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Fast Cover Travel Insurance
Comprehensive, Basics, Standard Saver, etc... (See All)Pros
Details
Features
- Unlimited COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses and up to $5,000 COVID-19 Trip Cancellation & Disruption.
- There are 5 types of cover - Comprehensive, Standard Saver, Basics, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver (for multi-trips). You can also buy add-on packs for different types of sports.
- These policies are available for solo travellers, students, seniors, couples, families, groups and seniors up to 89 years of age (however if you’re aged 80-89, the default excess you’ll pay for injury or sickness is $2,000).
- There is a standard excess of $200, which can be reduced to $100 if you pay a more expensive premium. If you’re already overseas and purchase a policy, there is a $500 standard excess.
- You can add dependents 20 years and younger onto a single or family policy for an additional cost. Grandchildren can be added to either a single or family policy.
Points of Praise
- Reviewers happily reported that Fast Cover provides good value for its policies. The insurer offers competitive premiums compared to similar policies with other brands.
- It was easy to set up policies online, as the application process was quick and straightforward.
- Customer service staff at Fast Cover were described as friendly, helpful and easy to deal with. The use of a local call centre that you can call was also appreciated by some policyholders.
 | | | | |
|---|---|---|---|---|
| Category | Travel Insurance | Travel Insurance | Travel Insurance | Travel Insurance |
| Underwriter | Hollard | Hollard | Hollard | Hollard |
| Maximum Age Covered | 89 years old | 89 years old | 89 years old | 69 years old |
| Medical Coverage | ||||
| Overseas Emergency Assistance | Unlimited | Unlimited | Unlimited | Unlimited |
| Accidental Death | $25,000 | Not Included | Not Included | $25,000 |
| Emergency Dental | $1,000 | $500 | $750 | $1,000 |
| Pregnancy (max weeks) | 23 weeks | 23 weeks | 23 weeks | 23 weeks |
| Resumption of Journey | $3,000 | Not Included | $2,000 | $3,000 |
| Hospital Cash Allowance | $5,000 | Not Included | Not Included | $5,000 |
| Overseas Emergency Medical & Hospital Expenses | Unlimited | Unlimited | Unlimited | Unlimited |
| Loss of Income | $10,400 (Max $400 per week up to 26 weeks) | Not Included | Not Included | $10,400 (Max $400 per week up to 26 weeks) |
| Permanent Disability | $50,000 | Not Included | Not Included | $50,000 |
| Luggage & Personal Effects | ||||
| Theft of Cash | $250 | Not Included | Not Included | $250 |
| Delayed Luggage | $750 | Not Included | Not Included | $750 |
| Credit Card Fraud | $5,000 (combined with Travel Documents cover) | Not Included | $2,000 (combined with Travel Documents cover) | $5,000 (combined with Travel Documents cover) |
| Travel Documents / Passport | $5,000 (combined with Credit Card cover) | Not Included | $2,000 (combined with Credit Card cover) | $5,000 (combined with Credit Card cover) |
| Maximum Single Item Limit | $3,000 (computer or camera), $1,000 (phone or tablet), $750 (all other items) | $3,000 (computer or camera), $1,000 (phone or tablet), $750 (all other items) | $3,000 (computer or camera), $1,000 (phone or tablet), $750 (all other items) | $3,000 (computer or camera), $1,000 (phone or tablet), $750 (all other items) |
| Luggage & Personal Effects | $15,000 | Optional up to $2,000 | $5,000 | $15,000 |
| Ancillary | ||||
| Personal Liability | $5,000,000.00 | $1,000,000.00 | $2,500,000.00 | $5,000,000.00 |
| Rental Vehicle Excess | Optional, up to $8,000 | Not Included | Optional, up to $8,000 | Optional, up to $8,000 |
| Motorbike / Moped Coverage | Included up to 50cc, optional for any vehicle over 50cc | Included up to 50cc, optional for any vehicle over 50cc | Included up to 50cc, optional for any vehicle over 50cc | Included up to 50cc, optional for any vehicle over 50cc |
| Domestic Pet Care | Not Included | Not Included | Not Included | Not Included |
| Special Activities Packages | ||||
| Golf | Included | Included | Included | Included |
| Cruise | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
| Adventure | Optional Extra | Not Included | Optional Extra | Optional Extra |
| Snow / Ski | Not Included | Not Included | Not Included | Included |
Reviewer Photos & Videos
- 2 reviews
Easy to set up, good cover (including for COVID-19 related items) and affordable.
- Value for Money
- Incentivised Review No
- See all answers
- 3 reviews
- 1 like
So far I have purchased the policy. A very easy process online, I needed to amend the dates and again exceptionally easy to do. Comparative price and coverage while not the cheapest seemed to offer very good cover for the money.
- Incentivised Review No
- DestinationEast Asia (e.g. China, Japan, South Korea)
- Claim Made No
Hi Wendy, thanks for your review about how easy you found using our fastcover.com.au website use while purchasing and amending your travel insurance policy online. We are elated to hear you found our ...
Read morepolicies offer 'VERY GOOD COVER FOR THE MONEY'. We like to make sure that all our travellers know what they are and aren't covered for, so there's no surprises at the end! Hope you have a safe and enjoyable trip! Kind Regards, Rola
The reviews were very good so I decided to obtain coverage at the good price offered.
- Value for Money
- Transparency
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Hi satony19, thank you for taking the time to share your feedback. We're glad to hear that you found our policies are a great value and provided the cover you need, which includes cover for COVID-19 f...
Read moreastcover.com.au/covid-19-travel-insurance! We hope you have an amazing trip! Kind Regards, Rola
Easy to set up, great choices, fair on the price, returning client.
- Value for Money
- Transparency
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Find out how Fast Cover Travel Insurance compares to other Travel Insurance
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- 3 reviews
- 3 likes
Found insurer on Finder. Wanted COVID-19 cover before travelling, competitive rate, third party or independent review and immediate cover online. Fast Cover fitted the bill and so far, so good.
- Value for Money
- Transparency
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Hi Derek, we appreciate you taking your time to leave your feedback and we're so happy to hear that you found our COVID-19 cover fastcover.com.au/covid-19-travel-insurance provides you with the covera...
Read morege you need! Hope you have a great trip! Kind Regards, Rola
- 2 reviews
Great value travel insurance for me & my partner.
Travelling to multiple countries in Europe. Easy process & a week after buying my policy I had to change the dates by adding one day. The process took less than 5 minutes. Brilliant service. Very happy.
- Value for Money
- Transparency
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Hi D.Robb, it's so good to hear that you find our policies great value, and buying a policy from our website fastcover.com.au and making changes was easy. Thanks for choosing Fast Cover and remember y...
Read moreou'll receive a loyalty discount next time you travel. Hope you have a lovely trip! Kind regards, Sally
Easy to purchase. Hassle free. Easy to understand. Convenient. Would defintelty recommend to family and friends.
- Incentivised Review No
- DestinationEast Asia (e.g. China, Japan, South Korea)
- Claim Made No
Hi Ma Carmela, we're so happy to hear that you've had an easy and hassle free experience purchasing your travel insurance policy on our fastcover.com.au website. We hope you have a safe and enjoyable trip! Kind Regards, Rola
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Good value for money, we didn't need comprehensive insurance just to make sure we got hospital and medical cover as we are staying with someone while in Singapore and not needing accommodation insurance, and our airfare has cancellation insurance anyway.
- Value for Money
- Incentivised Review No
- See all answers
Hi Dean, we're glad to hear that you found our policies are a great value. We like to make sure that all our travellers know what they are and aren't covered for, so there's no surprises at the end! (...
Read morefastcover.com.au/covid-19-travel-insurance). Kind Regards, Rola
First time user of this service. Happy with it so far.
- Value for Money
- Incentivised Review No
- See all answers
Hi Graeme, we appreciate you taking the time to leave your feedback and are so glad to hear that you've had a positive experience for far. We hope that you have a safe and enjoyable trip! Kind Regards, Rola
Find out how Fast Cover Travel Insurance compares to other Travel Insurance
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Very easy to read and find a quote. Lovely customer service lady as well. Great Covid policy too.
- Value for Money
- Transparency
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Hi Matthew, we're so glad you've found our website easy to read and to get a quote - we do our best to make this part of your travels simpler so that you can get on with planning the things that you w...
Read moreant to see and do on your trip! Thank you for taking the time to let us know what you think - we really appreciate it : ) Kind regards, Sally
The process is straightforward, simple, and easy to understand. Prices of insurance are good and everything is very streamlined. Haven't made a claim yet, but all the rest I highly recommend.
- Incentivised Review No
- DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
- Claim Made No
Hi LKA, Thanks for the review about fastcover.com.au. Glad you found the process simple and are happy with the price. Kind regards, Craig.
- 4 reviews
I started using Fast Cover about four years ago when my previous go-to budget insurance company (1-Cover) suddenly jacked their prices up. I've reviewed Fast Cover positively twice before during those years, but after a long Covid-induced break from travel for two and a half years, I did some shopping around to make sure they were still the best bang for the buck and I'm glad to say they are. Here's what I like about Fast Cover:
They're not the absolute cheapest, but they are the only company among the cheap ones that has an up-front and easy...
Read more to understand PDS (Product Disclosure Statement; the rules governing what they will pay for and what they won't). All the other cheapies have deliberately confusing and difficult-to-read PDS' and once you read the fine print you'll see that the others have loopholes that they'll use to wriggle out of paying in the event of a claim. The worst offender for this is Budget Direct. Go and have a look at their reviews to get a glimpse of the nightmare scenarios that happen when a company leads you to believe you're covered for certain things when in fact you're not. I also like the user-friendly website and the big, chunky layout which makes it easy to compare policy types, check the PDS, get quotes, buy policies and extend them once overseas. Some of the other companies have fiddly websites which make this a real pain. I also like the colourful, fun theme of the website. Not only do websites like this brighten up your day a bit but it shows that the company prioritises user experience which usually tends to be an indicator of how your interaction with them will be in other areas. There's only one element of the website I don't like, but more of that later. One of the main things I like is that if you have a query about a policy or want some advice before committing to a policy, you can ring their number AND SOMEONE IN AUSTRALIA WHO ACTUALLY WORKS FOR THE COMPANY WILL ANSWER THE PHONE STRAIGHT AWAY AND GIVE YOU THE ANSWERS YOU NEED. You won't be on hold for an hour, you won't end up talking on a scratchy line to a call centre in India only to not get your question answered. Another big advantage of this company is that if you take out a lengthy policy (let's say a year), if you have to break your trip and come back to Australia for some reason, your policy stays active and will resume when you leave Australia to carry on with your trip. This is not how many of the other companies do it. You would think that if you bought a years worth of travel insurance, you'd be covered for a year, right?! But many of the other companies hide a clause in their PDS that says "Your policy starts when you leave your house for your holiday and ends when you return to your home". So that means that if you have a policy for one year and have to return home after 2 months, your policy dies the minute you arrive home. I almost learned this the hard way several years ago and realised to my horror that for years there'd been many times I thought I was covered when in fact I wasn't thanks to this clause. However, Fast Cover do it differently; briefly returning home won't kill your policy.- Value for Money
- Transparency
- See all answers
Hi Justin,
Thank you for your very comprehensive review and choosing fastcover.com.au. I'm sure your comments will be of use to your fellow travellers. ...
Read more Fast Cover does focus on helping travellers and making travel insurance as simple as possible. Whether that be an easy to use website, simple PDS, answering questions over the phone, managing your policy or being there 24/7 in an emergency situation. In regards to your feedback about logging into an old policy to access your loyalty discount. We're aware logging into an old policy may not be the ideal process and we are working on a solution. Thanks again, CraigFind out how Fast Cover Travel Insurance compares to other Travel Insurance
Know better, choose better.
- 2 reviews
It was my first time and the process went smoothly, overall I was very happy. I did a quick comparison and the price was good!
- Incentivised Review No
- DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
- Claim Made No
Hi Gordon, Thanks for the review and choosing fastcover.com.au. Glad you process was smooth and you found the price good. Have a great trip, Craig
simple easy online experience to get the cover that I customised
- Incentivised Review No
- DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
- Claim Made No
Hi Kew
We're glad that you found you found our website simple and easy and had a positive online experience.
We hope you don't need it, but if you do, our Emergency Assistance team is available 24/7 ...
- 2 reviews
Easy to set up. Use this company each time I travel.
- Incentivised Review No
- DestinationAustralia
- Claim Made No
Hi Swen
We really appreciate you being such a loyal Fast Cover customer and are so glad to hear you've had a positive experience dealing with fastcover.com.au.
We appreciate you taking the time to lea...
Questions & Answers
Hi, would you please clarify if your policy covers this scenario:
If flight is cancelled or delayed by airlines that causes missing a pre-paid 12-day guided tour, would I be covered for all flights plus tour costs?
Thank you in advance
TTN
Hi there!
Whether or not you have cover would depend on the reason for the flight cancellation or delay....
Read moreThere is cover if the reason for the cancellation or delay is due to a strike, riot, hijack, civil protest, severe weather or natural disaster. If the flight delay or cancellation is due to an airline issue (for example: they don't have enough staff, or they have a technical or mechanical problem with their aeroplane), then you should seek compensation from the airline, as these situations aren't covered under our policies. Please see our PDS for further information (fastcover.com.au/pds) Kind Regards, Fastcover Team
Hi, does this cover flight cancellations?
Hi Teresa
There is cover on the Comprehensive and Standard Saver policies under the Cancellation Benefit for flight delays or rescheduling by a bus line, airline, shipping line or rail authority if ...
Read moreit is due to a strike, riot, hijack, civil protest, severe weather or natural disaster.
Travelling brisbane aust to norfolk island on package 8 days flying in and out two of us aussie citizens 87 and 86 what is quote
Hi Rita,
If travellers are looking for a quote, it is best to visit fastcover.com.au or call us on 1300 409 322 to check eligibility and get a travel insurance quote. ...
Read more Based on the trip details you have provided, we wouldn't be able to provide cover at present. Kind regards, CraigGet an answer from our members and Fast Cover Travel Insurance representatives
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Hi Josh, Thanks for choosing Fast Cover and your review about Fast Covers COVID-19 Travel Insurance (fastcover.com.au/covid-19-travel-insurance). We are absolutely delighted that you find us easy to s...
Read moreet up while giving you good cover in an affordable price. Your review means a lot to us! We hope you have a safe and amazing trip! Kind Regards, Ashly.