5,158 reviews
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AI reviews summary
Pros
Verdict
Overall, customer sentiment is largely positive, with many travellers praising 1Cover for its affordable pricing, user-friendly purchase process, and supportive assistance during major medical emergencies overseas. While a subset of users experienced frustrating communication hurdles, delayed claims, or rejections tied to policy exclusions, those who successfully claimed often highlighted efficient payouts and compassionate customer service. Prospective buyers are advised to read the Product Disclosure Statement (PDS) carefully to ensure their specific circumstances and inclusions are fully covered.
I chose 1Cover on the details on the internet. It seems to give me what I want but there was no human interaction. It is an act of faith which will only be tested if I have to make a claim. Hopefully not. Show details
Once I provided tbe proper documents my claim was processed within around 3 days. Fred from Technical Claims was very informative, fast responding, and kind. 1Cover has never let me down with great service. Show details
As always, absolutely fantastic! Super easy to get a policy. I had to lodge a rather large claim. And it only took 5 days to process it after I had all my paperwork in. I’ve used 1cover on every single one of my trips and it’s been worth it! Show details
Reviews with attachments
I had a medical issue arise only 3 weeks before and could not go on an overseas holiday with my wife and friends. They still travelled without me. 1Cover forms online to make the claim were a little tricky to fill out but with the assistance of 1Cover rep it was easy in the end to get them the documents they required for my claim. The claim was… Read more · 1
paid and reimbursed me fully for my portion of the trip. This was the first time I used 1Cover but I am now a customer for life and will highly recommend their service.
Overall very Happy – I’ve had a fantastic experience with 1Cover Travel Insurance! Their team has always been incredibly responsive and helpful whenever I’ve needed assistance. It’s reassuring to know they’re just a call or message away, especially when dealing with the unexpected while traveling. Their customer service is top-notch, and the claims process is… Read more · 1
generally straightforward. I recommend 1Cover to anyone looking for reliable travel insurance – they’ve earned my trust completely!
One happy customer – I have traveled overseas since 2014 always using 1Cover as my travel insurance and have never made a claim until this year. Due to health reasons I had to cancel my planned trip to Europe which included a river cruise. I was amazed how quickly 1Cover responded to my E-mails even though the process took a little longer than expected due to my GP… Read more · 1
miss reading the Medical Certificate questions and me not supplying all the supporting medical documentation required for them to process my claim, then waiting for an appointment to re visit my GP, but always keeping them in the loop. I have since recommended 1Cover to all my traveling friends. 10 out of 10 to Anthony and all the team at 1Cover travel insurance, have found the experience uncomplicated.
Money well spent – No one likes taking out and paying for travel insurance However in the event that you need to make a claim it is good to know we chose 1Cover Easy process to submit your claim online and terrific staff following up. Thank you Show details · 1
Easy to purchase – Easy to arrange, good pricing and I liked the communication after purchasing. Didn't need to use your service but feel as though I would have been treated fairly if I had. Show details · 1
I had a fall while in Croatia. I did $10,000 worth of damage to my camera gear. I understand the cover was to a maximum of $3000 which i was content with. I also smashed my phone and glasses in the fall. I received a total paymenty after 3 months of negotiation of $A142.00 after the $200.00 excess. This did not even cover the repair on my… Read more
glasses. Up until now I have used Medibank Private Travel insurance and while I have only ever had one claim in 6 extended overseas trips that claim was porcessed smoothly. I do not recommend this comany at all as they will find a loophole where they get to keep you mony and do not pay. Worst investment ever.
Latest follow-ups
Too expensive. Chose action and vehicle cover but I'm not covered for riding a bicycle? Seems very strange Show details
Follow-up · Apparently have bicycle cover but still too expensive
Hi Steven, thanks for your feedback, although it seems… Read more (+2 replies)
I highly reccomend .I travel often and have never had need to claim however was injured overseas and knew I would require Drs and Xrays I contatced 1Cover who were immeadiately responsive and who also sent emails specifically asking me if I was Ok… Read more · 1
and did I need any help over the month period I was OS. The claim was quickly dealt with and resolved. I would 100% recommend this Company and will be using in the future.Well done 1Cover !
Follow-up · My husband and I have taken two lengthy overseas trips this year and have taken out 1cover insurance. We have peace of mind knowing that should we require assistance it will be there. We still highly recommend
Excellent – My sister broke her ankle whilst we were holidaying in Sicily. 1Cover answered all our phone calls and emails quickly and we not only had our needs met, but they went above and beyond pointing out what else we could claim - which was in their policy, but I hadn't really read. Show details · 2
Follow-up · Many friends who are booking travel have asked who my sister and I were insured with, as they knew of how much medical and transport support we needed. We couldn’t recommend 1Cover highly enough.
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In-depth reviews
1Cover is the ONLY company I will use for my travel insurance. I have always purchased their affordable comprehensive insurance for my family and for the first time we had to make a claim as my son wound up in hospital in the PICU. I was able to to produce my certificate of insurance to the hospital and connected 1Cover to the hospital with one… Read more · 1
email. I merely had to provide his passport and our itinerary and short summary of what was occurring and 1Cover assigned a local agent to liaise on our behalf. The claim was simple and every person we spoke with was so supportive and helpful of our needs. I would like to make special mention of Fred who we liaised with on return to Australia and ensured we were all informed on the claim process and requirements to settle our claim. I would also like to thank Amy, Kerrie and Sarah who all made our communication while still overseas so simple and stress free which was so important given the circumstances we were worried about our son and the fact they made the process so easy took enormous pressure off us. I could not recommend 1Cover more.
We had a really disappointing experience with 1 Cover Travel Insurance. My husband became extremely during the night before our flight to leave Spain from what we thought was food poisoning. We went to the local hospital to get treatment where they gave him fluids and medication to stop the vomiting. We had to change our flights and book an… Read more
extra night's accommodation until he was well enough to travel home. When we tried to claim against our travel insurance we were asked for full medical records due to a gastric band that was mentioned in the medical reports. We felt like we had to go through the third degree and then had the claim rejected after weeks of waiting. I am sure anyone with food poisoning within 12 hours of an international flight would certainly be delaying the flight home, regardless of having a gastric band, however this did not even seem to be a consideration. We did not get a call to discuss before the claim was rejected, apparently because we didn't mention this procedure from 16 years prior it was a technicality that allowed them to reject the claim. Before this claim we had used 1Cover for all our travel insurance for several trips per year over several years. I guess my advice to others is to make sure you remember to mention even the things you don't think are a big deal so they can't find loopholes to get out of paying out. It would have been nice to have the opportunity for a review of this decision. I have lost a lot of faith in travel insurance since this situation, considering we had been loyal customers for such a long time. I don't feel like this claim was fairly dealt with and I don't have confidence that we will be taken care of in future.
Thanks for taking the time to share your experience. We… Read more (+1 reply)
When my claim was initiated, I was lying in sickbay part way through a cruise through Nova Scotia. The advice and service offered to my wife was prompt, comforting and reassuring. Distance and time differences proved problematic however these issues were overcome. The communication with my wife in the waiting room outside my ward was warmly… Read more · 1
received and much appreciated. The assistance through my hospitalisation, convalescence and return to Australia was concise and well organised. Perhaps at little more communication between 1cover medical staff and Airline medical team in relation to the airline's own procedures and duty of care could have made preparations of our return trip a little smoother. A big thank-you to the 1cover representative who phoned and enquired about our wellbeing and my medical condition only a very short time after landing back in Australia. On going communication regarding personal claims and overseas medical expenses were trouble free and supportive. The many claims that were lodged were amalgamated into one claim for settlement. Compilation proved time consuming, as ours was an unusual case of cancellations and interruptions, which required input from many varied organisations and companies within the world of travel. Fred's and his teams' patience was "a virtue". Thanking you for the support. I have travelled internationally many times with this being my first claim due to trip interruption due to personal circumstances. During times of uncertainty and difficulty, it was comforting and reassuring to have a voice of assistance to rely upon. Thank you all at 1cover for your patience and support offered to my wife and myself. Should we venture in the future on another international adventure, 1cover would be for us the logical choice to contact for our travel insurance needs to insure a peace of mind so that we could immerse ourselves and enjoy the sights and experiences of the travel at hand.
Positive reviews
I spoke to Mia this morning regarding a medical condition I was made aware of this morning which I felt may affect my policy. Mia explained what I needed to know and assured me she would add a note to my policy in case I required medical assistance OS. She was very calm! I would suggest that when someone phones and there’s a wait time, you let… Read more · 1
the caller know. I would have appreciated being informed that I was in a queue and that there were assistants who would take my call. I had no idea if my call would be received or what a reasonable wait time would be . As it was, I didn’t have to wait too long which I appreciated. Regards Deb Cramer
I was hospitalised in Japan this year Cellulitus. Quite expensive , ICover were excellent, very helpful and concerned about my health.Had a mass of documents in Japanese, but were all sorted very quickly upon my return. I was repaid the full amount in a swift manner and was extremely grateful that I used this company Show details · 1
The quote system is easy to use but gets confusing if you can't find the country you intend to travel to. As an example, there are many countries throughout Europe but I was not clear if I just chose Europe. Northern Ireland is another example. Show details
Negative reviews
Although it's easy to get the insurance and I have used 1Cover many times, this time I had to make a claim. The claims process was a terrible experience. I originally supplied all the required paperwork, but then got multiple requests to send it through again. The customer service was like talking to a machine with a week's delay in between. It took over two months to get my claim processed and I will never buy insurance from them again. Show details
Hi Clare, we are sorry you had trouble throughout the… Read more
Tried booking annual multitrip policy. When you try to change excess from $200 to $100, application process starts again from the beginning. No contact phone numbers, but get a delayed email response with incorrect phone contact details. Left call back message. No one calls back. Bought travel insurance policy elsewhere. if you want to change or query any policy issues, go elsewhere. Show details
Hi Marcus, we're sorry to hear about your experience and… Read more
If I could give 0 stars I would. We had to cancel our overseas trip due to my husband having a stroke. supplied all the details they were after, they have now come back asking for a letter from his GP as the letter from hospital was not enough. and to upload digital documents. as a senior citizen I don't know who do to it and with my husband in intensive care I don't have the brain space to learn so A1 give me my refund and stop dicking around Show details
Hi Emilia, we're sorry to hear about your experience.… Read more
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Recent reviews
Although I have never made a claim with any travel insurance the purchasing process was so much easier than other platforms and contained everything that I needed to cover. Show details · 1
Our second time using 1Cover. The process was very simple. We were apprehensive as we are now older and have medical concerns to report. The price range was what I expected after running an AI search. Cheaper than the travel company without reportable medical conditions. Show details · 1
1 Cover is a great insurance company. It covers a number of medical conditions that others don't. This is very important. There are options for hire cars, cruising etc that can be taken if needed. I haven't found any questionable parts in the small print, and the policy is easy to understand.The process for purchasing online is very quick and… Read more · 1
easy with the policy offering excellent value for money. I have not made a claim so can't comment on that process. I have now purchased from 1cover three times and will always go to them first in the future for a quote. Highly recommended
I required medical cover and lost tour costs. 1 Cover were efficient, helpful and contactable. My claim has been settled in a very reasonable time frame. Fred assisted me through every step. I have used 1Cover many times for overseas and local. Their online set up portal is easy to use. Show details · 1
Worth their weight in gold. Seem less process right from the start after an unexpected trip to the ER in the US. They had to do a lot of tests as it was my heart, so the bill was huge. 1 Cover handled everything directly with the hospital. I had used 1 Cover several times before this and I am currently in the US again and would not ever use anyone… Read more · 1
other than 1 Cover. So refreshing to not have push back from an insurance company. Thank you 1 Cover and thank you Fred.
I needed to cancel my travel insurance policy, which I had set up three months ago. It was still more than 5 months til I was to depart. 1Cover wanted to charge me over $350 to cancel, falsely claiming the prorata cancellation costs were clearly stated, which it isn’t! Upon complaining, they eventually agreed to reduce that rip off down to $100! Do yourself a favour and DO NOT use this company!! Show details
Thanks for taking the time to share your feedback. We're… Read more (+2 replies)
We were in Fiumicino about to travel back to Australia when one of our daughters fell ill with a gastric bug. We obviously couldn't travel so I contacted the 1Cover Claims and Emergency Assistance Team. They answered immediately and were extremely friendly, responsive and helpful throughout a number of calls organising alternative flights and accommodation. No detail was too much trouble, well done team, ten out of ten! Show details · 1
I had a very positive experience with 1Cover following a ski accident in Japan. Given the circumstances, I couldn't be happier with the communication, support, and ongoing assistance provided by the team from day one. Their professionalism and regular updates made a stressful situation much easier to manage. This experience reinforced just how… Read more · 1
important it is to have comprehensive ski cover when travelling. I’m extremely grateful for the care and support I received and would highly recommend 1Cover to anyone planning a ski trip.
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We’re really sorry to hear about your fall in Croatia and… Read more