Used to be fantastic, now not so.
Defence Health Travel Insurance used to be the best provider on the market by far.
We are very frequent travellers who have used this product travelling to over 100 countries, only ever having claimed 4 times in 20 years.
Unfortunately they sold out to Allianz who are painful to deal with and have so many exclusions in their PDS.
NOT covered for pandemics, despite having booked everything six months prior to any of this coming out.
Are covered if Defence says you can’t go provided it doesn’t clash with any other of their many exemptions.
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