?
? !

Best Car Insurance

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

Read now
Buying Guide Banner
Go to first result

147 listings

Seniors Car Insurance
  • Award Winner 2021
  • 2020

Seniors Car Insurance · includes 3 listings

4.8 from 2,255 reviews

While Australian Seniors is catered to drivers 50 years and over, it offers insurance for all Australian drivers over 17 with a valid driver’s license. Basking in a high overall rating, Australian Seniors' is most praised for its outstanding customer service and value for money.

  • Transparency
    4.6 (1,647)
  • Customer Service
    4.8 (1,709)
  • Value for Money
    4.8 (1,763)
  • Claim ApprovedYes (78) · No (4)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Australian Warranty Network
  • Award Winner 2021
  • 2020

Australian Warranty Network · includes 3 listings

4.5 from 856 reviews

Latest review: I’ve been with AWN for some years now with various cars and I’ve always been very satisfied Professional staff Very efficient with my claim processed in hours the same day Could not possibly ask for

  • Transparency
    4.7 (364)
  • Customer Service
    4.7 (401)
  • Value for Money
    4.7 (391)
  • Claim ApprovedYes (357) · No (5)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after an Incident and Emergency Transport & Accommodation
Youi Car Insurance

    Youi Car Insurance · includes 3 listings

    4.1 from 6,723 reviews

    Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

    • Transparency
      3.9 (620)
    • Customer Service
      4.1 (741)
    • Value for Money
      3.9 (723)
    • Claim ApprovedYes (48) · No (8)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterYoui
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Included and Not Offered
    • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
    • Choice of RepairerOptional Extra and Not Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Budget Direct Car Insurance

    Budget Direct Car Insurance · includes 5 listings

    3.9 from 6,913 reviews

    Latest review: bad response , terrible communication, left hanging on the phone line and not coming back at all after 1hr. And they don't listen especially if you have a problem with repairers. Claims aren't quick

    • Transparency
      3.9 (1,903)
    • Customer Service
      4.0 (2,166)
    • Value for Money
      4.1 (2,252)
    • Claim ApprovedYes (200) · No (97)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterAuto & General Services
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
    • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Integrity Extended Warranties

    Integrity Extended Warranties · includes 2 listings

    3.9 from 396 reviews

    Latest review: I was able to speak with an operator straight away with no any waiting queue plus the person was very helpful and assist me with my claim in an efficient and fast manner. My claim was accepted

    • Transparency
      3.8 (329)
    • Customer Service
      4.0 (341)
    • Value for Money
      3.9 (338)
    • Claim ApprovedYes (214) · No (37)
    • Coverage TypeMechanical Breakdown / Extended Warranty
    • UnderwriterIntegrity Car Care
    • Legal Liability Cover Not Included
    • Roadside Assistance Included
    • Reduced or Zero Excess Windscreen CoverNot Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Hire Car after an Incident and Emergency Transport & Accommodation
    Real Car Insurance

    Real Car Insurance · includes 3 listings

    3.3 from 513 reviews

    Latest review: Easy to use website. Excellent value. Could not find anyone else who would do pay as you drive for this vehicle. Did not use the comparison websites as I prefer to do my own

    • Transparency
      3.5 (60)
    • Customer Service
      3.7 (78)
    • Value for Money
      3.8 (80)
    • Claim ApprovedYes (14) · No (5)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed, Not Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Eric Insurance

    Eric Insurance · includes 4 listings

    3.3 from 91 reviews

    Latest review: These_guys are deadset grubs. 20+ minutes_on hold, loads_of hidden fees. Also, Covid-19 started_a year ago, stop using_it as an excuse for lousy service. I rate_them about as good_as Petplan

    • Transparency
      3.5 (50)
    • Customer Service
      3.7 (53)
    • Value for Money
      3.6 (50)
    • Claim ApprovedYes (34) · No (4)
    • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
    • UnderwriterEric Insurance Limited
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Huddle Car Insurance

    Huddle Car Insurance · includes 2 listings

    3.0 from 69 reviews

    Latest review: All was fine before I put a claim. You can not call someone to make claim and if you make an appointment you never get a call back on time or no call at all. They were hell went to prove that I am at

    • Transparency
      3.1 (50)
    • Customer Service
      3.1 (56)
    • Value for Money
      3.5 (54)
    • Claim ApprovedYes (13) · No (0)
    • Coverage TypeComprehensive and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Woolworths Car Insurance

    Woolworths Car Insurance · includes 3 listings

    2.6 from 838 reviews

    The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

    • Transparency
      2.4 (259)
    • Customer Service
      2.4 (320)
    • Value for Money
      2.6 (311)
    • Claim ApprovedYes (178) · No (41)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    SGIO Car Insurance

    SGIO Car Insurance · includes 5 listings

    2.5 from 251 reviews

    Latest review: 2006 HSV GTO COUPE purchased new and still original worth 90k . SGIO top cover $29k for $950 yr $800 excess. Not at all interested in letting me insure for what it’s worth. 24yrs with this mob and n

    • Transparency
      2.1 (13)
    • Customer Service
      2.3 (15)
    • Value for Money
      2.2 (15)
    • Claim ApprovedYes (6) · No (3)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
    • UnderwriterInsurance Australia Limited
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included, Zero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Enthusiast Motor Insurance

    Enthusiast Motor Insurance · includes 2 listings

    4.0 from 14 reviews

    Latest review: I recently had the pleasure of talking to Jamie from Brisbane. This woman is extremely knowledgeable and you can tell she is passionate about what she does. Not only did she talk the talk, but she

    • Transparency
      4.5 (11)
    • Customer Service
      4.6 (11)
    • Value for Money
      4.9 (11)
    • Claim ApprovedYes (1) · No (0)
    • Coverage TypeComprehensive and Third Party Property Damage
    • UnderwriterAssetinsure Pty Ltd
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    SGIC Car Insurance

    SGIC Car Insurance · includes 6 listings

    2.3 from 154 reviews

    Latest review: This company seems unable to do anything properly. I insured my car with them last year but they lost my address and refused to answer any of my inquiries. Finally they must of found my contact

    • Transparency
      1.3 (22)
    • Customer Service
      1.1 (23)
    • Value for Money
      1.5 (22)
    • Claim ApprovedYes (3) · No (5)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage, Compulsory Third Party (CTP Green Slip) and Veteran, Vintage and Classic Vehicle
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed, Not Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    RAC Car Insurance

    RAC Car Insurance · includes 4 listings

    2.2 from 190 reviews

    Latest review: By far the worst company I ever had to deal with. Customer service is an absolute joke, they are rude and very unprofessional. They just keep passing you on without actually sorting the problem. I

    • Transparency
      2.4 (53)
    • Customer Service
      2.5 (65)
    • Value for Money
      2.5 (64)
    • Claim ApprovedYes (19) · No (9)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
    • UnderwriterRACQ Insurance Limited
    • Legal Liability Cover $25 Million, 25 Million and Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Suncorp Motor Insurance

    Suncorp Motor Insurance · includes 4 listings

    2.2 from 188 reviews

    Latest review: This is by the worst experience i have had dealing with an insurance company without even seeing my car or getting a quote i get referred to a fraud investigator why?? i have a never had a insurance

    • Transparency
      1.8 (48)
    • Customer Service
      1.9 (52)
    • Value for Money
      1.7 (52)
    • Claim ApprovedYes (21) · No (12)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Allianz Car Insurance

    Allianz Car Insurance · includes 4 listings

    2.1 from 736 reviews

    Latest review: The first year was good value, and good peace of mind. They sent out a message for renewal and said the price for the new year cover was over double the amount, was $47 now $93 a month. I said no

    • Transparency
      2.8 (232)
    • Customer Service
      2.8 (261)
    • Value for Money
      2.8 (257)
    • Claim ApprovedYes (76) · No (24)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAllianz
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerAllowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Shannons Car Insurance

    Shannons Car Insurance · includes 2 listings

    2.2 from 215 reviews

    Latest review: I’ve recently purchased newer model of wrx, I am not a young kid and I am a woman. I just like quick cars but I am not in any clubs or online forums (who has time for this?) . I was searching for i

    • Transparency
      2.4 (53)
    • Customer Service
      2.2 (65)
    • Value for Money
      2.2 (63)
    • Claim ApprovedYes (21) · No (12)
    • Coverage TypeComprehensive and Third Party Property Damage
    • UnderwriterAllianz
    • Legal Liability Cover Included up to $20 million
    • Choice of RepairerAllowed and Not Allowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    APIA Car Insurance

    APIA Car Insurance · includes 3 listings

    2.1 from 165 reviews

    Latest review: Discussed comprehensive car insurance renewal this morning. Achieved a very good renewal quote. Excellent Lady customer service person. I have been an Apia customer for many years and will remain

    • Transparency
      2.6 (31)
    • Customer Service
      2.8 (39)
    • Value for Money
      2.6 (38)
    • Claim ApprovedYes (17) · No (2)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    RAA Car Insurance

    RAA Car Insurance · includes 4 listings

    2.1 from 132 reviews

    Latest review: We are waiting to cancel our policy. We have been told the car was written off, after refusing the initial offer of settlement (we could not replace our car for the amount offered) the assessor

    • Transparency
      1.9 (30)
    • Customer Service
      2.2 (35)
    • Value for Money
      2.1 (34)
    • Claim ApprovedYes (11) · No (9)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
    • UnderwriterRAA Insurance
    • Legal Liability Cover Included up to $20 million
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerAllowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    GIO Car Insurance

    GIO Car Insurance · includes 5 listings

    2.1 from 252 reviews

    Latest review: Contacted GIO to question the increase only to be told I was lucky to have been given a discount during Covid. When questioning why the increase, I was told”what do you expect”...”we gave you a grea

    • Transparency
      1.9 (48)
    • Customer Service
      1.9 (56)
    • Value for Money
      1.9 (53)
    • Claim ApprovedYes (22) · No (14)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Included and Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    AAMI Car Insurance

    AAMI Car Insurance · includes 4 listings

    2.0 from 1,299 reviews

    Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

    • Transparency
      1.8 (206)
    • Customer Service
      1.8 (241)
    • Value for Money
      1.9 (246)
    • Claim ApprovedYes (95) · No (42)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Page 1 of 3