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Hassle free and fixed right.

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We ran over a large rock that fell from a tipper truck, we managed to get some paperwork to confirm the incident, Elders Insurance told us we may have to pay an excess if they have no luck tracking down the truck, 2 days later they called to say there was no excess and we could go ahead and get our car repaired. There was just under $3000 damage to the suspension and steering caused by the large rock. Within a week the car was fixed by our own mechanic and was back on the road as good as new. Elders might not be the cheapest insurer on the planet, but they have good old fashioned service from Australia and not some oversees call centre. You really do get you pay for.

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Details

Elders Comprehensive Car Insurance

Elders Comprehensive Car Insurance

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Elders Third Party Property Car Insurance

Elders Third Party Property Car Insurance

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Elders Third Party Property, Fire & Theft Car Insurance

Elders Third Party Property, Fire & Theft Car Insurance

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CategoryCar InsuranceCar InsuranceCar Insurance
Coverage TypeComprehensiveThird Party Property DamageThird Party, Fire and Theft
UnderwriterQBEQBEQBE
Legal Liability Cover Included up to $20 millionIncluded up to $20 millionIncluded up to $20 million
Roadside Assistance Not OfferedNot OfferedNot Offered
Reduced or Zero Excess Windscreen CoverZero Excess Optional ExtraNot OfferedNot Offered
Choice of RepairerAllowedAllowedAllowed
After Accident Care
Towing Costs IncludedNot IncludedIncluded
Hire Car after a No Fault Accident

Included up to the maximum daily rate shown in your Policy Schedule:

  • for a maximum of 14 days or 7 weekends; or
  • until your motor vehicle is repaired; or
  • until your claim is paid

Not Included

Not Included

Hire Car after an Incident

Optional extra up to the maximum daily rate shown in your Policy Schedule:

  • for a maximum of 14 days or 7 weekends; or
  • until your motor vehicle is repaired; or
  • until your claim is paid

Not Included

Not Included

Essential / Emergency RepairsIncluded up to $750Not IncludedIncluded up to $750
Emergency Transport & AccommodationIncluded up to $1,000 if at the time of the accident, your motor vehicle is more than 150 km from the address it is normally parked at nightNot IncludedIncluded up to $1,000 if at the time of the accident, your motor vehicle is more than 150 km from the address it is normally parked at night
Benefits
Hire Car after Theft

Included up to $2,000

Not Included

Not Included

Child Safety Seats and PramsIncludedNot IncludedNot Included
Lock and Key ReplacementIncluded up to $2,000 during any one period of insuranceNot IncludedNot Included
New-for-old Car Replacement

Not Included

Not Included

Not Included

Pay As You Drive / Fixed Kilometre DiscountNot OfferedNot OfferedNot Offered
Personal Property CoverIncluded up to $500. Mobile phones and trade tools are not covered.Not IncludedIncluded up to $500. Mobile phones and trade tools are not covered.
Trailer & Caravan CoverTrailer only up to $1,000Not IncludedNot Included
Transit Cover Not IncludedNot IncludedNot Included
Uninsured Motorist Benefit Not ApplicableIncluded up to $5,000Included up to $5,000
Accidental Loss or Damage
FireIncluded Not IncludedIncluded
Theft or Attempted TheftIncludedNot IncludedIncluded
CollisionIncludedNot IncludedNot Included
Malicious Damage / VandalismIncludedNot IncludedNot Included
Natural EventsIncludedNot IncludedNot Included

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