $0 p.a.
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 1 points per $1
Points Conditions
  • 1 Qantas point on eligible International Spend (uncapped)

  • 1 Qantas point on Domestic Spend made directly with major airlines, hotel chains and restaurants in Australia (uncapped)

  • 0.75 Qantas points on Domestic Spend made directly at major supermarkets, petrol outlets and national retailers (uncapped)

  • 0.5 Qantas points on all other Eligible Transactions up to $20,000 per statement period

Contactless PaymentsApple Pay and Samsung Pay
Rates & Fees
Purchase Rate21.49% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$444 p.a.
Foreign Transaction Fee 3.4%
Interest Free Period 55 days
Cash Advance Rate22.24% p.a.
Introductory Offers
Sign-Up Bonus Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
Reduced First Year Annual Fee $0.00
Balance Transfer Rates
Balance Transfer Period 15 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%

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Very happy with this card

This is my daily-use card. I have had it for more than 10 years, originally for business purposes, but now for personal use. It is linked to my Qantas Frequent Flyers account and has racked up hundreds of thousands of points over the years which we have been enjoying in our retirement.
Monthly payments are handled automatically from our bank account (different bank to the card).
I primarily use it in Australia as the charges on overseas transactions are a disincentive to use it unless, as I have, needed it in an emergency. My ING refunds all the charges on my Orange Debit Card for overseas transactions as well as ATMs in Australia.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateJanuary 2006
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping, Overseas/Travel and Special Purchases

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