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Commonwealth Bank Commbank Essentials is no longer operating/trading. See the Best Credit Cards.
Commonwealth Bank Commbank Essentials

Commonwealth Bank Commbank Essentials

Commonwealth Bank Commbank Essentials
1.6

3 reviews

Positive vs Negative
33%67%
Transparency ?
2.5
Customer Service
2.5
Rates and Fees
2.0
Rewards
1.0
Online Experience
3.5
Application Process
3.0
9.90% p.a Interest Rate on Purchases
Accessible Minimum Credit Limit of $400
$5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)
3% International Transaction Fee
Maximum Credit Limit of $3,000 may be too low for you
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3 reviews
Molly J.
Molly J.
 

Commbank holds on to my money – Tried to make a payment to a well known licensed (with AUSTRAC) crypto exchange (SWYFTX). Despite making the same transfer several times in the past, Commbank fraud department asked for me to call and validate the payment and verbally agree that Commbank were not at risk. Happily did this but Commbank proceeded and reversed the transaction. As I had triggered the monthly transfer limit for the month, Commbank declined the following payment. Here's the irony - I invest in crypto (BTC) as store of wealth and because there is no counter-party risk to owning it, meaning it avoids the risk that someone (ie Commbank) will tell me what I can or can't do with my money.

Harry
Harry15 posts
 

Fraudulent bank accounts at CBA – Perfect bank to open fraudulent bank accounts, didn’t even know you can still do this thing this day an age, me not been a customer ask institution for genuine details refused me assistance, so sto ring me harassment over the phone to me then,

  • Card Start Date: August 2024
  • Main Point of Contact: Branch
Goutham K.
Goutham K.VIC6 posts
 

This is a perfect credit card – I have used thIa credit card overseas on my holiday in April. I wasn't having any issues with card, and their overseas transaction fee is not to high. This helped me when i was short with money.

  • Card Start Date: May 2019
  • Main Point of Contact: Branch
  • Card / Account Used For: Everyday Expenses, Online Shopping and Special Purchases

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