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Tick Travel Insurance

Tick Travel Insurance

 Verified🏆 2026www.tickinsurance.com.au
Tick Travel Insurance
4.4

3,895 reviews

Positive vs Negative
84%16%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
  •  · 
  • Never
Claim ApprovedYes · No
Transparency ?
4.0
Customer Service
4.0
Value for Money
4.3

 AI reviews summary 

Overall sentiment for Tick Travel Insurance is highly positive regarding the initial purchase phase, with users frequently highlighting competitive pricing and a user-friendly online application process. However, a significant divide exists between those who have only purchased a policy and those who have attempted to claim. While some claimants report efficient service and quick payouts, a recurring segment of negative feedback flags difficult claims assessments, strict adherence to narrow PDS definitions (particularly regarding flight delays and medical treatment after returning to Australia), and repetitive requests for documentation.

Pros
Competitive Pricing: Frequently cited as the most affordable option on the market, especially for seniors, families, and travellers with pre-existing medical conditions.
User-Friendly Digital Experience: The website and application process are praised for being intuitive, fast, and easy to navigate, with clear side-by-side policy comparisons.
Efficient Customer Service: Multiple users report helpful, knowledgeable, and accessible phone support when needing to amend policies or clarify coverage details.
Broad Coverage Options: Positive feedback regarding specific inclusions, such as motorcycle/scooter cover in Bali, pregnancy cover up to 30 weeks, and various adventure sport add-ons.
Cons
Stringent Claims Requirements: Significant complaints regarding an "exhausting" claims process, including repetitive requests for the same documents and a perceived "fine print avoidance" strategy to deny claims.
Narrow Coverage Definitions: Recurring issues where travellers were denied for flight delays under 12 hours, airline "operational reasons," or medical expenses incurred after returning to Australia.
Account and Technical Issues: Some users experienced difficulties logging into existing accounts, finding that the system failed to recognise their details or pre-fill information for repeat purchases.
Excess Application: Confusion and dissatisfaction regarding how excesses are applied, with some users surprised to find multiple excesses charged for different items within a single incident.
Verdict

Tick Travel Insurance is a strong contender for travellers seeking budget-friendly premiums and a seamless online setup. While many find the service reliable, prospective customers should meticulously review the Product Disclosure Statement (PDS) to understand specific exclusions and strict claim triggers before purchasing.

4 Nick  · Good value for money coverage. Thankfully, I've never had to claim.
5 Leonie T  · Easy purchase of travel insurance for our next trip overseas
4 Chris C  · I found it so easy to decide to choose Tick travel insurance . Fast and well priced.
4 Brandon  · Process was good and easy to get, the price competitive
5 Adam  · Very easy to navigate and sort what I needed for the family. Will definitely use again for my travel needs.
5 Bryan B  · Great product. We have used before and they were great when we made a claim.
Rachel
Rachel
  Tick Travel Insurance - Standard

Have previously used Tick and was very happy with the response when my husband had to attend Emergency Hospital care in Germany. I also love the fact that my Coeliac Disease does not attract any extra fees - very grateful! Show details

Ask the reviewer
Anna M
Anna M
  Verified Tick Travel Insurance - Top

Very easy to navigate the website and clearly sets out the specs of each policy, have used TICK before, never had a claim against any travel insurance policy luckily, but will use TICK again Show details

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Reviews with attachments

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Vic
Vic
  Fair Incentive Tick Travel Insurance - Standard

Easy accessable fair travel cover that gives peace of mind Show details

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Rene Schreuder
Rene Schreuder
  Tick Travel Insurance - Standard

Hudge comfort to know you're covered for unexpected surprises , when being away from home. Show details

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Leaenda Ingram
Leaenda Ingram
  Verified Standard

Good value for the length of the trip. The information is set out clearly to make the informed choices required. Show details

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Gabby
GabbyVIC2 posts
  Fair Incentive Tick Travel Insurance - Top

Easy process to follow to select the plan I needed. No issues with the process at all. Show details

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Miriam H
Miriam HNSW2 posts
  Fair Incentive Verified Budget

Great service, value and easy to pick . 3 reasons why you should travel with TICK!! Show details

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Fiona
FionaWA7 posts
  Tick Travel Insurance - Standard

I did not have to use the insurance as my trip went very smoothly. Signing up was easy. Show details

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Keith Narellan
Keith NarellanNSW2 posts
  Fair Incentive Verified Tick Travel Insurance - Standard

very easy to use it explains what is available and cost is very good compared to others. I used the compare the market .com Show details

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Troy Sully
Troy SullyWestern Australia
  Fair Incentive Verified Tick Travel Insurance - Top

Ive travelled alot and looked through alot of different policies. Ive found tick the best value and very easy to deal with. I will continue using tick for my travel insurance Show details

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Mic
Mic
  Verified Tick Travel Insurance - Top

Great value for money . I didn’t need to claim but I’m sure if I did Tick would be there . I have booked another 2 trips for 2026 and have booked Tick Travel Insurance for both of these trips. Show details

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Denise Mills
Denise MillsWA
  Fair Incentive Tick Travel Insurance - Standard

Quick easy quotes. Good value for money.giving peace of mind. Show details ·  1

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Forbes K
Forbes KVIC
  Verified Tick Travel Insurance - Budget

I have travelled frequently in recent years, and choose Tick every time. Yes their prices are the best, but also the options they have, with differing levels of coverage to suit my needs. I made a claim once, and it was resolved promptly. Show details ·  1

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Laiju
LaijuQLD5 posts
  Verified Tick Travel Insurance - Standard

Hello fellow Australians, A big warning for your travels. I travelled from Brisbane to Bali with Batik Air, then onward to India. I purchased travel insurance from Tick Travel Insurance. Due to Batik Air delaying my flight from Brisbane by more than 5 hours, I missed my connecting flight from Bali to India. As a result, I had to stay overnight… Read more

in Bali and purchase a new ticket to India with a different airline at my own expense.

I submitted a claim to Tick Travel Insurance for these costs, but they refused the claim, stating that the flight delay did not meet their requirement of a 12-hour delay.

This condition was not clearly highlighted at the time of purchase. The insurance was paid for, and only afterward was a disclosure statement sent with the invoice. Had I known about this 12-hour delay requirement beforehand, I would not have purchased this insurance.

In my view, this is misleading to consumers. Please be very careful and read all the fine print before purchasing travel insurance from Tick Travel.

Latest follow-ups

luke
luke4 posts
  Tick Travel Insurance - Standard

Tick insurance is not legit. Don't trust reviews here. They are a total con and they offer no "unlimited"policy. I was st^pid and gullible enough to trust fake reviews here of people who never made a claim. Some maybe offered rewards to write fake… Read more

positive reviews or maybe employees. When I fell sick abroad, they didn't contact me. I paid money to hospital and return ticket and when I returned to Australia, they told me "you did not proof of travel" and I had given them tickets, copies of visas, transit hotel in Singapore and its in public record the Abu Dhabi Air space was closed on 3/03/2026, yet they paid nothing. I got abused and bullied for filling a claim and may have to go to court. Would be good for class action by others who got injured

 Follow-up  · I suffered from Malaria and Vertigo. A practicing doctor overseas certified the medical report(the document on Tick Insurance website) and gave me treatment for vertigo. I was also treated from malaria and paid-given Tick Insurance absconded when I filed claim and never contacted me when overseas, other than to acknowledge I had filed the claim. A… Read more

Tick Travel Insurance
Tick Travel Insurance    

Hi Luke, I’m sorry to hear about your… Read more (+3 replies)

travelss58
travelss58NSW5 posts
  Tick Travel Insurance - Standard

All the benefits at a fraction of the price – If you travel you must have travel insurance. Very surprised benefits were identical to big names, but less 1/3 price. You have all my business now Tick Show details ·  1

 Follow-up  · Well the unexpected happened whilst in Norway, needing surgery and delayed return home, TICK covered all covered costs. And yes we are using them again for our pending European Adventure

Julie Headford
Julie HeadfordWA
  Fair Incentive Tick Travel Insurance - Standard

We always choose Tick Travel Insurance for our holidays. We have had a Tick policy for the last 4 holidays. They have very competitive rates, give you multiple choices for the type of cover and are good value. Policies are super easy to select and purchase. I don’t compare insurers anymore, I just pick Tick Travel. Show details

 Follow-up  · No We haven't used an app. To be honest I didn't know there was one. We have never had to deal with customer service as we have never had a claim or query. In regards to medical coverage, we just pick the cover that suits our needs. We do have medical issues which have been declared to Tick and there's never been any issues getting the cover we requested/required.

Positive reviews

Mumma Mel.
Mumma Mel.4 posts
  Fair Incentive Top

This is my fourth time using using Tick insurance, luckily I haven’t had to make a claim but continue to choose them for their competitive prices and discounts they give for loyal customers. Show details

Bev forde
Bev fordeWA
  Fair Incentive Tick Travel Insurance - Standard

I always use tick travel at least twice a year for the pastc5 years, price is very competitive, medical screening is very easy to navigate as is the whole process, never had to make a claim. Show details

Luke R
Luke RVIC
  Fair Incentive Tick Travel Insurance - Standard

Fantastic to find an insurance company that allows for a bigger older family to be captured on a single policy without have to create multiple policies. Very easy to add medical needs - and one of my adult kids with medical conditions didnt increase the cost of Insurance either after declaring it. Ive uses Tick several times now, competitive pricing and easy to set up. Show details

Negative reviews

Keegan R.
Keegan R.11 posts
  Tick Travel Insurance - Budget

Injured overseas? No cover back in Australia! I had snow sport injury abroad and made a claim. They needed a lot of evidence which was difficult to obtain in a foreign country. Unfortunately after returning to Australia my injuries were not yet healed/resolved and I have had to see a physio multiple times, a chiro many times, have remedial… Read more

therapy and x-rays back in oz.

To my surprise the PDS specifically says "...not covered for..." .... "Any treatment, medication or any other additional expenses as detailed under section B1 that occur after you return back to Australia."

I guess that's how most insurance companies are but I was surprised. I was covered by insurance when I had my injury but only expenses overseas were covered. If I had known that I would have had seen more medical professionals there.

They did cover the overseas bills, but they were a small amount compared to the other bills.

Find out how Tick Travel Insurance compares to other Travel Insurance

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Forever1
Forever116 posts
  Tick Travel Insurance - Basic

I was injured by an animal while travelling overseas and contacted Tick Travel Insurance for assistance. Instead of covering the hospital expenses directly, I was told to pay everything myself and submit a claim later for review by their medical… Read more

team. This left me significantly out of pocket, and honestly, if I hadn’t had enough money available at the time, I don’t know what I would have done.

The claims process was also time-consuming, stressful, and exhausting while dealing with an injury. To make matters worse, when I returned home and needed follow-up injections related to the overseas injury, they refused to cover them, saying treatment after returning home was no longer included.

I was injured overseas, and I expected support until I had fully recovered — not to be left handling ongoing medical costs alone. Very disappointing experience and poor customer care. I won’t be using Tick Travel Insurance again.

 Follow-up  · Tick travel insurance didn’t end up covering the cost of my medical expenses here and rejected all the claims. Don’t get insurance with them.

Tick Travel Insurance
Tick Travel Insurance    

Hi there, I’m sorry to hear about your… Read more (+3 replies)

Jim R.
Jim R.VIC3 posts
  Verified Top

I paid for top-tier travel insurance expecting support when it mattered. What I got instead was slow, unhelpful service and zero real assistance. I never ended up using the policy, but when I reached out, it became clear very quickly that this company is not set up to support customers properly. Communication was poor, responses lacked clarity,… Read more

and there was no sense of urgency or accountability.

If you are charging premium pricing, then the experience needs to match. This didn’t come close.

I’ve since requested a refund because there is no value in keeping a policy with a provider I don’t trust to deliver when needed.

I won’t be using this company again and I would not recommend them based on this experience.

Tick Travel Insurance
Tick Travel Insurance    

Hi Jim, I’m sorry to hear about your… Read more

Recent reviews

Kim
KimNSW
  Fair Incentive Tick Travel Insurance - Standard

I have used Tick Travel Insurance on two other occasions, this will be my third time. When I planned this trip I just went straight to Tick Travel for my insurance so easy to use and great value. Show details

Maniche S
Maniche SACT
  Fair Incentive Verified Tick Travel Insurance - Standard

I'm a return customer - easy sign up process, discount offered for birthday and EOFY sale - excellent coverage. No claims made yet but so far everything seems great - and prices are superior to competitors even after removing excess and adding in natural disaster cover. Show details

Coolumchris
CoolumchrisNSW
  Top

I have bought Tick cruise insurance three times. With Top cover it's reassuring to know that we are covered for all possibilities, including disaster and emergency evacuation. The service is polite, knowledgeable and helpful. Having received a 20% discount voucher for my birthday made a significant reduction in the cost. I highly recommend Tick Travel Insurance. Show details

David Hutchinson
David HutchinsonQLD7 posts
  Tick Travel Insurance - Standard

This review is limited to the online purchase of the policy and comparable cost as I have not yet undertaken the travel or had a need to make a claim. The online booking process was very clear and easy to follow. The cost of the policy and to add a pre-existing medical condition was favourable when compared to others. Hopefully, the company will be just as efficient and easy to deal with if there are issues during the travel. Show details

Simon C.
Simon C.WA2 posts
  Tick Travel Insurance - Standard

Simple, cheap and I got everything I needed as part of my travel insurance package. Haven't lodged any claims yet and hopefully I won't need to but sure the support will be equally as easy to navigate as the sign up Show details

Elizabeth and John
Elizabeth and JohnNSW
  Tick Travel Insurance - Standard

Once again I had no hesitation which Insurance Company we would go with. So easy when dealing with pleasant and curtious Customer Service staff. Our Insurance Policy covered all our needs for our trip this October. There was no need to shop around as the price was again excellent. Show details

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