Review your last buy on ProductReview.com.au
InsureandGo Australia

InsureandGo Australia

 Verified🏆 2026www.insureandgo.com.au
InsureandGo Australia
4.2

7,145 reviews

Positive vs Negative
80%4%16%
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.1
Transparency ?
3.9
Customer Service
3.9
Competitive pricing
Easy to set up policy
Helpful, efficient customer service
Exclusions sometimes not made very clear
Frequently mentioned
Anthony
AnthonyVIC
 Pinned International Travel Insurance - Bare Essentials

Great service – I recently travelled overseas and had insurance from this team.i had health problems whilst overseas and the team was absolutely fantastic! They communicated with me every step of the way to make sure I was OK and the claim was quick and effortless.The process was easy and all the team was very polite and caring.i felt that they genuinely cared… Read more ·  1

and provided great customer service responding promptly to all my needs.I want to thank you all and would highly recommend anyone to take out insurance cover with you.great work!Thankyou team!

5 Robert  · Excellent to deal with easy to set up great value will use again
5 Norman  · Very easy to navigate website and purchase policy online, policy has all we need for pacific cruise.
5 Cat  · I've been using Insure&Go for all my past trips for 6 years already! It's easy to compare, get a quote and purchase!
5 Conned  · I have always used insurance to go when travelling Bestinsurance for travelling
5 Kelvin  · Great cover option at an affordable price. Will Definitely be reusing them again.
5 Veronica  · Quick and easy to arrange, was recommended by a friend and after looking into them they were one of the better for value for money and endorsed
Cam
Cam2 posts
  International Travel Insurance - Gold

Our 3rd time using Insure and Go. Excellent coverage, straight forward online application and affordably priced. Wouldn’t travel overseas without the peace of mind Insure and Go offer. Show details

Ask the reviewer
Karen C.
Karen C.2 posts
  Verified International Travel Insurance - Silver

Very informative about the policy I required especially regarding the health questionnaire section. I found talking to a representative far more beneficial than online. Show details

Ask the reviewer
chris n.
chris n.VIC
  International Travel Insurance - Gold

Easy and cost effective. Our son travelled to Europe last year and an unfortunate accident meant that we had to contact Insure and Go for help. They could not have been better during our hour of need. Fir this reason we had no hesitation in choosing them for our own trip. Show details

Ask the reviewer

Reviews with attachments

  • Thumbnail
  • Thumbnail
  • Thumbnail
sun
sun2 posts
  Fair Incentive International Travel Insurance - Silver

I've been using InsureandGo for many years now. For every international trip I do. I will not go with another after a freak accident I had in Hawaii where I fell off a 3m ledge and survived with only bruising, concussion, a large bump on the head and a sprained pinky finger. I was so lucky. The medical costs was outrageous. Without travel… Read more

insurance, i would have been up for just under $100K AUD! Thank god for travel insurance and insuranceandgo. They were great and so easy to deal with.

  • Thumbnail
Kat
KatNSW3 posts
  Verified International Travel Insurance - Gold

Easy procees, helpful customer service and not too many options which gives clarity Show details

  • Thumbnail
  • Thumbnail
  • +1Thumbnail
Sue
SueQLD4 posts
  Fair Incentive Verified International Travel Insurance - Bare Essentials

Very easy to get a quote on line, with various options. Easy to pay and get your policy via email. I have used Insureand go a few times now and have recommended to friends and family who also now use Insureandgo Show details

  • Thumbnail
nicole
nicoleQLD9 posts
  Verified International Travel Insurance - Gold

Easy to navigate the site. The pricing is very reasonable. I was referred by a business partner who runs motorcycle tours worldwide, luckily I have never had to use the policy, however they recommend to their patrons to use insureandgo due to having hassle-free claims and good coverage for previous clients. I have bought insureandgo for three trips now, and have recommended to a number of travel partners. Show details

  • Thumbnail
  • Thumbnail
  • Thumbnail
Pete D
Pete DNSW2 posts
  Verified International Travel Insurance - Gold

We purchased travel insurance with InsureandGo Australia for our family trip to Japan and found the policy easy to set up and well priced for the level of cover provided. The coverage was clear, comprehensive, and suited international travel, including medical expenses and travel disruptions, which gave us real peace of mind while overseas. The… Read more

policy documentation was straightforward and easy to understand, and we felt confident knowing we were well covered throughout our trip. Thankfully we didn’t need to make a claim, but based on the clarity of the policy and overall experience, we would happily use InsureandGo again for future travel.

  • Thumbnail
Cass
CassNSW
  International Travel Insurance - Silver

I have used InsureandGo for all of my previous 3 international trips. Great communication and competitive pricing for good service. Show details

  • Thumbnail
  • Thumbnail
Angeline Murphy
Angeline MurphyWA
  Fair Incentive Verified International Travel Insurance - Silver

Whenever I have travelled overseas I use InsureandGo....the reason I use them is a work colleague (im a medic) who took out travel protection recommended them. He was travelling overseas and ended up having a cardiac event where he actually died 2 to 3 times and then had to be eventually flown home..all completely unexpected. This company took… Read more

care of EVERYTHING. It is SO important to take out travel/medical insurance...dont think it will never happen to you or your precious family! I was travelling for work while in Bali and both my friend and I became incredibly unwell. We ended up both on IVs. The doctor and nurse actually came to our hotel. They were amazing..the care was second to none! The insurance company I had intially taken out a policy with was not helpful and declined our claim! Which in hindsight was a godsend as I then found Insurengo and never looked back! On my last trip to the US and found Insurengo at least $200 cheaper than the other company's out there. I have also recommended this amazing company to others who have found feeling safe and kmowing its an Australian owned and operated group! Let's support these wonderful company's who work hard for us..bringing us the best cover and ease of sign up! Thanks again InGo Team!

  • Thumbnail
John K.
John K.NSW
  Fair Incentive International Travel Insurance - Silver

InsureandGo were easy to use and competitively priced. Will use again Show details ·  1

Travel Insurance

Find out how InsureandGo Australia compares to other Travel Insurance

Know better, choose better.

Compare all
  • Thumbnail
Margrit Rickenbach
Margrit RickenbachNSW2 posts
  Verified International Travel Insurance - Silver

Booking was easy and for 2 Individuals quite cheap. We travel in 4 days to Vietnam. Show details ·  1

  • Thumbnail
Kirsty H.
Kirsty H.QLD3 posts
  Fair Incentive Verified International Travel Insurance - Silver

So easy to get a quote, compare cover and make an informed decision based on our holiday destination. We have travelled with Insure & Go insurance before and have found them to be very cost competitive this time too. Show details ·  1

Latest follow-ups

David
David
  International Travel Insurance - Gold

Every trip I take I use insure and go travel insurance, and I travel yearly , sometimes a couple of trips a year. My husband and I travel separately as we like different destinations he also uses Insure and Go, they are great for him as he takes… Read more

out extras, like winter sports. Easy to do yourself competitive pricing, the team always answer any questions promptly and find them to all be very helpful and polite. Even when the world shut down with Covid, I was supposed to travel to India that week Insure and Go were on the ball, contacting me, to help me thru my claim. I DON’T go anywhere else for my travel insurance. Thanks Debbie✈️️

 Follow-up  · I have never had any issue with the claim I had and it was when our world was just closed down for covid. Insure and go were fabulous, claim was paid in full and I had gold cover, I always take the top cover. And extras depending on where I’m travelling, and what I know I’m going to do when I’m there 2 trips down this year, 1 to go thank you Insure and Go David Reid

Jason B
Jason BNSW25 posts
  International Travel Insurance - Bare Essentials

My family and I recently completed an overseas trip, we had purchased a travel insurance policy with added Natural Disaster coverage from InsureandGo a few weeks before departure. Our trip was impacted by a natural disaster, so we claimed for the… Read more

accommodation expenses incurred due to this event, our claim was denied as we were "not covered for a travel delay".

This company will use whatever means available to deny your claim. Why provide coverage for a natural disaster at all if you then deny claims attributed to a natural disaster.

When an event occurs and you need support, don't count on InsureandGo to be there for you.

Update: InsureandGo contacted me via phone to discuss my review. They stuck to the narrative that Natural Disaster coverage is only applicable to your level of cover.....weasal words. If that's the case, clearly define on the "add-on" page what is covered and not covered with each option, as the current wording does not sufficiently broadcast the limitations. As things stand, the Natural Disaster add-on coverage seems to be nothing more than a way to extract extra money from people.

Our claim was for a minor amount of money ($400 minus excess), I am just thankful that our claim was not for a substantial amount.

 Follow-up  · Excess was $100 (this isn't paid unless the claim is successful). The natural disaster was a typhoon which shut down all transportation leaving Cebu. Left us stranded with short time to find accommodation.

InsureandGo Australia
InsureandGo Australia    

Hi Jason, I’m sorry to hear about your… Read more (+1 reply)

Ian H
Ian HVIC
  Fair Incentive International Travel Insurance - Gold

I found it to be very competitive and I have a serious medical background issues that have cost me many dollars elsewhere, this covered them and allowed me to take a trip without taking a mortgage out! Very pleased, policy was also easy to fill out and I will be using them again Show details

 Follow-up  · I havent made a claim as yet, hopefully not Yes I compared policies, around 10 of them none as good or comprehensive Heart issues, stroke etc, most serious conditions you can insure.

In-depth reviews

John T.
John T.WA2 posts
  International Travel Insurance - Silver

Do not use this Travel Insurance company as they will do everything they can to not pay out on a claim. My Passport was soaked in a rain storm while on a trip to Canada resulting in the electronic chip would not work. I had to go into the Australian Consulate in Toronto to get an Emergency Passport. this meant that on our way home to Australia we… Read more

could not use our stop overs in the UAE, (3days) and Malaysia, (10 days) as we could not enter those places with an emergency Passport. our flights were cancelled with no refund. We had to re-book flights where we could not leave the international side of the airports to get home. the trip home took 27 hours. We put a claim in with Insure & Go which was knocked back. they told us that if my passport had been stolen or lost they would have paid out. But as my passport was damaged they said they knocked back my claim. It quite clearly states in their advertising, "Cancellations: trip cancellation covers for unforeseen events like injury, illness or because of other reasons outlined in the PDS." Don't trust them!

InsureandGo Australia
InsureandGo Australia    

Hi John, I am sorry to hear about your… Read more (+1 reply)

Brendan F.
Brendan F.NSW24 posts
  International Travel Insurance - Gold

As always these kinds of insurance are "easy to buy", but as I'm 52 and have had some medical issues there were extra costs to get the right cover. The Mrs has also had sugeries that needed recording. Due to this, the cover wasn't cheap, but as… Read more

we were going through 5 countries we thought it best we had it covered. We're pretty careful so avoided places in Italy where pickpockets are rife (like the metros), and had a great trip with no need to claim. I know claims are always the hard part and that I cannot comment on that process, hence "full five stars", the main reason for this is I felt we had the cover we needed and when we got back they sent us an email in case we needed to raise a claim. I appreciated that email, and felt like they weren't just playing "we've got your money, now get lost" like many insurers. Now we've used them, I'd use them again, they were a little expensive but I guess they have to cover risks with people with pre-existing medical conditions and at least I felt having told them and having these accepted was peace of mind.

 Follow-up  · Just to follow up, we didn't need to claim anything, as you always hope not to. I was encouraged though by them sending a follow up email that basically said "if you have any claim to make here's how to do it", that was refreshing and encouraged me that they do want to service those in need.

Sue G
Sue GNSW4 posts
  Verified International Travel Insurance - Silver

We are not due to travel until next year, planning on going to the Commonwealth Games to watch my daughter in the boxing. My husband and I are 70, we need to get organised in plenty of time with flights etc. I saw that InsureandGo Australia was having a quick sale and decided the time was right to get our insurance sorted as we had purchased our… Read more

flights and games tickets. I originally got the quote online which was reasonable and was about to pay, as the price was comparable and actually more reasonable than a couple of others I had dealt with. I was about to hit the button to pay but realized I hadn't answered my husband's medical questions. A quick phone call, with only a short wait I had a lovely human to talk to. I got that sorted and was again going to pay when I realized that this time, I had incorrectly answered a question. I phoned back and I was quickly on the line to a very helpful lady who actually went through all the questions again with me and checked to see if it would make any difference to the end price. It did not, so she actually emailed me back the quote within a short period of time. All done and purchased in no time at all. Hopefully I won't have to make a claim, but at this stage, to have peace of mind is a big step towards our great get-away.

Positive reviews

Rose
RoseVIC
  Fair Incentive International Travel Insurance - Bare Essentials

I have used insure and go before. Both times it had met my needs at a very good price. Luckily I did not need to make a claim on first time and hope won't need to make a claim on my next holiday. Very easy to buy online. Show details

Travel Insurance

Find out how InsureandGo Australia compares to other Travel Insurance

Know better, choose better.

Compare all
Cheryl C
Cheryl CNSW
  Verified International Travel Insurance - Silver

I searched a number of insurance companies, especially ones I had used before or 'big' names. Although I now have diabetics, completely under control, and not insulin dependant, all wanted to add a minimum of 150% additional charge to take out a policy. When I came across InsureandGo I was pleased that they acknowledged it as an acceptable… Read more

preknown illness and gave a very reasonable quote with very good cover. One hopes you never have to draw on the cover but I felt confident they would honour all that they offered if needed.

Fi Fi
Fi FiQLD8 posts
  Verified Domestic Travel Insurance - Bare Essentials

Well, that was easy and reasonably priced, I found an email on the One Big Switch website and followed the instructions. The whole process was easy, and I am very pleased with the result. I am doing a domestic cruise in March next year, so thankfully I am covered for what I may need. Show details

Negative reviews

kelly m.
kelly m.
  International Travel Insurance - Silver

Due to travel being cancelled they would not even refund our unused policy prior to travel, communication is terrible and would not trust them if I had a real claim. Go elsewhere if you want cover Show details

Jon Riggs
Jon RiggsQLD3 posts
  Verified International Travel Insurance - Bare Essentials

Do not use this company! I had a legitimate claim regarding a trip that was cut short and they did not honour the agreement citing a fine print technicality to avoid paying. Disgusting. Show details

InsureandGo Australia
InsureandGo Australia    

Hi Jon, I’m sorry to hear about your… Read more

Sujay Krishnamoorthi
Sujay KrishnamoorthiQLD4 posts
  Verified International Travel Insurance - Gold

Hidden Clause Traps Beware & Disabled Travelers! Insure Go Denied My Baggage Claim Bought Insure&Go OneTrip Gold travel insurance for my family holiday to India (policy 3101834066), but had to check all my camera gear as a photographer with a… Read more

disability – I physically cannot carry heavy items in hand luggage safely.​

Claim denied under Section E1: "Valuables must be in hand luggage" exclusion a sneaky fine-print gotcha not warned about when buying!

InsureandGo baggage claim denied, travel insurance valuables exclusion, this policy leaves you exposed. Avoid Insure&Go unless you want zero coverage when gear gets damaged.

 Follow-up  · Follow up! No consideration for people with vulnerabilities, disabilities and other conditions. As the primary focus is filmy based on their policy clause. They don’t care

InsureandGo Australia
InsureandGo Australia    

Hi Sujay, I’m sorry to hear about your… Read more

Recent reviews

Sandra Parker
Sandra ParkerQLD
  Verified International Travel Insurance - Gold Cruise

We needed insurance for our up coming cruise, after doing our homework and reading many reviews. We chose InsureandGo, they were very compatible with price, and with add discounts for military service. It was extremely easy to navigate their website, as well as adding pre existing conditions (which were included) Show details

mandmlong
mandmlongQLD2 posts
  Verified Domestic Travel Insurance - Silver

So far Insure & Go have been very efficient. I've not left for the trip as yet but, booking was pretty well seamless. Policy seems like very good value. This is my first time with Insure and Go. Recommended to me by my sister. Show details

Jaclyn  Trevillian
Jaclyn TrevillianVIC2 posts
  Fair Incentive International Travel Insurance - Silver

Easy to compare with other Insure and Go options, a bit on the pricey side but worth it for the inclusions. Tried to purchase using PayPal but it didn’t work, so used credit card instead - still waiting to hear from PayPal that I haven’t been double charged. I’ve used this company a few times now but never needed to claim, so I can’t speak to how easy or difficult that process is. Show details

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.

Go to offer