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1Cover Travel Insurance

1Cover Travel Insurance

 Verified1cover.com.au
1Cover Travel Insurance
4.2

5,203 reviews

Positive vs Negative
85%15%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
3.7
Customer Service
3.8
Value for Money
3.8

 AI reviews summary 

Pros
Easy Online Purchasing: Customers frequently highlight that the online platform is quick and simple to navigate when purchasing or updating policies.
Helpful Customer Support: Many reviews praise the responsiveness, empathy, and professionalism of support staff when handling enquiries or policy modifications.
Efficient Claim Handling: A significant number of users report smooth, prompt claim approvals and payouts for medical emergencies and trip cancellations.
Competitive Pricing: Reviewers often note that the policies offer good value for money compared to alternative providers.
Verdict

Overall, customer sentiment is largely positive, with many travellers praising 1Cover for its affordable pricing, user-friendly purchase process, and supportive assistance during major medical emergencies overseas. While a subset of users experienced frustrating communication hurdles, delayed claims, or rejections tied to policy exclusions, those who successfully claimed often highlighted efficient payouts and compassionate customer service. Prospective buyers are advised to read the Product Disclosure Statement (PDS) carefully to ensure their specific circumstances and inclusions are fully covered.

4  Neil  · 1 cover was easy to fill in required information on line, they were by far the best available option
5  Joan S  · It is so easy to deal with 1Cover insurance online. I have used these company for many years and find them great and helpful to deal with.
4  MARK  · Very easy to understand and book and issue the policy
5  Kim  · Instructions simple to follow did not take long to full out and complete. Response time of acceptance after payment quick
5  Deb carman  · Had serious trouble on your on.line and also your chat. But I got a lovely customer service lady and was fantastic. thought about everything
4  Antonio Versaci  · Very easy to complete very happy to always user 1Cover
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Dan
Dan VIC
   Comprehensive

Policies advertised clearly state "Seniors Travel Insurance" however the chat person has confirmed that there is actually no "Seniors" policy and that being a senior is covered by selecting an age in the normal application. This can only be to "trick" seniors into thinking they are getting a tailored policy. If there is another valid reason it… Read more

would be interesting. That is the reason for one star. I would further clarify that the policy is still one of the best and if the advertising had not been misleading I would have given five starts.

1Cover
1Cover    

Thanks so much for your review Dan! We’re really glad to… Read more

Les T.
Les T. NSW
   Comprehensive

It was easy to purchase the insurance policy, however I missed where you nominate the amount of insurance required. This section should be a mandatory entry instead of being prefilled. The medical assessment section was straight forward and easy to navigate providing me with the relevant questions. Since I made a mistake with the amount of… Read more

insurance required after purchasing, it was very easy to update the policy with the correct amount. The easiest purchase process compared to two other companies I have used.

Pauline B.
Pauline B.
   Comprehensive

Very easy to complete the online form. We have used 1Cover several times and have found them very helpful in answering questions although fortunately we haven’t had to make a claim. Show details ·  1

Ask the reviewer

Reviews with attachments

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Howard DG
Howard DG VIC
   Comprehensive

1Cover always first choice when ready for International travel Very competitive price & cover what expected for great travel experience Show details ·  1

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Brooke
Brooke QLD
   Verified  Comprehensive

I had a medical issue arise only 3 weeks before and could not go on an overseas holiday with my wife and friends. They still travelled without me. 1Cover forms online to make the claim were a little tricky to fill out but with the assistance of 1Cover rep it was easy in the end to get them the documents they required for my claim. The claim was… Read more ·  1

paid and reimbursed me fully for my portion of the trip. This was the first time I used 1Cover but I am now a customer for life and will highly recommend their service.

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prosentreter
prosentreter QLD
   Verified  Comprehensive

I had a fall while in Croatia. I did $10,000 worth of damage to my camera gear. I understand the cover was to a maximum of $3000 which i was content with. I also smashed my phone and glasses in the fall. I received a total paymenty after 3 months of negotiation of $A142.00 after the $200.00 excess. This did not even cover the repair on my… Read more

glasses. Up until now I have used Medibank Private Travel insurance and while I have only ever had one claim in 6 extended overseas trips that claim was porcessed smoothly. I do not recommend this comany at all as they will find a loophole where they get to keep you mony and do not pay. Worst investment ever.

1Cover
1Cover    

We’re really sorry to hear about your fall in Croatia and… Read more

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Liam B.
Liam B. NSW 14 posts
   Verified  Comprehensive

Overall very Happy – I’ve had a fantastic experience with 1Cover Travel Insurance! Their team has always been incredibly responsive and helpful whenever I’ve needed assistance. It’s reassuring to know they’re just a call or message away, especially when dealing with the unexpected while traveling. Their customer service is top-notch, and the claims process is… Read more ·  1

generally straightforward. I recommend 1Cover to anyone looking for reliable travel insurance – they’ve earned my trust completely!

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Ilse Powell
Ilse Powell VIC
   Comprehensive

One happy customer – I have traveled overseas since 2014 always using 1Cover as my travel insurance and have never made a claim until this year. Due to health reasons I had to cancel my planned trip to Europe which included a river cruise. I was amazed how quickly 1Cover responded to my E-mails even though the process took a little longer than expected due to my GP… Read more ·  1

miss reading the Medical Certificate questions and me not supplying all the supporting medical documentation required for them to process my claim, then waiting for an appointment to re visit my GP, but always keeping them in the loop. I have since recommended 1Cover to all my traveling friends. 10 out of 10 to Anthony and all the team at 1Cover travel insurance, have found the experience uncomplicated.

Latest follow-ups

Gregory
Gregory NSW
   Comprehensive

wesbiste good, but i seem to have been issues a certificate of insurance without quoting credit card detail re policy 1C-AU-CPN5256591 Show details

 Follow-up  · website fine, price better than the travel insurer I had previously been using. Took payment and confirmed. I have policy.. I adopt the view that if I have trail insurance, I won't need it.

Ann
Ann QLD 2 posts
   Verified  Comprehensive

Peace of mind – The insurance was easy to set up & covered all that I wanted at a reasonable price. Thankfully as with insurances I had no need to access it, but it was value for money in the event I did have a claim. Certainly ‘peace of mind’ and essential when travelling overseas. I have used this company on several occasions for overseas travel. Show details ·  1

 Follow-up  · 1 cover were my preferred choice again a couple of months ago as my insurer when I booked another European & UK holiday. They cover all situations & certainly the countries I am visiting.

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David
David QLD 3 posts
   Verified  Comprehensive

When we were in Bali we contacted emergency contact and had wonderfull and friendly service by phone . When we returned our outstanding medical bills… Read more ·  1

were dealt with in a professional and prompt way . The policy was excellent value and after lodgement it took 2 weeks to process. I have used 1Cover 4 previous times and will continue to use them.

 Follow-up  · I had used 1Cover before but had not made a claim . No tricky parts just make sure you have all you details and receipts . I got campylobacter , food poisoning .And needed hospitalisation in Bali

 Follow-up  · I had septicaemia and was in a bad way but all cleared now and going well . If it wasn’t for 1Cover that made it so easy for me to claim and easy to contact them while overseas

In-depth reviews

Laura F.
Laura F. NSW 2 posts
   Comprehensive

1Cover is the ONLY company I will use for my travel insurance. I have always purchased their affordable comprehensive insurance for my family and for the first time we had to make a claim as my son wound up in hospital in the PICU. I was able to to produce my certificate of insurance to the hospital and connected 1Cover to the hospital with one… Read more ·  1

email. I merely had to provide his passport and our itinerary and short summary of what was occurring and 1Cover assigned a local agent to liaise on our behalf. The claim was simple and every person we spoke with was so supportive and helpful of our needs. I would like to make special mention of Fred who we liaised with on return to Australia and ensured we were all informed on the claim process and requirements to settle our claim. I would also like to thank Amy, Kerrie and Sarah who all made our communication while still overseas so simple and stress free which was so important given the circumstances we were worried about our son and the fact they made the process so easy took enormous pressure off us. I could not recommend 1Cover more.

Find out how 1Cover Travel Insurance compares to other Travel Insurance

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Tammie
Tammie VIC 2 posts
   Comprehensive

We had a really disappointing experience with 1 Cover Travel Insurance. My husband became extremely during the night before our flight to leave Spain from what we thought was food poisoning. We went to the local hospital to get treatment where they gave him fluids and medication to stop the vomiting. We had to change our flights and book an… Read more

extra night's accommodation until he was well enough to travel home. When we tried to claim against our travel insurance we were asked for full medical records due to a gastric band that was mentioned in the medical reports. We felt like we had to go through the third degree and then had the claim rejected after weeks of waiting. I am sure anyone with food poisoning within 12 hours of an international flight would certainly be delaying the flight home, regardless of having a gastric band, however this did not even seem to be a consideration. We did not get a call to discuss before the claim was rejected, apparently because we didn't mention this procedure from 16 years prior it was a technicality that allowed them to reject the claim. Before this claim we had used 1Cover for all our travel insurance for several trips per year over several years. I guess my advice to others is to make sure you remember to mention even the things you don't think are a big deal so they can't find loopholes to get out of paying out. It would have been nice to have the opportunity for a review of this decision. I have lost a lot of faith in travel insurance since this situation, considering we had been loyal customers for such a long time. I don't feel like this claim was fairly dealt with and I don't have confidence that we will be taken care of in future.

1Cover
1Cover    

Thanks for taking the time to share your experience. We… Read more (+1 reply)

Rod K.
Rod K. QLD
   Verified  Comprehensive

When my claim was initiated, I was lying in sickbay part way through a cruise through Nova Scotia. The advice and service offered to my wife was prompt, comforting and reassuring. Distance and time differences proved problematic however these issues were overcome. The communication with my wife in the waiting room outside my ward was warmly… Read more ·  1

received and much appreciated. The assistance through my hospitalisation, convalescence and return to Australia was concise and well organised. Perhaps at little more communication between 1cover medical staff and Airline medical team in relation to the airline's own procedures and duty of care could have made preparations of our return trip a little smoother. A big thank-you to the 1cover representative who phoned and enquired about our wellbeing and my medical condition only a very short time after landing back in Australia. On going communication regarding personal claims and overseas medical expenses were trouble free and supportive. The many claims that were lodged were amalgamated into one claim for settlement. Compilation proved time consuming, as ours was an unusual case of cancellations and interruptions, which required input from many varied organisations and companies within the world of travel. Fred's and his teams' patience was "a virtue". Thanking you for the support. I have travelled internationally many times with this being my first claim due to trip interruption due to personal circumstances. During times of uncertainty and difficulty, it was comforting and reassuring to have a voice of assistance to rely upon. Thank you all at 1cover for your patience and support offered to my wife and myself. Should we venture in the future on another international adventure, 1cover would be for us the logical choice to contact for our travel insurance needs to insure a peace of mind so that we could immerse ourselves and enjoy the sights and experiences of the travel at hand.

Positive reviews

Steven H
Steven H NSW 3 posts
   Comprehensive

1Cover was the only travel insurer who accepted those who refused the covid jab, of which I was one of those people. I'll continue to insure with 1Cover for that very reason Show details ·  1

Julie G
Julie G WA 2 posts
   Comprehensive

Have used 1cover numerous times and totally satisfied with their policies feel safe travelling knowing i am insured for almost any situation staff are always friendly and helpful making it easy to find thr perfect cover and the premium are very reasonable highly recommended Show details

Michelle ODowd
Michelle ODowd VIC 3 posts
   Domestic

Purchasing the Travel cover for my upcoming domestic trip was so easy. The website is easy to use and easy to understand and the cost was very competitive, with all the inclusions that I required. Well done for a great product. I will definitely use you again for future travel insurance. Show details

Negative reviews

Katt
Katt 3 posts
   Domestic

The form has changed alot, in the last couple of months. In my opinion overall, it's worse. I do like the fact you can name another person, to be able to deal with the policy, that's a plus & should've been a must, not optional. The downfall is..... pretty much everything else. The destinations upfront are too brief. It was all listed before, now… Read more

you got to try & find the right places, that's wasting time & frustrating when you aint computer savvy. I couldn't see the list for what medical you already cover, unless you don't cover anything anymore - that part was totally different & annoying not knowing what you cover or don't cover - again frustrating - ARGH! The ongoing price at the different stages, are gone - you don't know the full price of everything, till you get to the pay page, WT! - I totally preferred the old format, it had everything listed you needed to know & was straight forward. The added name to be listed, should stay, as if you are injured - more than likely, it will be the listed person doing everything, not yourself. So low score for a very bad designed form, with less information than before & more frustrating than ever - Sorry! But you wanted my honest opinion.

1Cover
1Cover    

Thanks for taking the time to share such detailed and… Read more (+1 reply)

Robert Holloway
Robert Holloway WA
   Already Overseas

I chose 1Cover on the details on the internet. It seems to give me what I want but there was no human interaction. It is an act of faith which will only be tested if I have to make a claim. Hopefully not. Show details

1Cover
1Cover    

Hi Robert, thanks for your feedback. Glad that our… Read more

Clare
Clare NSW
   Comprehensive

Although it's easy to get the insurance and I have used 1Cover many times, this time I had to make a claim. The claims process was a terrible experience. I originally supplied all the required paperwork, but then got multiple requests to send it through again. The customer service was like talking to a machine with a week's delay in between. It took over two months to get my claim processed and I will never buy insurance from them again. Show details

1Cover
1Cover    

Hi Clare, we are sorry you had trouble throughout the… Read more

Recent reviews

Helen
Helen
   Travel Insurance

1cover is the best for insurance. I have made 2 separate claims and I had no trouble at all. They reply promptly and are very clear with instruction requirements. They also have great prices. We only use 1cover and recommend them to all our family and friends. Very highly recommended. Show details ·  1

Find out how 1Cover Travel Insurance compares to other Travel Insurance

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George C.
George C. NSW 2 posts
   Comprehensive

Best experience purchasing travel insurance I have ever had. Particularly the questions regarding existing medical conditions. Very easy to navigate even for a dinosaur. Show details ·  1

Flyer
Flyer 3 posts
   Comprehensive

I made an error purchasing this Policy today before I realized the 1 Cover Policy had already been purchased by another family member. Taylah was very understanding and said she could cancel the policy immediately and refund the amount paid. I was impressed how quickly Taylah solved my problem. Good work. Thanks Lance Show details

Johnny A
Johnny A WA
   Comprehensive

Very easy to navigate through and get exactly what I needed. 1 Cover is great value and gives me peace of mind when travelling overseas. I have been using 1 Cover for years now and am very happy with them. Show details ·  1

crystaltryhorn
crystaltryhorn WA
   Verified  Comprehensive

Once I provided tbe proper documents my claim was processed within around 3 days. Fred from Technical Claims was very informative, fast responding, and kind. 1Cover has never let me down with great service. Show details

Hannah
Hannah QLD
   Verified  Comprehensive

As always, absolutely fantastic! Super easy to get a policy. I had to lodge a rather large claim. And it only took 5 days to process it after I had all my paperwork in. I’ve used 1cover on every single one of my trips and it’s been worth it! Show details

Mark W.
Mark W. QLD
   Verified  Medical Only

I was hospitalised in Japan this year Cellulitus. Quite expensive , ICover were excellent, very helpful and concerned about my health.Had a mass of documents in Japanese, but were all sorted very quickly upon my return. I was repaid the full amount in a swift manner and was extremely grateful that I used this company Show details ·  1

Paul
Paul
   Comprehensive

The quote system is easy to use but gets confusing if you can't find the country you intend to travel to. As an example, there are many countries throughout Europe but I was not clear if I just chose Europe. Northern Ireland is another example. Show details

Wink
Wink NSW 3 posts
   Comprehensive

Although I have never made a claim with any travel insurance the purchasing process was so much easier than other platforms and contained everything that I needed to cover. Show details ·  1

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