Entry-level credit limit of $500 minimum
Can earn either Commbank Awards points or Qantas Frequent Flyer points
High Balance Transfer Rate (5.99%)
Awards points earn rate capped at 50,000 per annum
Qantas points earn rate capped at 12,000 per annum
Switching to Qantas points program incurs an additional $30 annual fee
Good card for Lots if Rewards
My Commonwealth Bank Rewards card is easy to use. I have had this card for many years. All you need to do is pay for anything every time you shop and watch your points accumulate on your card. These points are great for all sorts of rewards and are very handy when you want to redeem for different things. I particularly like to redeem supermarket vouchers like Coles and Woolies. These rewards are also handy for special occasions like Birthdays and Christmas. The supermarket vouchers are available straight away via e-gift cards. Other rewards such as electrical, outdoors and more generally take between 2-4 weeks to arrive depending on their availability and where they are coming from.
Love CBA standard Visa
How good are CBA ... they send me a text three days before my payment is due reminding me to pay on time and if that is not enough I have been informed that they have waived the annual fee this year. No complaint from me. And I don't even have a CBA bank account.
This is my everyday credit card
Partner and I have 2 COMBANK Mastercard Diamond cards on the one account with a large limit. I pay all bills and spend about $5,000 per month, converting all award points to QANTAS. After 5 years I have accumulated enough Qantas Points to buy 2 around the world business class tickets, mostly as a result of this card. I did not transfer any balance to this card but very satisfied with the rewards and the ease of transfer to QANTAS. I pay card off in full every month. The NETBANK App and website are very easy to use.
Commonwealth Bank has been the most reliable bank. The app is very easy to use and they are very good at letting you know when the app will be down. The Mastercard has some good benefits as well.
Been with Combank for over 20 years (and I'm only 29)
I am very satisfied with my com bank cards, the credit cards are easy to use (maybe a little too easy) but also easy to pay off and with the option to transfer between accounts with the app makes it a lot easier!
Does what it is meant to.
Have used this card for many years and it just works. I have had to get a chargeback done once, due to problems with a dishonest business and it almost worked properly. Qantas points have been halved in last couple of years and interest rates still very high.
J and T Smith
Easy to use, with great awards system!
I have had a Commonwealth Bank Awards Credit Card for over 6 years. It has been very easy to use within Australia and also overseas. I have used it multiple times overseas and never had any issues. Very easy to see your available balance and make payments to the card via netbank and online banking. I mostly used the cash bank for my awards from the card, which I really liked that I could use it towards the purchases made on the card. It was easy to redeem points, as each purchase earns you points. Redeeming the points was always a fast and easy process to follow. The yearly fees on the card werent bad compared to what other banks are offering. Would highly recommend this product.
35 years with my CBA Credit Card :o)
No problems using my credit card in Indonesia or New Zealand :o)
Very easy to transfer money into this credit card from my other accounts
Good reward system - I love the petrol/fuel cards!
September 4th 2019 Update: Worry-free Transactions with my Commonwealth Bank MasterCard
I've banked with the Commonwealth for 40 years!! I highly recommend their MasterCard credit card as this Bank take honesty and security seriously. They are right up there with their services on fraud and illegal users gaining access and have helped me out on several occasions when my card has been accessed - which was a godsend as it was them who contacted me within minutes of the transaction taking place. Thank you Commonwealth Bank credit card staff!!
Easy to use, great protection options.
have had this card for a few decades, the best bit is being able to control how it is used via netbank, i can turn tap on and off, i can disable international payments in store and online, if anything looks fishy they call me up to ask, I pay the whole balance off every month so don't have interest charges, overall happy with the service.
I am glad I obtained this. This bank provides the best customer service. It's easy to do transfers, provides benefits such as no interest on purchase and annual fee waive off. I will continue to use this product.
Very good bank card
The only bank I'd use as customer service is really good and available for 24 hours. Rewards points aren't the best and I wish it could be better, transaction may sometimes sit at the pending section for a couple days before its cleared
Easy to use
Easy to apply, only took less than a week to complete the application. It also can be used when you travelling overseas, but be aware of the administration fees and currency rates.
very very easy to use especially with the phone app which tells you exactly what you bought and when from notifications. The customer support is also very professional when it came to fixing problems.
No issue with the card itself. Easy to transfer and check balance. CommBank always update their software and banking apps so it is secure and ready to go. More rewards would be good.
I have used it in several other countries, and found it accepted with no issues. The rewards are satisfactory and we use the gold card for overseas travel insurance, which has saved us a lot of money, when compared to most other travel insurance options. Redeeming points is mostly done, but sometimes the product has taken a long time to be delivered.
Good deal - for me
I have a Diamond Card which fortunately I do not have to pay for (free through an affinity program). The travel insurance feature is excellent and provides significant savings. The rewards feature is satisfactory as we use our cards a lot. I now take my rewards as gift cards for supermarkets. Again I extract good value from this card feature. The big negative is the foreign transaction fee on credit card transactions overseas so I have a secondary card from another bank which I use overseas to avoid these foreign transactions fees. I have always had good service when problems arise and would recommend this card if you can get a deal to avoid annual fees.
Great customer service
I've been using CBA for several years and haven't has any problems. Have used card when travelling overseas without issue. The rewards side of things is not that great but good to receive something for nothing. Easy to redeem points.
Have been very pleased with this card have had no trouble overseas the card has always worked with no hiccups my husband and I would recommend this card. We have never had any trouble wherever we have used it Thankyou
Have been with bank for years
Don’t use much mainly for online purchases and hotel bookings .Doesnt earn any points but have all my a/cs with this bank so find it easier to have it there
Low rate Excellent reliability
Quite happy with this card as it has very good reward program. I used in Europe and Asian trips and some of purchasing done on that never had any issue. Highly recommend based on my 10 year with this card.
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